2018-19 super rules, New contributions and tax rules, TBARs, TSBs and FHSSS, SMSFs housekeeping
In this special edition we’ve refreshed all SuperGuide articles that cover the key rules, regulations, rates and thresholds for the 2018-19 financial year.
- 2018-19 SUPER RULES: Learn what rules, rates and thresholds apply from 1 July 2018. This article also provides a valuable refresher around the large amount of significant changes that applied from 1 July 2017.
- NEW TAX AND CONTRIBUTIONS RULES: LMITO, downsizer contributions, and catch-up contributions are all new terms we need to catch up on. Find out how they work and whether they apply to you.
- DO YOU KNOW YOUR TBAR FROM YOUR TSB? If not then you should check out our in-depth articles on Transfer Balance Account Reports and the Total Superannuation Balance.
- CAN SUPER HELP YOU BUY YOUR FIRST HOME? The First Home Super Saver (FHSS) Scheme is now in operation.
- SMSF HOUSEKEEPING: For our readers with SMSFs, we provide a handy checklist of what to keep on top of for the coming year, plus guidance on what your advice your accountant can still help with.
SUPER REFERENCE GUIDES
What’s changed, what’s coming and how you’ll be affected. Read more.
What’s changed, what’s coming and how you’ll be affected. Read more.
It’s worth learning the main types of super contributions and what each one offers you. Read more.
It’s worth learning the main types of super contributions and what each one offers you. Read more.
It pays to understand the rules and the rate your employer is required to pay. Read more.
It pays to understand the rules and the rate your employer is required to pay. Read more.
A new financial year brings updated thresholds for a range of super measures. Take a look at the new numbers to check for opportunities. Read more.
A new financial year brings updated thresholds for a range of super measures. Take a look at the new numbers to check for opportunities. Read more.
See every Australian income tax bracket and rate for 2026-27. Clear tables, plain-English explanation, and previous years for comparison. Read more.
See every Australian income tax bracket and rate for 2026-27. Clear tables, plain-English explanation, and previous years for comparison. Read more.
Good advice can make a big difference to both your financial position and retirement plans, but it can be confusing to know what’s available and who to ask. Read more.
Good advice can make a big difference to both your financial position and retirement plans, but it can be confusing to know what’s available and who to ask. Read more.
While many SMSF trustees turn to their accountant for assistance, they can only provide advice on some SMSF-related matters. To help SMSF trustees navigate this tricky area we’ve compiled a… Read more.
While many SMSF trustees turn to their accountant for assistance, they can only provide advice on some SMSF-related matters. To help SMSF trustees navigate this tricky area we’ve compiled a… Read more.
NEW SUPER MEASURES
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If you haven’t used all your concessional contributions cap in recent years you can play catch-up and get a handy tax concession to sweeten the deal. Read more.
If you haven’t used all your concessional contributions cap in recent years you can play catch-up and get a handy tax concession to sweeten the deal. Read more.
There are a series of hurdles you need to clear before you can access your super. The first is your age. Read more.
There are a series of hurdles you need to clear before you can access your super. The first is your age. Read more.
Your total super balance determines whether you can use a range of valuable super measures. Learn how it works and what you could be eligible for. Read more.
Your total super balance determines whether you can use a range of valuable super measures. Learn how it works and what you could be eligible for. Read more.
Downsizer contributions can be a great way to boost your super without falling foul of many of the rules affecting other super contributions. Read more.
Downsizer contributions can be a great way to boost your super without falling foul of many of the rules affecting other super contributions. Read more.
Let low taxes and a generous interest rate do the heavy lifting while you save for your first home in super. Read more.
Let low taxes and a generous interest rate do the heavy lifting while you save for your first home in super. Read more.
When you have an issue with your super fund or its insurer, it’s important to know who to turn to and how to go about it. Read more.
When you have an issue with your super fund or its insurer, it’s important to know who to turn to and how to go about it. Read more.
CONTRIBUTIONS GUIDES
Want to get more from your super? Start by understanding concessional contributions, the biggest and most tax-effective source of super savings. Read more.
Want to get more from your super? Start by understanding concessional contributions, the biggest and most tax-effective source of super savings. Read more.
Making a personal contribution into your super can be a great way to boost your retirement nest egg and enjoy the benefits of the super system. Read more.
Making a personal contribution into your super can be a great way to boost your retirement nest egg and enjoy the benefits of the super system. Read more.
An extra payment from the government can be a great way to boost your super if you have some money to spare. Read more.
An extra payment from the government can be a great way to boost your super if you have some money to spare. Read more.
LATEST AGE PENSION CHANGES
Current deeming rates and thresholds for the Age Pension income test. See exactly how your assets are assessed. Read more.
Current deeming rates and thresholds for the Age Pension income test. See exactly how your assets are assessed. Read more.
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test … Read more.
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test … Read more.