Super scorecard, Top funds revealed, How your fund ranks, Director IDs, Dixon’s demise, Reverse mortgages
Highlights of the February 2022 edition of the SuperGuide newsletter include:
- WINDS OF CHANGE: With more ‘reforms’ on the way, we keep score of the super and not-so-super changes so far.
- BEST IN SHOW: We reveal the top performing super and pension funds, including risk-adjusted and sustainable options.
- WHERE DOES YOUR FUND RANK? If your fund is not among the top dogs, we show you where it sits in the pack.
- SMSFs AND DIRECTOR IDs: If your fund has a corporate trustee then listen up, it’s time for an identity check.
- LESSONS FROM A FALL: Dixon Advisory has left many of its SMSF clients out of pocket and provided salutary lessons for all.
- UNLOCKING HOUSING WEALTH: A growing number of retirees are turning to reverse mortgages to top up their income.
HOW SUPER WORKS
$450 income threshold lifted, Retirement income covenant introduced, Aware Financial Services Australia fined $20m, Inflation hits retirees, APRA to focus on sub-standard practices in super, Australian super funds lead decarbonisation,… Read more.
$450 income threshold lifted, Retirement income covenant introduced, Aware Financial Services Australia fined $20m, Inflation hits retirees, APRA to focus on sub-standard practices in super, Australian super funds lead decarbonisation,… Read more.
If you thought governments were constantly tinkering with super, you’re right. Here’s your guide to the good, the bad and the ugly super changes so far. Read more.
If you thought governments were constantly tinkering with super, you’re right. Here’s your guide to the good, the bad and the ugly super changes so far. Read more.
Your myGov account can help you do everything from consolidate multiple super accounts to checking how much more you could contribute this financial year. Read more.
Your myGov account can help you do everything from consolidate multiple super accounts to checking how much more you could contribute this financial year. Read more.
SUPER FUND PERFORMANCE
Earning a good return on your super is important, but so is avoiding wild ups and downs when markets are volatile, especially when you are nearing retirement. Read more.
Earning a good return on your super is important, but so is avoiding wild ups and downs when markets are volatile, especially when you are nearing retirement. Read more.
Sustainable funds delivered strong returns last financial year, comparing favourably with their non-sustainable peers. Read more.
Sustainable funds delivered strong returns last financial year, comparing favourably with their non-sustainable peers. Read more.
Pension fund members enjoyed robust returns in the latest financial year, with many retirees growing their balance even after making withdrawals. Read more.
Pension fund members enjoyed robust returns in the latest financial year, with many retirees growing their balance even after making withdrawals. Read more.
It’s been another good month for super funds and their members, with funds on track for another strong annual performance. Read more.
It’s been another good month for super funds and their members, with funds on track for another strong annual performance. Read more.
BEST PERFORMING SUPER AND PENSION FUNDS
Check out the best performing super and pension funds across 5 different investment categories over 1 year and 10 years, updated to 31 December 2021.
Super funds
SUPER AND PENSION FUND QUARTILE RANKINGS
If your super fund is not in the top 10, see which quartile it ranks in across 5 different investment categories and 8 different timeframes, updated to 31 December 2021:
Super funds
SMSFs
If you are planning to set up your own self-managed super fund with a corporate trustee, then you will need to add applying for a Director ID to your administrative to-do list. Read more.
If you are planning to set up your own self-managed super fund with a corporate trustee, then you will need to add applying for a Director ID to your administrative to-do list. Read more.
While lagging the performance of large super funds some years, SMSFs have outperformed them over the longer term. Read more.
While lagging the performance of large super funds some years, SMSFs have outperformed them over the longer term. Read more.
Australian shares remain the most popular asset class for SMSF investors, with portfolios dominated by the big banks and miners. Read more.
Australian shares remain the most popular asset class for SMSF investors, with portfolios dominated by the big banks and miners. Read more.
Direct holdings in international shares fell in 2024–25 due to volatile market conditions but perhaps also to the growing appeal of ETFs to access global markets. Read more.
Direct holdings in international shares fell in 2024–25 due to volatile market conditions but perhaps also to the growing appeal of ETFs to access global markets. Read more.
Traditional managed funds have been partially eclipsed by the rise of ETFs, but they remain core holdings for many SMSF investors looking to diversify. Read more.
Traditional managed funds have been partially eclipsed by the rise of ETFs, but they remain core holdings for many SMSF investors looking to diversify. Read more.
Gen X and Millennials are fuelling the rapid take-up of ETFs by SMSF investors, drawn to their instant diversification, global reach, accessability and low cost. Read more.
Gen X and Millennials are fuelling the rapid take-up of ETFs by SMSF investors, drawn to their instant diversification, global reach, accessability and low cost. Read more.
RETIREMENT PLANNING
When Dixon Advisory collapsed, it left a trail of aggrieved SMSFs and investment losses. It’s a saga we can all learn from. Read more.
When Dixon Advisory collapsed, it left a trail of aggrieved SMSFs and investment losses. It’s a saga we can all learn from. Read more.
Many Australians dream of retiring overseas and some actually turn the dream into reality, but there are health and financial considerations to consider before you take the plunge. Read more.
Many Australians dream of retiring overseas and some actually turn the dream into reality, but there are health and financial considerations to consider before you take the plunge. Read more.
If you dream of retiring to an exotic overseas location where the living is easy, be sure to look at the financial, health and other considerations before you make the… Read more.
If you dream of retiring to an exotic overseas location where the living is easy, be sure to look at the financial, health and other considerations before you make the… Read more.
There’s a lot to think about when you’re on the threshold of retirement, so it’s not surprising that mistakes are made and opportunities overlooked. Here’s what to watch out for. Read more.
There’s a lot to think about when you’re on the threshold of retirement, so it’s not surprising that mistakes are made and opportunities overlooked. Here’s what to watch out for. Read more.
IN RETIREMENT
If you’re finding it difficult to make ends meet in retirement, one solution to free up some extra cash could be to take out a reverse mortgage. Read more.
If you’re finding it difficult to make ends meet in retirement, one solution to free up some extra cash could be to take out a reverse mortgage. Read more.
When you are planning your retirement bucket list, aged care probably doesn’t rate a mention, but it should if you want to live out your days in comfort and security. Read more.
When you are planning your retirement bucket list, aged care probably doesn’t rate a mention, but it should if you want to live out your days in comfort and security. Read more.
Aged care reforms are changing the ways in-home care is provided to older Australians, and how much they will pay for services. Read more.
Aged care reforms are changing the ways in-home care is provided to older Australians, and how much they will pay for services. Read more.