Some things get better with age and some things, unfortunately, don’t. Putting in place a plan to deal with cognitive decline early on, can help with better wellbeing throughout your… Read more.
Some things get better with age and some things, unfortunately, don’t. Putting in place a plan to deal with cognitive decline early on, can help with better wellbeing throughout your… Read more.
Self-managing government-subsidised home care is an increasingly popular way to maximise the hours of care provided with hand-picked carers. Read more.
Self-managing government-subsidised home care is an increasingly popular way to maximise the hours of care provided with hand-picked carers. Read more.
Proposed changes to the Pension Loans Scheme (now known as the Home Equity Access Scheme) could help more elderly Australians stay in their own home for longer. Read more.
Proposed changes to the Pension Loans Scheme (now known as the Home Equity Access Scheme) could help more elderly Australians stay in their own home for longer. Read more.
The Home Equity Access Scheme can be a great way to boost your retirement income by taking a loan from the government against the equity in your home. Read more.
The Home Equity Access Scheme can be a great way to boost your retirement income by taking a loan from the government against the equity in your home. Read more.
Karen Hunt from My Pension Manager answers reader questions about eligibility for the Commonwealth Seniors Health Card, and tips on completing forms. Read more.
Karen Hunt from My Pension Manager answers reader questions about eligibility for the Commonwealth Seniors Health Card, and tips on completing forms. Read more.
With the cold and flu season in full swing, now is the time to ensure you’re eating nutrient-dense foods that support immune health. Read more.
An introduction to SMSFs
Thursday 27 July 2023 at 11:00 am AEST
What you need to know about setting up and running a self managed super fund. We will take you through the key issues that trustees face when managing their own super fund.
Q: In a few months I’ll meet all requirements but my wife will not meet the Age Pension age test. Do I get a card but she doesn’t, do we both get cards, or we both not qualify?
A: When you are in receipt of the Age Pension, you will get a Pension Concession Card and your wife will be listed on your card as a dependant. Both the cardholder and the dependant are eligible for the Pharmaceutical Benefits Scheme Concession. Other concessions such as utilities, public transport, car registrations can vary from state to state and even between providers. Your wife may be eligible for a Low Income Health Care Card in her own name if your combined assessable income is less than $9,016 total in the 8 weeks prior to applying.
If you’re not receiving Age Pension you may be eligible for a Commonwealth Seniors Health Card. The card is available to more people than ever before thanks to changes this year to the income limit, and can significantly reduce the cost of healthcare.
Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.
