How the Home Equity Access Scheme works (formerly Pension Loans Scheme)
The Home Equity Access Scheme can be a great way to boost your retirement income by taking a loan from the government against the equity in your home.
the Age Pension
Deeming rates (and calculator) for the Age Pension income test
Under the deeming rules, you are ‘deemed’ to earn a certain annual rate of return on your financial assets, regardless of the rate of return you actually earn.
Age Pension income test limits (July 2022 to September 2022)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
Age Pension assets test limits (July 2022 to September 2022)
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
Age Pension rates (March 2022 to September 2022)
Age Pension rates increase on 20 March 2022. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
Age Pension calculator (July 2022 update)
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements for the period 1 July 2022 to 19 September 2022.
Age Pension Work Bonus: How it works and case studies
Many pensioners are unaware they can continue working and earning some income on the side without losing pension entitlements, but not everyone is eligible.
What is the Pension Bonus Scheme?
The Pension Bonus Scheme is a tax-free lump sum payment available to people who meet its eligibility requirements. The Scheme has not accepted any new registrations since 1 July 2014.
Am I eligible for the Age Pension?
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
Pension Q&As: How will super affect my Disability Support Pension and other benefits?
Sheena Stow-Smith from PensionHelp answers reader questions about how super affects disability support.
What is the DVA (Department of Veterans’ Affairs) Service Pension?
Australia’s retired service personnel and their families receive similar entitlements to Age Pensioners, with some notable differences.
How does your super affect the Age Pension?
The amount you and your partner have in super can have a big impact on your Age Pension entitlements. We explain how.
What are the Age Pension residency rules?
The Age Pension is highly prized, but your eligibility and the amount you receive will depend on your residency status among other things.
Age Pension Q&As: Minimum drawdowns and the Age Pension
Sheena Stow-Smith from PensionHelp answers reader questions about how minimum drawdowns impact Age Pension entitlements.
Age Pension Q&As: Buying or selling the family home and the Age Pension
Sheena Stow-Smith from PensionHelp answers reader questions about the impact on Age Pension entitlements of buying or selling the family home.
