January 2022 newsletter

In a year of impressive returns all round, some funds outshone the rest. We reveal the top 10 Growth funds over one year and 10 years.

It will come as no surprise that volatile markets took a toll on super funds in April, with the median Growth fund losing 1.2%.

In this article we report median super fund performance for 1, 3, 5, 7, 10 and 15 years, up to 30 June 2021 and across five different investment options.

In these reckoners you can view the median super fund returns for 1, 3, 5, 7, 10 and 15 years across five different investment options for the last 6 calendar and financial years.

An easy way to determine if you believe your super fund is good value, is to assess the cost of your super fund against the average costs for the different types of super funds available.

When comparing super fund performance, the important figure is returns net of fees over the long term. Our calculator allows you to work this out and more.

When it comes to super funds, there’s a wealth of choice and your choice of fund can make a big difference to your wealth. So it pays to know what’s what.

Superannuation is now very much super-sized, with 187 super funds and $2.9 trillion invested. Here we list the 20 largest super funds in Australia so that you can benchmark your own fund.

Default MySuper funds have been undergoing a makeover in recent years, with performance under the microscope and fees falling.

Most things in life benefit from some planning. Resolving to do these simple actions will help your SMSF run smoothly and could even boost its performance.

It might seem complex to begin with, but if you follow these steps, you should be able to establish your own retirement income stream.

Stopping part or all of a pension can be a useful strategy for SMSFs in certain situations. We explain how and why.

As SMSFs are now able to have six members instead of four, here’s a refresher on the process involved in increasing your fund’s membership.

If you’re keen to retire but not sure if you can afford the lifes you dream about, answering these simple questions may help you decide.

There’s no hard and fast rule about what to do with your super on retirement, but it’s important to weigh up the pros and cons of starting a super pension or leaving it where it is.

Aakash Mehta answers readers questions about account-based super pensions and when it’s appropriate to start one.

Your wellbeing in retirement is about more than the size of your super balance; health, housing and the transfer of wealth all play a part.

Sheena Stow-Smith from PensionHelp answers reader questions about the impact on Age Pension entitlements of buying or selling the family home.

Once you’ve blown out the candles on your 60th birthday cake, retirement beckons. Or does it? For many Australians, the path to retirement has twists and turns they never imagined.