Top super funds of 2021, Legacy pension relief, SMSF trust deed checklist, Your say on the Budget, Benefits of working longer, Pension Loans Scheme explained
Highlights of the June 2021 edition of the SuperGuide Premium newsletter include:
- TOP SUPER AND PENSION FUNDS: What separates the best from the rest? The annual awards provide some useful pointers.
- LASTING LEGACY: It’s been a long wait, but SMSF trustees may soon be able to trade in their old-style pensions for new.
- YOUR 2021-22 SMSF HEALTH CHECK: The new financial year rings in big changes for super, so be sure to give your SMSF trust deed a once-over.
- BUDGET REFLECTIONS: We asked retirees and pre-retirees if the recent Budget delivered any super good news.
- WORKING LONGER, LIVING BETTER: The latest research shows working into your 60s and beyond has health as well as wealth benefits.
- TAPPING INTO YOUR HOME EQUITY: If you could do with some extra retirement income, the Pension Loans Scheme could help. We explain how.
Pension payment relief extended for another year, Super bills pass, Retirement costs rise, March super stats show super increase, Running out of money in retirement major concern for retirees, Magellan launches fund with reserving strategy.Read more
Chant West held their Super Fund Awards on May 26th 2021.Read more
Given that the sole purpose of super is to provide income for your retirement, super pension funds get less attention than they deserve. We aim to put that right.Read more
Super funds continue to produce strong returns for their members in a difficult economic climate, with the median Growth fund up 1.7% in August for a cumulative return of 2.8% in the first two months of the financial year.Read more
The impressive share market recovery since the end of March last year has boosted returns for all Lifecycle age cohorts during that period, but younger members with higher allocations to shares have enjoyed the best of bounce back.Read more
SMSF members will be able to exit old-style pensions for new if this Budget measure comes to pass.Read more
John Maroney, CEO of the SMSF Association explains the amnesty on legacy retirement income products that was announced in the 2021 Federal Budget.Read more
Recent changes to superannuation contribution caps and the transfer balance cap make now a very good time to review your trust deed.Read more
While cash and shares are still the go-to investments for SMSFs, the range of assets they hold are diverse, even in retirement.Read more
Careful management of capital gains and losses can make a big difference to your retirement savings.Read more
Let’s be frank, at a time of historically low interest rates it’s no wonder SMSF investors have been flocking to franked dividends from shares.Read more
Proposed changes in the 2021 Budget will level the playing field for SMSFs with members who move overseas.Read more
John Maroney, CEO of the SMSF Association provides some end of financial year tips for SMSF trustees.Read more
Proposed changes allowing people to grow their super before and after retirement get the thumbs up from our panel of retirees and pre-retirees.Read more
Despite the scandals of recent years, the evidence is clear that good financial advice can provide both material and intangible benefits.Read more
The government’s First Home Super Saver (FHSS) Scheme can be a handy tool when you are saving for your first home. But it’s not for everyone.Read more
If you downsize your home, putting some of the proceeds into your super can help feather your retirement nest.Read more
In your late 60s, you may need to meet a work test before making contributions into your super account. Here’s the current rules and what they mean for you.Read more
Staying in the workforce past the traditional retirement age can have many benefits – both financially and in terms of your physical and mental health.Read more
The Pension Loans Scheme can be a great way to boost your retirement income by taking out loan from the government against the equity in your home.Read more
Proposed changes to the PLS could help more elderly Australians stay in their own home for longer.Read more
Establishing a testamentary trust through your Will can have significant benefits for your family and beneficiaries, so it’s worth learning more about them.Read more
Advanced care directives are documents that state your preferences for future medical care, should you lose the capacity to make decisions.Read more