Labor’s super plans, Super wish list, Best super funds, SMSF cybersecurity threats, Outliving your retirement savings, Age Pension taper trap, Super pension top-ups.
Highlights of the June 2022 edition of the SuperGuide newsletter include:
- SOFTLY SOFTLY FOR SUPER: New financial services minister, Stephen Jones talks to SuperGuide about his ‘’no shocks” super and financial advice agenda
- THE SUPER FIX: From better retirement products to closing the super gender gap, here’s what industry experts think the Albanese Government should do next
- TOP FUNDS OF 2022: UniSuper has won the coveted super fund of the year award, from a field of award-winning funds
- CYBERSECURITY CHECKLIST: With online scams on the rise, we’ve devised a questionnaire to keep your SMSF safe from harm
- WORRIED ABOUT OUTLIVING YOUR SAVINGS? Read our 9-step plan to relieve those retirement income blues
- MIND THE RETIREMENT TRAP: The Age Pension taper rate creates a not-so-sweet spot where more super means less retirement income
- TIME FOR A LATE TOP-UP: New rules allow super pensioners to add to their super but watch how you go about it
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HOW SUPER WORKS
In an exclusive interview the Assistant Treasurer and Minister for Financial Services, Stephen Jones, has promised no more “regulatory shock” for the superannuation sector. Read more.
In an exclusive interview the Assistant Treasurer and Minister for Financial Services, Stephen Jones, has promised no more “regulatory shock” for the superannuation sector. Read more.
As we see the dawn of a new government, we asked some of Australia’s top experts in superannuation and retirement planning what they think the government should be focusing on. Read more.
As we see the dawn of a new government, we asked some of Australia’s top experts in superannuation and retirement planning what they think the government should be focusing on. Read more.
Superannuation assets rise by nearly 10% over the year, Mercer to acquire BT Super, inflation hits retirees, super fund customer satisfaction awards, new super fund mergers announced. Read more.
Superannuation assets rise by nearly 10% over the year, Mercer to acquire BT Super, inflation hits retirees, super fund customer satisfaction awards, new super fund mergers announced. Read more.
Are you and your super fund a perfect match? All will be revealed in your fund’s product disclosure statement. Read more.
Are you and your super fund a perfect match? All will be revealed in your fund’s product disclosure statement. Read more.
If your kids are old enough to have scored their first fulltime or part-time job, now’s the time to pass on everything you wish you’d known about super at their… Read more.
If your kids are old enough to have scored their first fulltime or part-time job, now’s the time to pass on everything you wish you’d known about super at their… Read more.
Does super bamboozle you? Take this quick quiz to learn some of the super fundamentals. Read more.
Does super bamboozle you? Take this quick quiz to learn some of the super fundamentals. Read more.
SUPER FUNDS
Find out which funds are delivering the best returns, products and services for their members. Read more.
Find out which funds are delivering the best returns, products and services for their members. Read more.
If retirement beckons, it’s worth knowing which funds are best at addressing the needs of retired members. Read more.
If retirement beckons, it’s worth knowing which funds are best at addressing the needs of retired members. Read more.
More women and people of diverse backgrounds on superannuation fund boards should translate to better outcomes for members. Read more.
More women and people of diverse backgrounds on superannuation fund boards should translate to better outcomes for members. Read more.
Super funds bounced back in April despite ongoing volatility and are on course for another positive financial year. Read more.
Super funds bounced back in April despite ongoing volatility and are on course for another positive financial year. Read more.
SMSFs
As our super system and member balances grow, the cyber crooks targeting them are becoming more sophisticated. Forewarned is forearmed. Read more.
As our super system and member balances grow, the cyber crooks targeting them are becoming more sophisticated. Forewarned is forearmed. Read more.
If more control over the investments and tax in your super is appealing but you don’t fancy the additional attention and time an SMSF requires, direct investing with a public-offer… Read more.
If more control over the investments and tax in your super is appealing but you don’t fancy the additional attention and time an SMSF requires, direct investing with a public-offer… Read more.
Falling foul of the in-house asset rules can be a costly mistake for SMSFs and continues to be a tricky area for trustees. Read more.
Falling foul of the in-house asset rules can be a costly mistake for SMSFs and continues to be a tricky area for trustees. Read more.
Don’t know your NALE from your NALI? Failure to attend to both can lead to some gnarly tax outcomes. Read more.
Don’t know your NALE from your NALI? Failure to attend to both can lead to some gnarly tax outcomes. Read more.
RETIREMENT PLANNING
Worrying about whether your retirement savings will be enough is normal, but there are some easy steps you can take to ensure you’re as prepared as you can be for… Read more.
Worrying about whether your retirement savings will be enough is normal, but there are some easy steps you can take to ensure you’re as prepared as you can be for… Read more.
A quirk of our retirement income system can leave retirees with middling a super balance worse off than a full Age Pensioner. But there are ways to increase Pension entitlements Read more.
A quirk of our retirement income system can leave retirees with middling a super balance worse off than a full Age Pensioner. But there are ways to increase Pension entitlements Read more.
People wanting to give their super a substantial boost later in life can get more bang for their buck by combining these two popular strategies. Read more.
People wanting to give their super a substantial boost later in life can get more bang for their buck by combining these two popular strategies. Read more.
If your super balance is underwhelming, even small personal contributions can supercharge your retirement savings once compound interest and tax do the heavy lifting. Read more.
If your super balance is underwhelming, even small personal contributions can supercharge your retirement savings once compound interest and tax do the heavy lifting. Read more.
IN RETIREMENT
It’s possible to contribute to super after you retire, but there are rules you must follow if you want to use these contributions to top up your pension account. Read more.
It’s possible to contribute to super after you retire, but there are rules you must follow if you want to use these contributions to top up your pension account. Read more.
If your partner dies and you would like to combine your pension with their death benefits, this strategy could provide the way. Read more.
If your partner dies and you would like to combine your pension with their death benefits, this strategy could provide the way. Read more.
Changes to minimum shifts for home care workers could make it more difficult for elderly clients to make their funding packages cover the care they need. Read more.
Changes to minimum shifts for home care workers could make it more difficult for elderly clients to make their funding packages cover the care they need. Read more.
Structuring an investment portfolio designed to support you throughout retirement is a different challenge to the strategies you used to build wealth during your working life. Read more.
Structuring an investment portfolio designed to support you throughout retirement is a different challenge to the strategies you used to build wealth during your working life. Read more.
Retirees often regard the government-mandated minimum withdrawal rates for their super pension as a default maximum, so how are these rates set and should you consider withdrawing more? Read more.
Retirees often regard the government-mandated minimum withdrawal rates for their super pension as a default maximum, so how are these rates set and should you consider withdrawing more? Read more.
