Camille Schmidt from SuperRatings talks about some of the benefits of being insured through your super fund, what types of insurance you can get, how to think about your insurance needs, how to compare insurance options and why premiums have recently risen.
Super funds with the lowest fees for life and TPD insurance
Life insurance premiums inside superannuation are on the rise due to legislation making insurance opt-in for young members, inactive accounts and low balance accounts.
Super funds with the lowest fees for income protection insurance
The cost of Income Protection insurance has increased sharply, but some super funds are bucking the trend.
TPD insurance through super: A definitive guide
TPD cover is a valuable part of default insurance inside super. But there are big differences in what funds offer, so it’s important to understand the details.
Income protection insurance through super: A definitive guide
Income protection insurance through your super fund will help pay the bills if you can’t work temporarily. But it’s important to understand exactly how these policies work.
Insurance inside super: A definitive guide
Insurance inside super can be confusing, but it’s an easy way to ensure you’re financially protected if something goes wrong. Check our 7 steps for taking control.
Life insurance through super: A definitive guide
Insurance cover through your super fund offers cost effective protection for your family if you die. Here’s a simple guide to death cover, with a checklist of issues you need to consider
Guide to SMSFs and insurance
SMSF trustees regularly need to assess whether each member of their fund has an appropriate level of insurance. In this article we look at whether there are benefits having insurance inside your SMSF rather outside your super fund.
Industry offers temporary fix for junk TPD insurance in superannuation
The cover is much harder to claim if you’re unemployed, casual or part-time, because of the ‘activities of daily living’ test.
Frontline workers face life insurance claims denials
Five super funds continue to hit new members with pandemic exclusions
3 reasons the TPD insurance in your super might be junk
People working casually, part-time or in ‘hazardous’ jobs may be paying for junk total and permanent disability insurance.
What retirees need to understand about property insurance
The bushfires in Australia have ravaged millions of hectares, left thousands of people homeless and killed millions (if not billions) of native animals. The devastation has left many retirees in bushfire-prone areas wondering what is an appropriate level of home and contents insurance.
The agony of waiting: Group life insurers are pushing claimants to the brink
Many Australians are still stuck in insurance processing hell.
Protecting Your Super package: What you need to know
The Protecting Your Super Package of reforms start on 1 July 2019. These reforms are designed to protect your super accounts from being eroded by insurance policy fees and premiums that you may not require, as well as help to consolidate your low balance super accounts.
