June 2023 Retirement planner newsletter

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How a transition-to-retirement (TTR) pension works

If you are looking to wind back working hours or boost your super in the lead-up to retirement, a transition-to-retirement (TTR) pension may be the answer. Read more.

How a transition-to-retirement (TTR) pension works

If you are looking to wind back working hours or boost your super in the lead-up to retirement, a transition-to-retirement (TTR) pension may be the answer. Read more.

Case study: Should a wealth retiree start a super pension or draw on non-super investments first?

Retirees with substantial investments both in and out of super often wonder whether they should start a super pension or draw income from investments outside super first. We look at… Read more.

Case study: Should a wealth retiree start a super pension or draw on non-super investments first?

Retirees with substantial investments both in and out of super often wonder whether they should start a super pension or draw income from investments outside super first. We look at… Read more.

How much does financial advice cost?

Many Australians who admit they need financial advice are reluctant to get it due to the perceived cost, but are they right? We look at what’s available and what it… Read more.

How much does financial advice cost?

Many Australians who admit they need financial advice are reluctant to get it due to the perceived cost, but are they right? We look at what’s available and what it… Read more.

Getting financial advice? What your adviser needs to provide

When you see a financial adviser, there are rules covering the documents and information provided to ensure the advice you receive is in your best interests and you can make… Read more.

Getting financial advice? What your adviser needs to provide

When you see a financial adviser, there are rules covering the documents and information provided to ensure the advice you receive is in your best interests and you can make… Read more.

SuperGuide members Q&A: June 2023

Thursday 22 June 2023 at 11:00 am AEST

In this webinar super expert Garth McNally will answer recent questions from SuperGuide members.

Q&A: What are the pros and cons of entering pension phase with accumulated losses for capital gains?

Given that in pension phase income is exempt from tax, I’m wondering about the pros and cons of entering into pension phase with accumulated losses for capital gains. Does it… Read more.

Q&A: What are the pros and cons of entering pension phase with accumulated losses for capital gains?

Given that in pension phase income is exempt from tax, I’m wondering about the pros and cons of entering into pension phase with accumulated losses for capital gains. Does it… Read more.

Q&A: I have over $3m in super so should I now consider a recontribution strategy?

What are the considerations in equalising spouse super balance in light of the proposed additional 15% tax on super balances over $3 million? Read more.

Q&A: I have over $3m in super so should I now consider a recontribution strategy?

What are the considerations in equalising spouse super balance in light of the proposed additional 15% tax on super balances over $3 million? Read more.

Q&A: What are the pros and cons of starting an account-based pension vs investing outside super?

Should you put all your super into an account based pension or invest some in a fixed term deposit? What are the pros and cons? If you put some super… Read more.

Q&A: What are the pros and cons of starting an account-based pension vs investing outside super?

Should you put all your super into an account based pension or invest some in a fixed term deposit? What are the pros and cons? If you put some super… Read more.

No matter where you are in your retirement planning journey, getting to grips with the options for your super balance at retirement is critical.

Your final super balance could be your largest liquid asset, and how you structure it can determine everything from how it is taxed to how long it lasts.

Learn about your options here.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.