Top super funds of 2021, Legacy pension relief, SMSF trust deed checklist, Your say on the Budget, Benefits of working longer, Pension Loans Scheme explained
Highlights of the June 2021 edition of the SuperGuide newsletter include:
- TOP SUPER AND PENSION FUNDS: What separates the best from the rest? The annual awards provide some useful pointers.
- LASTING LEGACY: It’s been a long wait, but SMSF trustees may soon be able to trade in their old-style pensions for new.
- YOUR 2021-22 SMSF HEALTH CHECK: The new financial year rings in big changes for super, so be sure to give your SMSF trust deed a once-over.
- BUDGET REFLECTIONS: We asked retirees and pre-retirees if the recent Budget delivered any super good news.
- WORKING LONGER, LIVING BETTER: The latest research shows working into your 60s and beyond has health as well as wealth benefits.
- TAPPING INTO YOUR HOME EQUITY: If you could do with some extra retirement income, the Pension Loans Scheme could help. We explain how.
SUPER NEWS
Pension payment relief extended for another year, Super bills pass, Retirement costs rise, March super stats show super increase, Running out of money in retirement major concern for retirees, Magellan… Read more.
Pension payment relief extended for another year, Super bills pass, Retirement costs rise, March super stats show super increase, Running out of money in retirement major concern for retirees, Magellan… Read more.
While returns are important, they are not the only ingredient in a top super fund, as these annual awards show. Read more.
While returns are important, they are not the only ingredient in a top super fund, as these annual awards show. Read more.
As the Baby Boomer bubble enters retirement, attention is shifting to the retirement phase of super and which funds offer the best pension products and member services. Read more.
As the Baby Boomer bubble enters retirement, attention is shifting to the retirement phase of super and which funds offer the best pension products and member services. Read more.
Worries? What worries? Super funds ended the year on a positive note in December, capping off the third consecutive year of strong returns. Read more.
Worries? What worries? Super funds ended the year on a positive note in December, capping off the third consecutive year of strong returns. Read more.
Lifecycle funds are designed to reduce risk as you near retirement without sacrificing returns; recent research shows many do just that but you need to know what to look for. Read more.
Lifecycle funds are designed to reduce risk as you near retirement without sacrificing returns; recent research shows many do just that but you need to know what to look for. Read more.
SMSFs
Proposed changes to legacy pensions will make it much easier to switch to newer, more flexible products without some of the previous hurdles and restrictions. Read more.
Proposed changes to legacy pensions will make it much easier to switch to newer, more flexible products without some of the previous hurdles and restrictions. Read more.
John Maroney, CEO of the SMSF Association explains the amnesty on legacy retirement income products that was announced in the 2021 Federal Budget. Read more.
John Maroney, CEO of the SMSF Association explains the amnesty on legacy retirement income products that was announced in the 2021 Federal Budget. Read more.
Control and flexibility are popular reasons for starting an SMSF, and a close look at where trustees are investing shows they are making good use of these attributes. Read more.
Control and flexibility are popular reasons for starting an SMSF, and a close look at where trustees are investing shows they are making good use of these attributes. Read more.
While interest rates have lifted off their historic lows, franked dividends from shares are still a happy hunting ground for income-seeking investors. Read more.
While interest rates have lifted off their historic lows, franked dividends from shares are still a happy hunting ground for income-seeking investors. Read more.
Proposed legislation will relax the residency rules for SMSF members, but until then it pays to understand the current rules before heading overseas for an extended stay. Read more.
Proposed legislation will relax the residency rules for SMSF members, but until then it pays to understand the current rules before heading overseas for an extended stay. Read more.
RETIREMENT PLANNING
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Quality, affordable advice can make an enormous difference to your retirement outcomes, but it pays to know how to sort the good from the bad and downright ugly practices. Read more.
Quality, affordable advice can make an enormous difference to your retirement outcomes, but it pays to know how to sort the good from the bad and downright ugly practices. Read more.
Let low taxes and a generous interest rate do the heavy lifting while you save for your first home in super. Read more.
Let low taxes and a generous interest rate do the heavy lifting while you save for your first home in super. Read more.
Eligible downsizer contributions can be a great way to boost your super without falling foul of many of the rules affecting other super contributions. Read more.
Eligible downsizer contributions can be a great way to boost your super without falling foul of many of the rules affecting other super contributions. Read more.
Even though the work test has been abolished for most super contributions, if you are over age 67 there is still one type of contribution that needs to pass the… Read more.
Even though the work test has been abolished for most super contributions, if you are over age 67 there is still one type of contribution that needs to pass the… Read more.
IN RETIREMENT
Staying in the workforce beyond a traditional retirement age could boost both your health and finances but it’s not all roses. Read more.
Staying in the workforce beyond a traditional retirement age could boost both your health and finances but it’s not all roses. Read more.
The government’s reverse mortgage (previously called the Pension Loan Scheme), helps older Australians convert property equity into retirement income without selling their home. Read more.
The government’s reverse mortgage (previously called the Pension Loan Scheme), helps older Australians convert property equity into retirement income without selling their home. Read more.
Rising aged care costs can place an unexpected burden on elderly retirees’ budgets. This government scheme can help bridge the gap. Read more.
Rising aged care costs can place an unexpected burden on elderly retirees’ budgets. This government scheme can help bridge the gap. Read more.
Establishing a testamentary trust can have valuable estate planning benefits. With significant amounts due to be transferred via inheritances in the coming decades, it may be worth considering one. Read more.
Establishing a testamentary trust can have valuable estate planning benefits. With significant amounts due to be transferred via inheritances in the coming decades, it may be worth considering one. Read more.
Advanced care directives are documents that state your preferences for future medical care, should you lose the capacity to make decisions. Read more.
Advanced care directives are documents that state your preferences for future medical care, should you lose the capacity to make decisions. Read more.