• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
SuperGuide

SuperGuide

Superannuation and retirement planning information

  • Join Premium
  • Account
  • Log In
  • How super works
      • Super for beginners
      • Employers guide to super
      • Women and super
      • Super rules
      • Super contributions
      • Super and tax
      • Accessing super
      • Super news
      • Super glossary
  • Super funds
      • Best performing super funds
      • Best performing pension funds
      • Super fund rankings
      • Pension fund rankings
      • Super fund profiles
      • Super fund comparison
      • Super fund average returns
      • Super investing strategies
      • Comparing super funds
      • Choosing a super fund
      • Super fund fees
      • Insurance and super
  • SMSFs
      • SMSFs for beginners
      • SMSF strategies
      • SMSF checklists
      • SMSF Q&As
      • SMSF administration
      • SMSF compliance
      • SMSF investing
      • SMSF pensions
  • Plan your retirement
      • Retirement planning for beginners
      • When should I retire?
      • How long will I live?
      • Will I have enough super?
      • Will I get the Age Pension?
      • How much will I spend in retirement?
      • Financial advice
      • Retiring overseas
      • Preparing for retirement
      • Retirement planning strategies
      • Retirement calculators and reckoners
  • In retirement
      • Income in retirement
      • Super lump sums
      • Super pensions
      • Age Pension
      • Working in retirement
      • Life in retirement
      • Seniors concessions and services
      • Aged care
      • Estate planning
      • Super death benefits
  • Special Features
    • Tips and strategies
    • Calculators and reckoners
    • Checklists and how-to guides
    • Case studies
    • Super quizzes
    • Newsletter archive

Home / SuperGuide newsletters / February 2022 newsletter

February 2022 newsletter

Super scorecard, Top funds revealed, How your fund ranks, Director IDs, Dixon’s demise, Reverse mortgages

Highlights of the February 2022 edition of the SuperGuide Premium newsletter include:

  • WINDS OF CHANGE: With more ‘reforms’ on the way, we keep score of the super and not-so-super changes so far.
  • BEST IN SHOW: We reveal the top performing super and pension funds, including risk-adjusted and sustainable options.
  • WHERE DOES YOUR FUND RANK? If your fund is not among the top dogs, we show you where it sits in the pack.
  • SMSFs AND DIRECTOR IDs: If your fund has a corporate trustee then listen up, it’s time for an identity check.
  • LESSONS FROM A FALL: Dixon Advisory has left many of its SMSF clients out of pocket and provided salutary lessons for all.
  • UNLOCKING HOUSING WEALTH: A growing number of retirees are turning to reverse mortgages to top up their income.  

HOW SUPER WORKS

Super news for February 2022

Super news for February 2022

$450 income threshold lifted, Retirement income covenant introduced, Aware Financial Services Australia fined $20m, Inflation hits retirees, APRA to focus on sub-standard practices in super, Australian super funds lead decarbonisation, SMSF Association calls for simplification of transfer balance cap, Proxy advice regulations overturned in Senate.

Read more

History of superannuation: Is it getting better?

If you thought governments were constantly tinkering with super, you’re right. Here’s your guide to the good, the bad and the ugly super changes so far.

Read more

12 ways myGov can help you keep track of your super

Keeping track of your super can be time-consuming and difficult, but linking the ATO’s online services to your myGov account makes it easy – and secure.

Read more

What is myGov and how do I use it?

Dealing with government agencies these days means going through myGov. So, if you want help with your super or tax affairs, it’s time to set up your account.

Read more

SUPER FUND PERFORMANCE

Top 20 Balanced super funds ranked by risk and return

Top 20 Balanced super funds ranked by risk and return

Returns are important, but so is a good night’s sleep. We reveal which funds deliver both.

Read more

Top performing sustainable super funds (to December 2021)

Sustainable investment options are gaining traction among fund members, especially now that many outperform their fund’s default balanced option.

Read more

Pension fund performance to December 2021

Superannuation pension funds delivered another stellar stellar performance to retirees in the year to December 2021, with the median Growth fund (61–80% growth assets) up an impressive 15%.

Read more

Super fund performance: Monthly returns to April 2022

It will come as no surprise that volatile markets took a toll on super funds in April, with the median Growth fund losing 1.2%.

Read more

BEST PERFORMING SUPER AND PENSION FUNDS

Check out the best performing super and pension funds across 5 different investment categories over 1 year and 10 years, updated to 31 December 2021.

