Super scorecard, Top funds revealed, How your fund ranks, Director IDs, Dixon’s demise, Reverse mortgages
Highlights of the February 2022 edition of the SuperGuide newsletter include:
- WINDS OF CHANGE: With more ‘reforms’ on the way, we keep score of the super and not-so-super changes so far.
- BEST IN SHOW: We reveal the top performing super and pension funds, including risk-adjusted and sustainable options.
- WHERE DOES YOUR FUND RANK? If your fund is not among the top dogs, we show you where it sits in the pack.
- SMSFs AND DIRECTOR IDs: If your fund has a corporate trustee then listen up, it’s time for an identity check.
- LESSONS FROM A FALL: Dixon Advisory has left many of its SMSF clients out of pocket and provided salutary lessons for all.
- UNLOCKING HOUSING WEALTH: A growing number of retirees are turning to reverse mortgages to top up their income.
HOW SUPER WORKS
$450 income threshold lifted, Retirement income covenant introduced, Aware Financial Services Australia fined $20m, Inflation hits retirees, APRA to focus on sub-standard practices in super, Australian super funds lead decarbonisation,… Read more.
$450 income threshold lifted, Retirement income covenant introduced, Aware Financial Services Australia fined $20m, Inflation hits retirees, APRA to focus on sub-standard practices in super, Australian super funds lead decarbonisation,… Read more.
If you thought governments were constantly tinkering with super, you’re right. Here’s your guide to the good, the bad and the ugly super changes so far. Read more.
If you thought governments were constantly tinkering with super, you’re right. Here’s your guide to the good, the bad and the ugly super changes so far. Read more.
Your myGov account can help you do everything from consolidate multiple super accounts to checking how much more you could contribute this financial year. Read more.
Your myGov account can help you do everything from consolidate multiple super accounts to checking how much more you could contribute this financial year. Read more.
SUPER FUND PERFORMANCE
Earning a good return on your super is important, but so is avoiding wild ups and downs when markets are volatile, especially when you are nearing retirement. Read more.
Earning a good return on your super is important, but so is avoiding wild ups and downs when markets are volatile, especially when you are nearing retirement. Read more.
Standout long-term performers show sustainable doesn’t mean sluggish. Read more.
Standout long-term performers show sustainable doesn’t mean sluggish. Read more.
Pension funds outpaced their accumulation equivalents again in FY26, with the median Growth option returning 10.8% for the year to June 2026. Read more.
Pension funds outpaced their accumulation equivalents again in FY26, with the median Growth option returning 10.8% for the year to June 2026. Read more.
Super funds capped off the financial year with a fourth consecutive year of returns above 9%, defying tensions in the Middle East and lingering inflation worries. Read more.
Super funds capped off the financial year with a fourth consecutive year of returns above 9%, defying tensions in the Middle East and lingering inflation worries. Read more.
BEST PERFORMING SUPER AND PENSION FUNDS
Check out the best performing super and pension funds across 5 different investment categories over 1 year and 10 years, updated to 31 December 2021.
Super funds
SUPER AND PENSION FUND QUARTILE RANKINGS
If your super fund is not in the top 10, see which quartile it ranks in across 5 different investment categories and 8 different timeframes, updated to 31 December 2021:
Super funds
SMSFs
If you are planning to set up your own self-managed super fund with a corporate trustee, then you will need to add applying for a Director ID to your administrative to-do list. Read more.
If you are planning to set up your own self-managed super fund with a corporate trustee, then you will need to add applying for a Director ID to your administrative to-do list. Read more.
SMSFs still underperform large super funds in years when markets are strong, but consistently beat the big end of town over five years. Read more.
SMSFs still underperform large super funds in years when markets are strong, but consistently beat the big end of town over five years. Read more.
Australian shares remain the most popular asset class for SMSF investors, with portfolios dominated by the big banks and miners. Read more.
Australian shares remain the most popular asset class for SMSF investors, with portfolios dominated by the big banks and miners. Read more.
Direct holdings in international shares fell in 2024–25 due to volatile market conditions but perhaps also to the growing appeal of ETFs to access global markets. Read more.
Direct holdings in international shares fell in 2024–25 due to volatile market conditions but perhaps also to the growing appeal of ETFs to access global markets. Read more.
Traditional managed funds have been partially eclipsed by the rise of ETFs, but they remain core holdings for many SMSF investors looking to diversify. Read more.
Traditional managed funds have been partially eclipsed by the rise of ETFs, but they remain core holdings for many SMSF investors looking to diversify. Read more.
Gen X and Millennials are fuelling the rapid take-up of ETFs by SMSF investors, drawn to their instant diversification, global reach, accessability and low cost. Read more.
Gen X and Millennials are fuelling the rapid take-up of ETFs by SMSF investors, drawn to their instant diversification, global reach, accessability and low cost. Read more.
RETIREMENT PLANNING
When Dixon Advisory collapsed, it left a trail of aggrieved SMSFs and investment losses. It’s a saga we can all learn from. Read more.
When Dixon Advisory collapsed, it left a trail of aggrieved SMSFs and investment losses. It’s a saga we can all learn from. Read more.
Growing numbers of Australians are retiring overseas, drawn to the lifestyle and lower cost of living. But do the numbers stack up? Read more.
Growing numbers of Australians are retiring overseas, drawn to the lifestyle and lower cost of living. But do the numbers stack up? Read more.
Escaping to a dream location where the living is easy can be tempting for cash-strapped retirees, but there are some practical issues to be aware of before you make the… Read more.
Escaping to a dream location where the living is easy can be tempting for cash-strapped retirees, but there are some practical issues to be aware of before you make the… Read more.
Not being aware of your entitlements can mean missing out, and it’s a surprisingly common mistake for SMSF trustees as retirement nears. Read more.
Not being aware of your entitlements can mean missing out, and it’s a surprisingly common mistake for SMSF trustees as retirement nears. Read more.
IN RETIREMENT
Retirees who own their home but would like to top up their income for whatever reason are increasingly tapping into their home equity with a reverse mortgage. Read more.
Retirees who own their home but would like to top up their income for whatever reason are increasingly tapping into their home equity with a reverse mortgage. Read more.
When you are planning your retirement bucket list, aged care probably doesn’t rate a mention, but it should if you want to live out your days in comfort and security. Read more.
When you are planning your retirement bucket list, aged care probably doesn’t rate a mention, but it should if you want to live out your days in comfort and security. Read more.
Aged care reforms are changing the ways in-home care is provided to older Australians, and how much they will pay for services. Read more.
Aged care reforms are changing the ways in-home care is provided to older Australians, and how much they will pay for services. Read more.
