the Age Pension
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Deeming rates (2025-26) and calculator for the Age Pension income test
On 20 August 2025 the government announced the first change to deeming rates since 1 May 2020 when rates were frozen at artificially low levels during COVID.
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Age Pension calculator (September 2025 update)
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income.
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Age Pension assets test rules (from September 2025)
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
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Age Pension rates (September 2025 to March 2026)
Age Pension rates are rising again. Check the latest rates for singles, couples and transitional pensions and learn what you may be entitled to.
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Age Pension income test rules (from September 2025)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
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Am I eligible for the Age Pension?
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
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Age Pension Work Bonus: How it works and case studies
Age Pensioners may be surprised how much they can work and earn additional income without impacting their pension.
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What are the super and Age Pension rules for same-sex couples?
Now that same-sex couples are equal under super and tax laws, it’s important to understand what that means for your retirement savings and Centrelink benefits.
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The Age Pension when living apart: What you need to know
Many retired couples reach a point where one of them needs to go into aged care. What does this mean for their pension? For once, the news is good.
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Boost your Age Pension by topping up a younger spouse’s super
A quirk in Centrelink’s means testing makes investing in your younger partner’s super a compelling strategy to maximise your Age Pension.
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How to maximise your Age Pension
If you receive a part-Age Pension or none at all due to the level of your assets or income, these 12 strategies may help you increase your pension entitlements.
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What happens to my Age Pension if I sell my home?
Now updated with part 2 (if you are moving to a lifestyle village) and part 3 (if you are not purchasing a new home straight away).
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How does your super affect the Age Pension?
The amount of Age Pension you are eligible to receive in retirement is means tested, with super among the assets included. This is how it’s assessed.
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What is the DVA (Department of Veterans’ Affairs) Service Pension?
The Service Pension provided similar benefits to the Age Pension for veterans, their partners and widow(er)s, but the eligibility requirements are different, as you would expect.
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Help! I think I’m being paid too much pension
With Robodebt fresh in people’s minds, it’s understandable that many pensioners feel uneasy if they suspect Centrelink is overpaying them. Here’s how to avoid an unexpected debt.
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Centrelink’s Payment and Service Finder: How it works
If you’ve been digging around online to see if you’re eligible for the Age Pension and other payments without much luck, there’s a tool that can help.
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How do I apply for the Age Pension?
This article is a step-by-step guide to claiming the Age Pension and getting it right the first time so you can avoid any delays or frustration.
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What is the Age Pension age?
The age at which eligible retirees can start receiving the Age Pension has risen to 67. Bad news if you were born from 1957 on, but the good news is there are no plans to lift the age further.
