the Age Pension
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Deeming rates and calculator for the Age Pension income test
The days of ultra low deeming rates are over as they increase for the second year this financial year.
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Am I eligible for the Age Pension?
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
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Age Pension assets test rules (from March 2026)
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
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Age Pension income test rules (from March 2026)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
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Age Pension calculator (March 2026 update)
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income.
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Age Pension rates (March 2026 to September 2026)
Age Pension rates are rising again. Check the latest rates for singles, couples and transitional pensions and learn what you may be entitled to.
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How do I apply for the Age Pension?
If you’re approaching your 67th birthday and planning to retire and apply for the Age Pension, this is what you need to do.
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How to maximise your Age Pension
If you’re on a part-Age Pension, or just miss out on one, you may be able to increase your pension entitlements with some of these perfectly legitimate strategies.
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How separation and divorce affect the Age Pension
Age Pension entitlements can increase or decrease markedly when couples split, depending on things like each person’s share of marriage assets and home ownership status.
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Selling your home to boost super? What it means for your Age Pension
The downsizer super contribution offers an enticing opportunity to add more to super when you sell your home, but it could cost you some Age Pension. Is the trade-off worth it?
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How working affects your Age Pension and tax (including calculator)
Working while receiving the Age Pension could improve your retirement income but after tax and a potential cut to your entitlements, is it worth it?
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Age Pension Work Bonus: How it works and case studies
Age Pensioners may be surprised how much they can work and earn additional income without impacting their pension.
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What are the super and Age Pension rules for same-sex couples?
Now that same-sex couples are equal under super and tax laws, it’s important to understand what that means for your retirement savings and Centrelink benefits.
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The Age Pension when living apart: What you need to know
Many retired couples reach a point where one of them needs to go into aged care. What does this mean for their pension? For once, the news is good.
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Boost your Age Pension by topping up a younger spouse’s super
A quirk in Centrelink’s means testing makes investing in your younger partner’s super a compelling strategy to maximise your Age Pension.
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What happens to my Age Pension if I sell my home?
Now updated with part 2 (if you are moving to a lifestyle village) and part 3 (if you are not purchasing a new home straight away).
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How your super affects your Age Pension entitlements
The amount of Age Pension you are eligible to receive in retirement is means tested, with super among the assets included. This is how it’s assessed.
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What is the DVA (Department of Veterans’ Affairs) Service Pension?
The Service Pension provided similar benefits to the Age Pension for veterans, their partners and widow(er)s, but the eligibility requirements are different, as you would expect.
