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  • SMSFsAs if superannuation wasn’t complex enough, when you have a self-managed superannuation fund (SMSF) you take on considerably more responsibility, and it’s essential therefore to have a comprehensive understanding of the current super and SMSF rules. In this section you will find detailed explanations of the SMSF rules and the responsibilities for SMSF trustees. SMSFs for beginners SMSF administration SMSF checklists SMSF compliance SMSF investment SMSF pensions SMSF strategies SMSF Q & As As a first step, the following are key articles that describe how SMSFs work.
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May 2026 Retiree newsletter

UPDATED PENSION FUND RANKINGS

See where your fund ranks over 8 timeframes. Now updated to 31 March 2026.

Pension fund rankings: All Growth category (96–100%)
Pension fund rankings: High Growth category (81–95%)
Pension fund rankings: Growth category (61–80%)
Pension fund rankings: Balanced category (41–60%)
Pension fund rankings: Conservative category (21–40%)

Keeping Centrelink up to date: A guide to Age Pension reporting obligations
Once you’re on the Age Pension, knowing what to report to Centrelink – and what’s handled automatically – can mean the difference between receiving the right amount and accumulating a… Read more.
Keeping Centrelink up to date: A guide to Age Pension reporting obligations
Once you’re on the Age Pension, knowing what to report to Centrelink – and what’s handled automatically – can mean the difference between receiving the right amount and accumulating a… Read more.
Minimum pension drawdown rates (2025–26) and calculator
Age-based minimum annual withdrawal rates apply to account-based pensions. Here’s how they are calculated. Read more.
Minimum pension drawdown rates (2025–26) and calculator
Age-based minimum annual withdrawal rates apply to account-based pensions. Here’s how they are calculated. Read more.
Pension fund performance: Monthly returns to April 2026
Escalating US-Iran conflict in the Middle East took a toll on pension funds in March but returns have bounced back in April. Read more.
Pension fund performance: Monthly returns to April 2026
Escalating US-Iran conflict in the Middle East took a toll on pension funds in March but returns have bounced back in April. Read more.

SuperGuide members Q&A: June 2026

Wednesday 17 June 2026 at 11:00 am AEST

In this webinar super expert Garth McNally answers recent questions from SuperGuide members.

Find out more

IN CASE YOU MISSED IT: Watch our previous webinar, 2026 year-end superannuation tips and traps

Q: We are a married couple, I am 68 and my wife is 41. We own our own home but now have a reverse mortgage of approx $200,000 on it receiving $5000 per month which we use to live on. We have $550,000 of investments – all shares, of which $150,000 are listed and $400,000 are unlisted. All investments are in my name only. I have very little super – currently about $15,000 as I cashed in most of it to use for investments (silly me!). Anyway, my main question is for the purposes of calculating if I can claim any pension for me, would the value of our investments be halved given we are a couple? Thank you and I would appreciate an indicative answer and I understand any feedback would be of general guidance only.

A: A couple’s assets are not halved for Age Pension purposes, but the assets and income test thresholds for a couple are higher than for a single person.

If only one member of the couple is eligible for Age Pension, they receive half of the combined couple rate.

Any amount held in a superannuation accumulation account by a person aged under 67 is not counted in either the income or assets tests.

Learn more about boosting your Age Pension when you have a younger spouse and Age Pension eligibility

Retirement isn’t the end of the line for contributing to super. Learn about the possibilities and how contributions could benefit you.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

SuperGuide is Australia’s leading superannuation and retirement planning website.

SuperGuide Pty Ltd ATF SuperGuide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

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All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

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