Types of super fund

There are five main types of super funds – industry funds, retail funds, corporate funds, public sector funds and small super funds.

Small super funds are predominantly self-managed super funds (SMSFs) although a small percentage of small funds are known as small APRA funds.

You may also be able to open up a Retirement Savings Account (RSA), which is a superannuation account that’s similar to a savings account that banks and other financial organisations offer.

Set out below are all SuperGuide articles explaining Types of super fund.

Comparing funds: Which super funds offer the cheapest insurance?

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The rising cost of insurance within superannuation funds is the sleeper issue for Australians trying to save for retirement. The premiums are usually deducted automatically from your super fund account, and the cover you receive for the charge deducted from your account is often not fully … [Read more...]

Cost shock: Paying too much for insurance in your super fund?

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When choosing a super fund, or deciding whether to remain in your current super fund, most of the focus relates to fees and investment performance. Another significant cost for fund members however relates to the insurance premiums automatically deducted from most super fund accounts. A recent … [Read more...]

Life insurance and super: 10 things you should know

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One of the better deals in superannuation has only a slight connection to your life in retirement. Life insurance cover within super funds rarely makes the headlines but for many Australians they are getting cost-effective cover from their super funds. Life insurance is insurance that pays out in … [Read more...]

Super fees: Top 10 cheapest funds in Australia

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Note: This article contains the latest available fee information as at September 2014. In this article you can find the cheapest super funds and the cheapest pension funds. We update this article periodically with fee data issued by SelectingSuper rating company. Latest update was September 2014, … [Read more...]

Top 10 performing super funds for 2013/2014 year, and for past 10 years

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The latest investment returns are great news for Australian super fund members, and for Australian super funds! The investment performance results for the 2014 financial year (1 July 2013 to 30 June 2014) delivered another double-digit return, and the strong result means the fifth consecutive … [Read more...]

Investment performance: We’re the best super fund. No, we’re the best…

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Note: Every few months or so, we update this article with the latest performance data on superannuation funds (and pension funds) issued by SuperRatings, SelectingSuper, ChantWest and the Australian Prudential Regulation Authority (APRA). This article contains the latest data for investment … [Read more...]

MySuper: 118 super funds now available

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Note: This article provides a complete list of official, authorised MySuper products. This list will be updated regularly if any additional MySuper products are authorised by the Australian Prudential Regulation Authority (APRA). This article last updated on 8 July 2014. Since 1 July 2013, super … [Read more...]

APRA league tables: Top 25 performing super funds over 10 years, and 5 years

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Each year, the superannuation regulator releases the latest performance data on the largest 200 superannuation funds in Australia. In January 2014, the Australian Prudential Regulation Authority (APRA) published its fourth annual report into the investment performance of Australia’s super funds … [Read more...]

SMSF confidential: the inside story on DIY super funds

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Note: The ATO publishes an annual report about SMSFs for each financial year. This article covers the ATO’s 2011-2012 statistical review of SMSFs (released in December 2013). This report also contains data for the 2012-2013 year. The annual report for the 2012-2013 year will be available in early … [Read more...]

SMSFs surge towards 520,000 controlling $520B in assets

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Note: We regularly update this article with the latest data on superannuation funds issued by the Australian Prudential Regulation Authority (APRA). This article contains the latest statistics available, as of January 2014 (for data as at September 2013). More than half a million self-managed … [Read more...]