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TPD insurance through super: A definitive guide

While everyone’s finances are feeling the pinch at the moment, just imagine for a moment what would happen if an illness or disabling injury meant you couldn’t ever work again. 

For most of us, the financial picture would be pretty bleak.

It’s just that scenario the total and permanent disability (TPD) cover available through your super fund is designed to address.

Often referred to as disability insurance, TPD cover protects you if you are unable to work, giving you an income or a lump sum to draw on if something happens and you are no longer employable.

What is TPD insurance?

Total and permanent disability (TPD) cover is an insurance policy that pays a lump sum or income stream if you become permanently disabled due to an accident or illness and are unable to work again. It can provide a valuable source of financial security for you and your family, as well as helping to pay for your medical and rehabilitation costs.

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