Women’s Budget statement, Super fund rankings, How SMSFs invest, Retirement mistakes, Income for life, CSHC revamp
Highlights of the November 2022 edition of the SuperGuide newsletter include:
- GENDER PAY GAP, SUPER CHASM: The October Budget outlined the size of the gender pay and super gap. Next step, action.
- SUPER STARS AND FADING LIGHTS: Check our latest fund rankings to see where your fund sits in the super galaxy.
- MOST POPULAR SMSF INVESTMENTS: From shares to managed funds, we reveal where trustees are putting their money.
- RETIREMENT DO’S AND DONT’S: Avoiding some common mistakes can take a lot of the worry out of retirement planning.
- HOW TO MAKE YOUR MONEY LAST: A growing list of pension products offer retirees income for life, with more on the way.
- COMMONWEALTH SENIORS HEALTH CARD EXPANDED: With more retirees eligible for cheaper healthcare, we show you how to sign up.
HOW SUPER WORKS
Objective for superannuation to be legislated, Vanguard Super launches lifecycle super fund, Super funds that failed performance test cut fees, AMP launches income for life account, Income limits for Commonwealth Seniors… Read more.
Objective for superannuation to be legislated, Vanguard Super launches lifecycle super fund, Super funds that failed performance test cut fees, AMP launches income for life account, Income limits for Commonwealth Seniors… Read more.
In case you missed it: See our coverage of the October 2022 Federal Budget.
In early reporting of the October Budget, the landmark Women’s statement was only briefly mentioned. We take a deep dive. Read more.
In early reporting of the October Budget, the landmark Women’s statement was only briefly mentioned. We take a deep dive. Read more.
Find out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly. Read more.
Find out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly. Read more.
If you are wondering why you have so little super to show for all your hard work, it may be time to search for super accounts you forgot you had. Read more.
If you are wondering why you have so little super to show for all your hard work, it may be time to search for super accounts you forgot you had. Read more.
Superannuation has two broad phases – accumulation phase and retirement phase. But it’s important to note they aren’t mutually exclusive. You can have money in both at once. Read more.
Superannuation has two broad phases – accumulation phase and retirement phase. But it’s important to note they aren’t mutually exclusive. You can have money in both at once. Read more.
SUPER FUNDS
Have you ever looked at your super fund’s investment returns and wondered how your fund compares with similar funds? Is it a consistently high performer or an inveterate underachiever? Read more.
Have you ever looked at your super fund’s investment returns and wondered how your fund compares with similar funds? Is it a consistently high performer or an inveterate underachiever? Read more.
Super funds continued their positive run in May and are on course to post a 9% return for the year to June 2026. Read more.
Super funds continued their positive run in May and are on course to post a 9% return for the year to June 2026. Read more.
Find out which funds are delivering the best returns, products and services for their members. Read more.
Find out which funds are delivering the best returns, products and services for their members. Read more.
If retirement beckons, it’s worth knowing which funds are best at addressing the needs of retired members. Read more.
If retirement beckons, it’s worth knowing which funds are best at addressing the needs of retired members. Read more.
SMSFs
Australian shares remain the most popular asset class for SMSF investors, with portfolios dominated by the big banks and miners. Read more.
Australian shares remain the most popular asset class for SMSF investors, with portfolios dominated by the big banks and miners. Read more.
Direct holdings in international shares fell in 2024–25 due to volatile market conditions but perhaps also to the growing appeal of ETFs to access global markets. Read more.
Direct holdings in international shares fell in 2024–25 due to volatile market conditions but perhaps also to the growing appeal of ETFs to access global markets. Read more.
Traditional managed funds have been partially eclipsed by the rise of ETFs, but they remain core holdings for many SMSF investors looking to diversify. Read more.
Traditional managed funds have been partially eclipsed by the rise of ETFs, but they remain core holdings for many SMSF investors looking to diversify. Read more.
Gen X and Millennials are fuelling the rapid take-up of ETFs by SMSF investors, drawn to their instant diversification, global reach, accessability and low cost. Read more.
Gen X and Millennials are fuelling the rapid take-up of ETFs by SMSF investors, drawn to their instant diversification, global reach, accessability and low cost. Read more.
In case you missed it: See our October webinar on SMSFs and borrowing.
RETIREMENT PLANNING
There are lots of decisions to make as you prepare for retirement, and potentially large sums of money involved, so it’s important to avoid costly mistakes. Read more.
There are lots of decisions to make as you prepare for retirement, and potentially large sums of money involved, so it’s important to avoid costly mistakes. Read more.
If you’re worried about running out of super, a lifetime pension may offer not only income for life but more Age Pension to boot. Read more.
If you’re worried about running out of super, a lifetime pension may offer not only income for life but more Age Pension to boot. Read more.
IN RETIREMENT
Our updated guide which now features a thorough video explainer, detailing the main benefits, the income thresholds and tips on how to apply. Read more.
Our updated guide which now features a thorough video explainer, detailing the main benefits, the income thresholds and tips on how to apply. Read more.
Age Pensioners may be surprised how much they can work and earn additional income without impacting their pension. Read more.
Age Pensioners may be surprised how much they can work and earn additional income without impacting their pension. Read more.
