Top super funds of 2021, Legacy pension relief, SMSF trust deed checklist, Your say on the Budget, Benefits of working longer, Pension Loans Scheme explained
Highlights of the June 2021 edition of the SuperGuide Premium newsletter include:
- TOP SUPER AND PENSION FUNDS: What separates the best from the rest? The annual awards provide some useful pointers.
- LASTING LEGACY: It’s been a long wait, but SMSF trustees may soon be able to trade in their old-style pensions for new.
- YOUR 2021-22 SMSF HEALTH CHECK: The new financial year rings in big changes for super, so be sure to give your SMSF trust deed a once-over.
- BUDGET REFLECTIONS: We asked retirees and pre-retirees if the recent Budget delivered any super good news.
- WORKING LONGER, LIVING BETTER: The latest research shows working into your 60s and beyond has health as well as wealth benefits.
- TAPPING INTO YOUR HOME EQUITY: If you could do with some extra retirement income, the Pension Loans Scheme could help. We explain how.
Pension payment relief extended for another year, Super bills pass, Retirement costs rise, March super stats show super increase, Running out of money in retirement major concern for retirees, Magellan launches fund with reserving strategy.
UniSuper continued its award-winning run, winning Fund of the Year for the eighth time in a little over a decade at the recent SuperRatings awards night.
Innovation has been slow at the retirement end of superannuation, which makes it even more important to search for a pension fund that will make your retirement as smooth as possible. Awards aren’t everything, but they do put a spotlight on industry best practice.
Super funds continued their winning streak in January, with the median Growth fund up 1% over the month.
Lifecycle funds are designed to reduce risk as you near retirement without sacrificing returns; recent research shows many do just that but you need to know what to look for.
John Maroney, CEO of the SMSF Association explains the amnesty on legacy retirement income products that was announced in the 2021 Federal Budget.
As your circumstances or the regulatory environment changes, your trust deed may also need updating.
Listed Australian shares continue to be the most popular asset class for SMSF trustees but other assets are gaining ground.
Let’s be frank, at a time of historically low interest rates it’s no wonder SMSF investors have been flocking to franked dividends from shares.
Proposed legislation will relax the residency rules for SMSF members, but until then it pays to understand the current rules before heading overseas for an extended stay.
Sorry, no posts matched your criteria.
There is mounting evidence that financial advice can be good for your hip pocket as well as your general wellbeing, but you need to be vigilant.
If you are looking for ways to save a bigger first home deposit, changes on the horizon promise to remove hurdles to the FHSSS and make the scheme simpler to use.
Eligible downsizer contributions can be a great way to boost your super without falling foul of many of the rules affecting other super contributions.
The rules for making super contributions after age 67 have been relaxed substantially, but you must still meet a work test for one type of contribution.
Staying in the workforce past the traditional retirement age can have many benefits – both financially and in terms of your physical and mental health.
The Home Equity Access Scheme can be a great way to boost your retirement income by taking a loan from the government against the equity in your home.
Proposed changes to the Pension Loans Scheme (now known as the Home Equity Access Scheme) could help more elderly Australians stay in their own home for longer.
Establishing a testamentary trust can have valuable estate planning benefits. With significant amounts due to be transferred via inheritances in the coming decades, it may be worth considering one.
Advanced care directives are documents that state your preferences for future medical care, should you lose the capacity to make decisions.