Super funds

  • All Growth (96–100%)
  • High Growth (81–95%)
  • Growth (61–80%)
  • Balanced (41–60%)
  • Conservative (21–40%)

Pension funds

  • All Growth (96–100%)
  • High Growth (81–95%)
  • Growth (61–80%)
  • Balanced (41–60%)
  • Conservative (21–40%)

SUPER AND PENSION FUND QUARTILE RANKINGS

If your super fund is not in the top 10, see which quartile it ranks in across 5 different investment categories and 8 different timeframes, updated to 31 December 2021:

Super funds

  • All Growth (96–100%)
  • High Growth (81–95%)
  • Growth (61–80%)
  • Balanced (41–60%)
  • Conservative (21–40%)

Pension funds

  • All Growth (96–100%)
  • High Growth (81–95%)
  • Growth (61–80%)
  • Balanced (41–60%)
  • Conservative (21–40%)

SMSFs

Director Identification Numbers: What is required for SMSFs

Director Identification Numbers: What is required for SMSFs

If you have a self-managed super fund (SMSF) with a corporate trustee, then you need to be aware of the new requirement to apply for and obtain a Director Identification Number (Director ID).

Read more

SMSF returns are comparable to large funds

The performance of SMSFs relative to large APRA funds has always been contested, but new research shows SMSFs are competitive once their balance hits $200,000.

Read more

SMSF investment: 20 most popular Australian shares

SMSF investors’ love affair with Australian shares grew even more passionate last year, when not even COVID could tear them apart.

Read more

SMSF investment: 20 most popular international shares

While most SMSF investors gain exposure to international shares via managed funds and ETF, a small but growing number are buying individual stocks.

Read more

SMSF investment: 20 most popular managed funds

SMSF trustees continue to rely on managed funds to gain exposure to a wide range of international and local asset classes.

Read more

SMSF investment: 20 most popular ETFs

ETFs have exploded in popularity in recent years as more investors use them to build core portfolios, and SMSFs were early adopters.

Read more

RETIREMENT PLANNING

Dixon Advisory’s fall from grace: 4 lessons for all investors

Dixon Advisory’s fall from grace: 4 lessons for all investors

When Dixon Advisory collapsed, it left a trail of aggrieved SMSFs and investment losses. It’s a saga we can all learn from.

Read more

Should I retire overseas?

With property prices and the cost of living on the rise, many Australians are weighing up the advantages of retiring overseas.

Read more

Retiring overseas: Implications for your super and tax

Many Australians dream of retiring overseas for the endless holiday lifestyle or to be near family, but there’s a lot consider before you make the leap.

Read more

Super lump sum withdrawals: Everything you need to know

Taking your retirement savings as a lump sum can sound like a great idea, but you need to consider all the pros and cons before taking the plunge.

Read more

Five common financial mistakes SMSF trustees make just before retirement

There’s a lot to think about when you’re on the threshold of retirement, so it’s not surprising that mistakes are made and opportunities overlooked. Here’s what to watch out for.

Read more

IN RETIREMENT

Reverse mortgages: What are they and how do they work?

Reverse mortgages: What are they and how do they work?

If you’re finding it difficult to make ends meet in retirement, one way to free up some extra cash could be to take out a reverse mortgage.

Read more

Age Pension Q&As: Minimum drawdowns and the Age Pension

Sheena Stow-Smith from PensionHelp answers reader questions about how minimum drawdowns impact Age Pension entitlements.

Read more

Why aged care deserves to be part of your retirement plan

Funding aged care can be complex and confusing, but that’s no excuse not to plan for it.

Read more

Need care at home? We look at the costs

Most of us would like to remain in our own home for as long as possible as we age, but paid support may be necessary.

Read more

Primary Sidebar

Tips and strategies
Calculators and reckoners
Checklists and how-to guides
Case studies
Q&As
Quizzes
Newsletter archive

Footer

SuperGuide is Australia’s leading superannuation and retirement planning website.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

  • Level 23, 520 Oxford St, Bondi Junction, NSW 2022
  • 1800 955 753

Company

  • About Us
  • Advertise
  • Careers
  • Contact us
  • Copyright Policy
  • Editorial Policy and Complaints
  • Sitemap

SuperGuide Premium

  • Free SuperGuide newsletter
  • New to SuperGuide?
  • Pricing
  • Subscriber feedback
  • Support
Google Rating
4.8
Based on 32 reviews
js_loader

Important: Disclaimer

All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

© Copyright SuperGuide 2009-22

  • Full SuperGuide disclaimer
  • Terms and Conditions of Use
  • Financial Services Guide
  • Privacy Policy and Privacy Collection