Best performing super and pension funds, Fund rankings, Super investing, SMSF investing, SMSF statistics
Highlights of the August 2020 edition of the SuperGuide Premium newsletter include:
- SUPER FUNDS CONTINUE WINNING STREAK: July was another good news month for investors, as super funds posted their fourth straight month of positive returns.
- IS YOUR SUPER FUND AHEAD OF THE PACK? Difficult times bring out the best in some funds. We reveal the top 10 super and pension funds across five different risk categories to June 2020. If your super fund is not in the top 10 you can check it’s position in our updated rankings over 1 to 15 years.
- CURB THAT EMOTION: There’s nothing like a crisis to make us act irrationally. Tracey Spicer chats to Eva Scheerlinck from AIST about the impact of COVID-19 on super members’ behaviour and the lessons of history.
- HOW RISKY IS YOUR SUPER? A certain amount of risk is crucial to long term investment success. But finding out how much risk your super fund is exposed to is not easy. We lift the lid on fund labels.
- TIME TO STRESS TEST YOUR SMSF STRATEGY: The COVID-related market turmoil has been a challenge for all super fund members, but even more so for self-directed SMSF investors. We share the latest ATO guidance on setting your investment strategy.
- SMSF STATISTICS: Thanks to the ATO we have updated statistics on SMSFs, including what type of people have SMSFs, average balances and average costs.
SUPER NEWS
Super news for August 2020
No September rise for Age Pension?, Premiums up in smoke, Call to open infrastructure investment to all super funds, High risk for managed funds, Seniors demand more help at home, Pensioners charged double, Australia ranked 3rd best in world’s top pension plans.
Super fund performance: Monthly returns to March 2024
Super funds continued their positive run in March, with the median Growth fund up 1.9% over the month.
Pension fund performance to December 2023
A strong finish for shares and bonds provided stellar returns for pension fund members in 2023, more than wiping out the previous year’s losses.
BEST PERFORMING SUPER AND PENSION FUNDS
Best performing super and pension funds: Understanding the 5 risk categories
We now publish lists of the top 10 performing super and pension funds across 5 different risk categories and over 1 year and 10 years. This introductory article is designed to help you understand each risk category.
Super funds
Pension funds
- Best performing pension funds: Conservative category (21–40%)
- Best performing pension funds: Balanced category (41–60%)
- Best performing pension funds: Growth category (61–80%)
- Best performing pension funds: High Growth category (81–95%)
- Best performing pension funds: All Growth category (96–100%)
SUPER AND PENSION FUND RANKINGS
Super and pension fund performance: Where does your fund rank?
Now updated to 30 September 2023. Have you ever looked at your super fund’s investment returns and wondered how your fund compares with similar funds? Is it a consistently high performer or an inveterate underachiever?
Super funds
Pension funds
SUPER INVESTING
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Balanced, Growth, Defensive: What’s in a name?
A rising chorus of superannuation industry professionals agree the current labelling of super investment options is past its use by date, but that’s where the agreement ends.
What is a growth asset? Time to set some standards
It’s been a long time coming, but a group of superannuation industry professionals is proposing a set of standards to categorise growth and defensive assets.
Top 10 Balanced super funds ranked by risk and return
While all super funds aim to deliver good long-term returns, some also strive to smooth short-term fluctuations along the way to take some of the worry out of investing for their members.
SMSF INVESTING
Writing your SMSF investment strategy (including templates)
As an SMSF trustee, your fund’s investment strategy is one of the most important documents you will ever create so it’s important to get it right.
Diversification and your SMSF: Why and how to do it
Diversifying your portfolio is a key task when it comes to investing and it’s a vital one for your SMSF as it can reduce risk and smooth investment returns.
SMSF loans: What are the SMSF borrowing rules?
The ability to borrow to invest gives SMSF trustees additional flexibility when choosing investment assets, but it’s not open slather. Strict rules apply.
SMSFs
How to add a new member to your SMSF
Now that SMSFs can have six members instead of four, here’s a refresher on the process involved in adding new members and some of the issues to weigh up.
SMSF statistics: 1.1 million members with $869 billion in super
The size of the self-managed super fund sector continues to grow in terms of members and assets, at the expense of all but industry super funds.
What type of people have SMSFs?
While self-managed super funds have gone mainstream, the people who run them have some unique characteristics.
Is an SMSF right for you?
SMSFs have many fine qualities, but they’re not for everyone. Before you leap in, it’s important to weigh up the costs and benefits for your personal situation.
How much super do you need to set up an SMSF?
It’s a debate that never entirely goes away, but there’s a growing body of research that indicates you may not need as much to start your own super fund as previously thought.
What are the setup and running costs for an SMSF?
Research shows SMSFs are cost-competitive at balances of $200,000, prompting ASIC to remove its previous guidance that a minimum balance of $500,000 is desirable.
RETIREMENT
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