SuperGuide

Superannuation and retirement planning information

October 2023 Retirement planner newsletter

How much super do I need if I don’t own a home?
As most retirement income estimates assume retirees own their home, you will need to make substantial adjustments to these estimates if you expect to be renting. Read more.
How much super do I need if I don’t own a home?
As most retirement income estimates assume retirees own their home, you will need to make substantial adjustments to these estimates if you expect to be renting. Read more.
How to use the Moneysmart Superannuation calculator
Watch our video demonstration of ASIC’s MoneySmart Superannuation calculator to see how it can help you predict your final balance and compare super funds. Read more.
How to use the Moneysmart Superannuation calculator
Watch our video demonstration of ASIC’s MoneySmart Superannuation calculator to see how it can help you predict your final balance and compare super funds. Read more.
What happens when you meet a financial adviser
Getting good financial advice can make a big difference to your financial position, but before you take the plunge make sure you understand what’s involved. Read more.
What happens when you meet a financial adviser
Getting good financial advice can make a big difference to your financial position, but before you take the plunge make sure you understand what’s involved. Read more.
Who to turn to if you have a problem with your financial adviser
If you have problems with your financial adviser, it’s important to know who you can turn to for help in solving your complaint and the process you need to follow. Read more.
Who to turn to if you have a problem with your financial adviser
If you have problems with your financial adviser, it’s important to know who you can turn to for help in solving your complaint and the process you need to follow. Read more.
3 steps to making a complaint about your super fund
When things go wrong with your super fund or its insurer, it’s good to know there are steps you can take to help get things put right. Read more.
3 steps to making a complaint about your super fund
When things go wrong with your super fund or its insurer, it’s good to know there are steps you can take to help get things put right. Read more.
What concession cards are available for seniors and pensioners?
Even if you aren’t eligible for the Age Pension, there are a variety of valuable concession and healthcare cards available, depending on your age, income and location. Read more.
What concession cards are available for seniors and pensioners?
Even if you aren’t eligible for the Age Pension, there are a variety of valuable concession and healthcare cards available, depending on your age, income and location. Read more.

Transition-to-retirement pensions: Strategies and benefits

Thursday 26 October 2023 at 11:00 am AEDT

In this webinar, Garth will take you through the key benefits of using a transition to retirement pension; from tax planning to achieving better estate planning outcomes. This webinar is a must for all readers approaching or considering retirement.

Find out more
Q&A: Is a lump sum super payment taxed if I’m under 60?
Q: Assuming a member turns 59 on the 9th of May 2023, and sets up a full pension fund to commence from 1 July this year (2023) shortly, when that… Read more.
Q&A: Is a lump sum super payment taxed if I’m under 60?
Q: Assuming a member turns 59 on the 9th of May 2023, and sets up a full pension fund to commence from 1 July this year (2023) shortly, when that… Read more.

If you own a small business it’s critical to make yourself aware of the small business CGT exemptions that may apply on when you sell it.

The 15-year exemption and retirement exemption can allow you to make significant super contributions outside the usual contribution limits.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.