the Age Pension
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Boost your Age Pension by topping up a younger spouse’s super
UpdatedA quirk in Centrelink’s means testing makes investing in your younger partner’s super a compelling strategy to maximise your Age Pension.
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How do I apply for the Age Pension?
UpdatedIf you’re approaching your 67th birthday and planning to apply for the Age Pension, this is what you need to do.
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How to maximise your Age Pension
UpdatedIf you’re on a part-Age Pension, or just miss out on one, you may be able to increase your pension entitlements with some of these perfectly legitimate strategies.
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Am I eligible for the Age Pension?
UpdatedA common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
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Age Pension assets test rules (from September 2026)
UpdatedAge Pension assets test limits change three times a year, but your family home is never counted. Check the latest limits and what else is included.
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Age Pension calculator (September 2026 update)
UpdatedOur Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income.
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Age Pension rates (from 20 September 2026)
UpdatedAge Pension rates are rising again, but how much you actually get depends on your assets and income. Check the latest rates and figures.
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Deeming rates and calculator for the Age Pension income test
UpdatedCurrent deeming rates and thresholds for the Age Pension income test. See exactly how your assets are assessed.
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Age Pension income test rules (from September 2026)
UpdatedA common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
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What are the Age Pension residency rules?
UpdatedOn top of an age requirement and income and assets tests, you also need to satisfy strict residency rules before you can claim a full or part Age Pension.
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Keeping Centrelink up to date: A guide to Age Pension reporting obligations
UpdatedOnce you’re on the Age Pension, knowing what to report to Centrelink – and what’s handled automatically – can mean the difference between receiving the right amount and accumulating a debt. Justin Bott from Services Australia walks through the 14-day reporting rule, common mistakes, and the simple habits that keep your payments on track.
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What to know before applying for the Age Pension
UpdatedThere are more myths about the Age Pension than almost any other government payment. In this video, Justin Bott from Services Australia explains what you can actually earn while receiving the pension, how the Work Bonus works, what the gifting rules really say, and what to do before you apply
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Centrelink’s Payment and Service Finder: How it works
UpdatedIf you are planning to retire soon or have already done so, this tool can help you work out how much Age Pension and other payments and concessions you may be eligible for.
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How separation and divorce affect the Age Pension
UpdatedAge Pension entitlements can increase or decrease markedly when couples split, depending on things like each person’s share of marriage assets and home ownership status.
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Selling property to boost super? What it means for your Age Pension
UpdatedThe downsizer super contribution offers an enticing opportunity to add more to super when you sell, but it could cost you some Age Pension. Is the trade-off worth it?
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How working affects your Age Pension and tax (including calculator)
UpdatedWorking while receiving the Age Pension could improve your retirement income but after tax and a potential cut to your entitlements, is it worth it?
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Age Pension Work Bonus: How it works and case studies
UpdatedAge Pensioners may be surprised how much they can work and earn additional income without impacting their pension.
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What are the super and Age Pension rules for same-sex couples?
UpdatedNow that same-sex couples are equal under super and tax laws, it’s important to understand what that means for your retirement savings and Centrelink benefits.
