SuperGuide
Superannuation and retirement planning information
The fear of floods and heavy rain has overtaken that of fires this summer, but Australia will always be prone to natural disaster, which makes home and contents insurance – at the right level – essential.
Camille Schmidt from SuperRatings talks about some of the benefits of being insured through your super fund, what types of insurance you can get, how to think about your insurance needs, how to compare insurance options and why premiums have recently risen.
Life insurance premiums inside superannuation are on the rise due to legislation making insurance opt-in for young members, inactive accounts and low balance accounts.
The cost of Income Protection insurance has increased sharply, but some super funds are bucking the trend.
TPD cover is a valuable part of default insurance inside super. But there are big differences in what funds offer, so it’s important to understand the details.
Income protection insurance through your super fund will help pay the bills if you can’t work temporarily. But it’s important to understand exactly how these policies work.
Insurance inside super can be confusing, but it’s an easy way to ensure you’re financially protected if something goes wrong. Check our 7 steps for taking control.
Insurance cover through your super fund offers cost effective protection for your family if you die. Here’s a simple guide to death cover, with a checklist of issues you need to consider
SMSF trustees regularly need to assess whether each member of their fund has an appropriate level of insurance. In this article we look at whether there are benefits having insurance inside your SMSF rather outside your super fund.
The cover is much harder to claim if you’re unemployed, casual or part-time, because of the ‘activities of daily living’ test.
Five super funds continue to hit new members with pandemic exclusions
People working casually, part-time or in ‘hazardous’ jobs may be paying for junk total and permanent disability insurance.
Many Australians are still stuck in insurance processing hell.
The Protecting Your Super Package of reforms start on 1 July 2019. These reforms are designed to protect your super accounts from being eroded by insurance policy fees and premiums that you may not require, as well as help to consolidate your low balance super accounts.
