SuperGuide - Superannuation and retirement planning guide

SMSF investing: 20 most popular Australian shares

Australian shares remain the most popular asset class for SMSF investors, with portfolios dominated by the big banks and miners.

Deeming rates (2025-26) and calculator for the Age Pension income test

On 20 August 2025 the government announced the first change to deeming rates since 1 May 2020 when rates were frozen at artificially low levels during COVID.

Pension fund performance: Monthly returns to August 2025

Pension funds continued their positive momentum in August, with returns up 3% in the financial year to date.

Checklist for employers to master your super responsibilities

Getting the details right when it comes to paying employees’ super can be tricky, so use our 7-point checklist to ensure you meet your super obligations.

Super fund performance: Monthly returns to August 2025

Super funds built on their strong start to the new financial year with a 1.3% return in August, with Chant West estimating the median Growth fund is up 3.2% over the two-and-a-half months to mid-September.

Super news for September 2025

Costs for retirees continue to rise, Use of AI to make investment decisions grows, Senate committee cancels inquiry, Financial services misconduct an ongoing concern, Super sector tops $4 trillion, Advised retirees feel confident.

APRA’s performance test: Platforms continue to miss the mark

For the second year running, all MySuper products passed APRA’s performance test. A few platform options fell short, while thousands more are not tested at all.

Case study: High earners near retirement aim for six-figure income and tax-free inheritance

Watch how John and Helen adjusted their retirement plan to secure a six-figure income, extend their savings, and leave a tax-free inheritance.

Home Equity Access Scheme (HEAS) explained

The government’s reverse mortgage (previously called the Pension Loan Scheme), helps older Australians convert property equity into retirement income without selling their home.