Age Pension Q&As: Buying or selling the family home and the Age Pension
Sheena Stow-Smith from PensionHelp answers reader questions about the impact on Age Pension entitlements of buying or selling the family home.
How the Home Equity Access Scheme works (formerly Pension Loans Scheme)
The Home Equity Access Scheme (previously known as the Pension Loans Scheme) facilitates a loan from the government against the equity in your home.
Retirement age calculator: When can you access your super or the Age Pension?
You may be able to retire whenever you choose in Australia, but age matters if you want to tap into your super or apply for the Age Pension.
Age Pension rates (September 2021 to March 2022)
Age Pension rates increase on 20 September 2021. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
Age Pension calculator (updated September 2021)
Our Age Pension calculator gives you an indication of potential Age Pension entitlements. The Age Pension rates are those that apply from 20 September 2021 to 19 March 2022.
Age Pension income test limits (September 2021 to March 2022)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
Age Pension assets test limits (September 2021 to March 2022)
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
Are you getting your slice of the Age Pension Work Bonus?
Many pensioners are unaware they can continue working and earning some income on the side without losing pension entitlements, but not everyone is eligible.
How do I apply for the Age Pension?
This article is a step-by-step guide to claiming the Age Pension and getting it right the first time so you can avoid any delays or frustration.
How does your super affect the Age Pension?
Your superannuation can potentially affect how much, if any, Age Pension you receive in several ways. As well as the amount you have in super, your partner’s age can have an impact as can what you do with any super payments you access.
Deeming rates (and calculator) for the Age Pension income test
Under the deeming rules, you are ‘deemed’ to earn a certain annual rate of return on your financial assets, regardless of the rate of return you actually earn.
What is the Age Pension age?
There are a range of benefits attached to the Age Pension, so there’s a lot riding on when you can access it.
Am I eligible for the Age Pension?
A common question from people planning their retirement is if, and when, they will be eligible for the Age Pension.
Case studies: How is the Age Pension assessed?
In this article we detail how the Age Pension is assessed, how the income and assets tests work, and illustrate with case studies for a Single and a Couple.
Case studies: How the Age Pension Work Bonus can boost income
You may be able to earn more income than you think without losing your Age Pension entitlements. We show you how.
