Benchmark your fund, Working for your SMSF, How SMSFs invest, Small business tax concessions, Age Pension increase, Estate planning.
Highlights of the March 2022 edition of the SuperGuide Premium newsletter include:
- SUPERCHAMP OR CHUMP? Recent reforms make it easier to see how your super fund measures up to the competition.
- WHEN WORKING FOR YOUR SMSF PAYS: Work you do for your SMSF is mostly for love, but in some cases you can be paid.
- SMSF INVESTMENT UPDATE: Research shows most SMSFs are not just well diversified but performing as well as big funds.
- SMALL BUSINESS RETIREMENT BOOST: The 15-year CGT exemption can help retiring businessowners supersize their nest-egg.
- MARK THE DATE! Age Pensioners will receive a small but welcome pay rise on March 20. We detail the new rates.
- MAKING A GRACEFUL EXIT: Having a well thought out estate plan can save your loved ones unnecessary grief, and tax.
Super changes from 1 July 2022, SMSF numbers and assets continue to rise, Super merger news, More equality in super called for, Government expects super funds to divest Russian investments, Levy to lead Quality of Advice Review, Majority of former Dixon clients to transfer to E&P.Read more
It will come as no surprise that volatile markets took a toll on super funds in April, with the median Growth fund losing 1.2%.Read more
If you’re unhappy with your super fund’s performance, it’s getting easier to check how it stacks up against the best of the rest. We explain how.Read more
Super fund fees are complex and vary widely between funds and even between members of the same fund, so it’s worth learning what you’re paying for.Read more
Your current investment option plays a big role in determining the investment return your super receives each year. Maybe it’s time to take a closer look.Read more
We all want a decent return on our investments, but it’s important to understand how much risk you can tolerate along the way.Read more
If you suffer a total and permanent disability, making the most of any TPD insurance you have in super is crucial.Read more
There are strict rules governing paid work you can and can’t do for your SMSF. Getting it wrong can be costly.Read more
None of us likes to think about losing mental capacity, but failure to plan for the possibility can have a major impact on the running of your SMSF and its other members.Read more
Despite periodic criticism that SMSFs lack diversification, there is mounting evidence that proves otherwise.Read more
SMSFs paying a pension may be able to reduce the overall tax liability of their fund. We explain how.Read more
Small businessowners approaching retirement can take advantage of some valuable tax concessions when they sell up and then contribute the money into super.Read more
Getting ready for retirement if you own a business means starting early, particularly if you want to maximise your financial position and super contributions.Read more
Your TSB and TBC may have the same dollar cap amounts, but that’s where the similarity ends.Read more
If you have problems with your super or financial adviser, it’s important to know who you can turn to for help in solving your complaint and the process to follow.Read more
Age Pension rates increase on 20 March 2022. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.Read more
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements for the period 20 March 2022 to 30 June 2022.Read more
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.Read more
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.Read more
The amount you and your partner have in super can have a big impact on your Age Pension entitlements. We explain how.Read more
The Age Pension is highly prized, but your eligibility and the amount you receive will depend on your residency status among other things.Read more
Most Australians want to leave an inheritance for their kids, but it’s important to ensure your wishes are carried out without a legal tussle.Read more
Australia’s retired service personnel and their families receive similar entitlements to Age Pensioners, with some notable differences.Read more
Sheena Stow-Smith from PensionHelp answers reader questions about how super affects disability support.Read more