Labor’s super plans, Super wish list, Best super funds, SMSF cybersecurity threats, Outliving your retirement savings, Age Pension taper trap, Super pension top-ups.
Highlights of the June 2022 edition of the SuperGuide Premium newsletter include:
- SOFTLY SOFTLY FOR SUPER: New financial services minister, Stephen Jones talks to SuperGuide about his ‘’no shocks” super and financial advice agenda
- THE SUPER FIX: From better retirement products to closing the super gender gap, here’s what industry experts think the Albanese Government should do next
- TOP FUNDS OF 2022: UniSuper has won the coveted super fund of the year award, from a field of award-winning funds
- CYBERSECURITY CHECKLIST: With online scams on the rise, we’ve devised a questionnaire to keep your SMSF safe from harm
- WORRIED ABOUT OUTLIVING YOUR SAVINGS? Read our 9-step plan to relieve those retirement income blues
- MIND THE RETIREMENT TRAP: The Age Pension taper rate creates a not-so-sweet spot where more super means less retirement income
- TIME FOR A LATE TOP-UP: New rules allow super pensioners to add to their super but watch how you go about it
HOW SUPER WORKS
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What should the federal government’s super and retirement planning priorities be?
As we see the dawn of a new government, we asked some of Australia’s top experts in superannuation and retirement planning what they think the government should be focusing on.
Super news for June 2022
Superannuation assets rise by nearly 10% over the year, Mercer to acquire BT Super, inflation hits retirees, super fund customer satisfaction awards, new super fund mergers announced.
How to read a super fund PDS
Are you and your super fund a perfect match? All will be revealed in your fund’s product disclosure statement.
What to teach your (big) kids about super
If your kids are old enough to have scored their first fulltime or part-time job, now’s the time to pass on everything you wish you’d known about super at their age.
Quiz: Super for beginners
Does super bamboozle you? Take this quick quiz to learn some of the super fundamentals.
SUPER FUNDS
Super funds of the year awards: Best super funds for 2026
Find out which funds are delivering the best returns, products and services for their members.
Pension fund of the year 2026: What makes a winner?
If retirement beckons, it’s worth knowing which funds are best at addressing the needs of retired members.
Members benefit from more superannuation board diversity
More women and people of diverse backgrounds on superannuation fund boards should translate to better outcomes for members.
Super fund performance: Monthly returns to September 2026
Super funds dipped in September, with the median Growth fund down 0.4% as shares and bonds fell, but a weaker Australian dollar helped limit the loss.
SMSFs
How to boost your SMSF’s immunity to cybersecurity threats
As our super system and member balances grow, the cyber crooks targeting them are becoming more sophisticated. Forewarned is forearmed.
How to avoid getting caught in the in-house asset trap
Falling foul of the in-house asset rules can be a costly mistake for SMSFs and continues to be a tricky area for trustees.
The why and how of direct investment super options
If more control over the investments and tax in your super is appealing but you don’t fancy the additional attention and time an SMSF requires, direct investing with a public-offer fund could be for you.
RETIREMENT PLANNING
Worried about your retirement savings? 9 steps that can help
Worrying about whether your retirement savings will be enough is normal, but there are some easy steps you can take to ensure you’re as prepared as you can be for retirement.
The benefits of contributing extra to super earlier in life
Even small personal contributions can supercharge your retirement savings once compound interest and tax do the heavy lifting.
Case study: Combining downsizer and non-concessional contributions
People wanting to give their super a substantial boost later in life can get more bang for their buck by combining these two popular strategies.
The taper trap: Super, the Age Pension and the ‘sweet spot’
Retirees with more super can end up with less income than someone on the full Age Pension, thanks to the assets test. Here’s how the taper trap works, how big the gap really is, and why a smaller balance is rarely the answer.
IN RETIREMENT
How can I top up my SMSF pension?
It’s possible to contribute to super after you retire, but there are rules you
must follow if you want to use these contributions to top up your pension account.
How to create an investment portfolio in retirement
Structuring an investment portfolio designed to support you throughout retirement is a different challenge to the strategies you used to build wealth during your working life.
Are pension withdrawal rates safe? Understanding drawdowns and spending rules
Retirees often regard the government-mandated minimum withdrawal rates for their super pension as a default maximum, so how are these rates set and should you consider withdrawing more?
Case study: Combining super pensions after a spouse dies
If your partner dies and you would like to combine your pension with their death benefits, this strategy could provide the way.
Shift changes threaten home care help
Changes to minimum shifts for home care workers could make it more difficult for elderly clients to make their funding packages cover the care they need.