Women’s Budget statement, Super fund rankings, How SMSFs invest, Retirement mistakes, Income for life, CSHC revamp
Highlights of the November 2022 edition of the SuperGuide newsletter include:
- GENDER PAY GAP, SUPER CHASM: The October Budget outlined the size of the gender pay and super gap. Next step, action.
- SUPER STARS AND FADING LIGHTS: Check our latest fund rankings to see where your fund sits in the super galaxy.
- MOST POPULAR SMSF INVESTMENTS: From shares to managed funds, we reveal where trustees are putting their money.
- RETIREMENT DO’S AND DONT’S: Avoiding some common mistakes can take a lot of the worry out of retirement planning.
- HOW TO MAKE YOUR MONEY LAST: A growing list of pension products offer retirees income for life, with more on the way.
- COMMONWEALTH SENIORS HEALTH CARD EXPANDED: With more retirees eligible for cheaper healthcare, we show you how to sign up.
HOW SUPER WORKS
Objective for superannuation to be legislated, Vanguard Super launches lifecycle super fund, Super funds that failed performance test cut fees, AMP launches income for life account, Income limits for Commonwealth Seniors… Read more.
Objective for superannuation to be legislated, Vanguard Super launches lifecycle super fund, Super funds that failed performance test cut fees, AMP launches income for life account, Income limits for Commonwealth Seniors… Read more.
In case you missed it: See our coverage of the October 2022 Federal Budget.
In early reporting of the October Budget, the landmark Women’s statement was only briefly mentioned. We take a deep dive. Read more.
In early reporting of the October Budget, the landmark Women’s statement was only briefly mentioned. We take a deep dive. Read more.
Withdrawing and recontributing money into your super can be a valuable way to improve your estate plan and equalise the super position of you and your spouse. Read more.
Withdrawing and recontributing money into your super can be a valuable way to improve your estate plan and equalise the super position of you and your spouse. Read more.
If you are wondering why you have so little super to show for all your hard work, it may be time to search for super accounts you forgot you had. Read more.
If you are wondering why you have so little super to show for all your hard work, it may be time to search for super accounts you forgot you had. Read more.
Superannuation has two broad phases – accumulation phase and retirement phase. But it’s important to note they aren’t mutually exclusive. You can have money in both at once. Read more.
Superannuation has two broad phases – accumulation phase and retirement phase. But it’s important to note they aren’t mutually exclusive. You can have money in both at once. Read more.
SUPER FUNDS
Now updated to 30 September 2023. Have you ever looked at your super fund’s investment returns and wondered how your fund compares with similar funds? Is it a consistently high… Read more.
Now updated to 30 September 2023. Have you ever looked at your super fund’s investment returns and wondered how your fund compares with similar funds? Is it a consistently high… Read more.
After five months of growth, super funds suffered negative returns in April, with the median Growth fund down 1.7% over the month. Read more.
After five months of growth, super funds suffered negative returns in April, with the median Growth fund down 1.7% over the month. Read more.
UniSuper continued its award-winning run, winning Fund of the Year for the eighth time in a little over a decade at the recent SuperRatings awards night. Read more.
UniSuper continued its award-winning run, winning Fund of the Year for the eighth time in a little over a decade at the recent SuperRatings awards night. Read more.
Innovation has been slow at the retirement end of superannuation, which makes it even more important to search for a pension fund that will make your retirement as smooth as… Read more.
Innovation has been slow at the retirement end of superannuation, which makes it even more important to search for a pension fund that will make your retirement as smooth as… Read more.
SMSFs
Australian shares remain the most popular asset class among SMSF investors who continue to put their faith, and their money, in our mining heavyweights and big four banks. Read more.
Australian shares remain the most popular asset class among SMSF investors who continue to put their faith, and their money, in our mining heavyweights and big four banks. Read more.
Investing directly in international shares is still a fringe activity for most SMSFs, but the allure of the world’s big tech companies is proving irresistible for some. Read more.
Investing directly in international shares is still a fringe activity for most SMSFs, but the allure of the world’s big tech companies is proving irresistible for some. Read more.
Traditional managed funds may not have the ‘it’ factor of ETFs but they still pack a punch in many SMSF portfolios, providing significant diversification. Read more.
Traditional managed funds may not have the ‘it’ factor of ETFs but they still pack a punch in many SMSF portfolios, providing significant diversification. Read more.
From a standing start 20 years ago, ETFs now play a central role in many SMSF investment portfolios with more than 300 to choose from. Read more.
From a standing start 20 years ago, ETFs now play a central role in many SMSF investment portfolios with more than 300 to choose from. Read more.
In case you missed it: See our October webinar on SMSFs and borrowing.
RETIREMENT PLANNING
From checking your eligibility for the Age Pension to understanding your life expectancy, avoiding these common mistakes could give your retirement income a big lift. Read more.
From checking your eligibility for the Age Pension to understanding your life expectancy, avoiding these common mistakes could give your retirement income a big lift. Read more.
It’s been a long time coming, but more super funds are now, or soon will be, offering retirement products that reduce the risk of outliving your savings. Here’s what’s on… Read more.
It’s been a long time coming, but more super funds are now, or soon will be, offering retirement products that reduce the risk of outliving your savings. Here’s what’s on… Read more.
IN RETIREMENT
A government concession card to get cheaper healthcare can make a big difference to your retirement budget – and you don’t need to be on the Age Pension to qualify. Read more.
A government concession card to get cheaper healthcare can make a big difference to your retirement budget – and you don’t need to be on the Age Pension to qualify. Read more.
Recent changes mean Age Pensioners can work and earn additional income to ease cost of living pressures without impacting their pension. Read more.
Recent changes mean Age Pensioners can work and earn additional income to ease cost of living pressures without impacting their pension. Read more.
Changes to the means testing of lifetime annuities have changed potential Age Pension entitlements for retirees who purchased their annuity before or after 1 July 2019. Read more.
Changes to the means testing of lifetime annuities have changed potential Age Pension entitlements for retirees who purchased their annuity before or after 1 July 2019. Read more.
Deferred annuities offer retirement income for life, but you need to weigh the costs and benefits of different deferral periods. Read more.
Deferred annuities offer retirement income for life, but you need to weigh the costs and benefits of different deferral periods. Read more.
If you have good genes and modest savings, then it may be worth considering a deferred annuity as part of your retirement income plan. Read more.
If you have good genes and modest savings, then it may be worth considering a deferred annuity as part of your retirement income plan. Read more.