When you retire, how you put your investment portfolio together is more important than ever if you want your retirement savings to last as long as you do.
An Institute of Actuaries working group has devised a simple rule of thumb for spending in retirement, based on your age and assets.
Transition to retirement income streams (or pensions) allow you to gradually draw on your super benefits while you’re still working and moving towards your retirement.
On 22 March 2020 the Federal government announced that from 1 May 2020 the deeming rates would be lowered to 0.25% (lower rate) and 2.25% (upper rate).
Our Age Pension calculator gives you an indication of potential Age Pension entitlements. The Age Pension rates are those that apply from 20 March 2020 to 19 September 2020.
The Senior Australians and Pensioners Tax Offset (SAPTO) won’t shower you in riches. But depending on your age, relationship status and income, it could provide a handy tax offset of up to $2,230.
The Coronavirus pandemic is taking the world into unchartered waters, both in terms of public health and personal wealth.
Another strong performance from global sharemarkets in November has set up younger members of lifecycle funds for bumper returns in the 2019 calendar year.
Noel Whittaker, Scott Pape and other experts discuss how to think about the Coronavirus in relation to your super and retirement.
Over the last couple of weeks the major super funds have generally been proactive in communicating with their members about what the recent Coronavirus-related sharemarket falls mean for Australians and their super. In this article we’ve summarised some of the key points that the major super funds have been passing on to members.
Stock markets have crashed, we can be confident of that. History suggests there is no quick recovery from crashes like these, which means lasting consequences for investors.
Most people know good financial advice can help them, but many question whether it’s really worth the money. When it comes to planning your retirement, however, there can be valuable benefits – both in terms of your finances and your emotional wellbeing.
Retirement involves a series of adjustments, to your lifestyle and spending patterns but also to the way you invest.
Age Pension rates increased on 20 March 2020. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.