1 Master Your Super
4 Steps
- Find the investment strategy used by your investment option.
The majority of MySuper and default investment options use a Balanced investment strategy, which has around 70% invested in higher risk growth assets (shares and property) and 30% invested in defensive assets (cash and fixed interest).
Your current investment option may use a different investment strategy, particularly if you are older or selected your own investment option. - Check the objective for your investment option.
These are usually something like beating the CPI (inflation) by a specified percentage over the medium or long term. If you are in a MySuper product, you could also search for the product dashboard on the fund’s website. - Decide whether the objective and level of risk set for your investment option is right for you.
- Compare how your investment option has performed compared with the same investment option for similar super funds.