Annual super fund returns, Funds with the lowest fees, 2021 year in review/preview, Starting an SMSF pension, State Seniors Cards, Age Pension Q&As
Highlights of the January 2022 edition of the SuperGuide newsletter include:
- FUNDS DELIVER MANY HAPPY RETURNS: Super funds delivered double digit returns in 2021. We reveal the top 10 Growth funds over one year and 10 years.
- SUPERHEROES AND VILLAINS: Fees can be a drag on super returns, so we reveal the funds with the lowest and highest fees.
- 2021 YEAR IN REVIEW: Despite ongoing COVID disruptions, investors had plenty to celebrate in the year that was.
- HOW TO START YOUR SMSF PENSION: If you’re ready to start a retirement income stream, our simple guide will show you how.
- HAVE CARD, WILL TRAVEL: State and territory Seniors Cards come packed with travel and other concessions, so don’t miss out.
- AGE PENSION Q&As: Some of our most asked questions from readers concern the family home and pension entitlements.
SUPER NEWS
ASIC issues warning to SMSFs on crypto, Superannuation needs to be part of draft National Plan to End Violence against Women and Children 2022-2032, Size and frequency of voluntary super… Read more.
ASIC issues warning to SMSFs on crypto, Superannuation needs to be part of draft National Plan to End Violence against Women and Children 2022-2032, Size and frequency of voluntary super… Read more.
The list of top 10 Growth funds in 2023 rounded up some of the usual suspects with a few newcomers, but over 10 years the top funds remain remarkably consistent. Read more.
The list of top 10 Growth funds in 2023 rounded up some of the usual suspects with a few newcomers, but over 10 years the top funds remain remarkably consistent. Read more.
After five months of growth, super funds suffered negative returns in April, with the median Growth fund down 1.7% over the month. Read more.
After five months of growth, super funds suffered negative returns in April, with the median Growth fund down 1.7% over the month. Read more.
Super funds surmounted a wall of worries in 2023 to post a return of almost 10%, thanks to buoyant global share markets. Read more.
Super funds surmounted a wall of worries in 2023 to post a return of almost 10%, thanks to buoyant global share markets. Read more.
In these reckoners you can view the median super fund returns for 1, 3, 5, 7, 10 and 15 years across five different investment options for the last 9 calendar… Read more.
In these reckoners you can view the median super fund returns for 1, 3, 5, 7, 10 and 15 years across five different investment options for the last 9 calendar… Read more.
SUPER FUNDS
Discover the cheapest super funds overall, funds with the lowest fees for each investment category, as well the most expensive super funds. Read more.
Discover the cheapest super funds overall, funds with the lowest fees for each investment category, as well the most expensive super funds. Read more.
An easy way to determine if you believe your super fund is good value, is to assess the cost of your super fund against the average costs for the different… Read more.
An easy way to determine if you believe your super fund is good value, is to assess the cost of your super fund against the average costs for the different… Read more.
You might think a good return is all that matters when it comes to your super fund, but fees are critical. Read on to find how even small differences in… Read more.
You might think a good return is all that matters when it comes to your super fund, but fees are critical. Read on to find how even small differences in… Read more.
Choosing an excellent super fund can make a big difference to your retirement outcomes. The first step is an understanding of the five broad categories of funds on offer. Read more.
Choosing an excellent super fund can make a big difference to your retirement outcomes. The first step is an understanding of the five broad categories of funds on offer. Read more.
Industry consolidation is creating fewer, larger super funds as smaller or underperforming funds are urged to shape up or ship out. Read more.
Industry consolidation is creating fewer, larger super funds as smaller or underperforming funds are urged to shape up or ship out. Read more.
Default MySuper funds have been undergoing a makeover in recent years, with performance under the microscope and fees falling. Read more.
Default MySuper funds have been undergoing a makeover in recent years, with performance under the microscope and fees falling. Read more.
SMSFs
In another year dominated by COVID-19 disruptions to lives and livelihoods, investors have much to celebrate. Read more.
In another year dominated by COVID-19 disruptions to lives and livelihoods, investors have much to celebrate. Read more.
Take a few minutes out of your day to make some financial commitments for your self-managed super fund in 2023. Read more.
Take a few minutes out of your day to make some financial commitments for your self-managed super fund in 2023. Read more.
Starting a pension from your SMSF involves some paperwork, but it’s not too onerous if you follow these guidelines. Read more.
Starting a pension from your SMSF involves some paperwork, but it’s not too onerous if you follow these guidelines. Read more.
Stopping part or all of a pension can be a useful strategy for SMSFs in certain situations. We explain how and why. Read more.
Stopping part or all of a pension can be a useful strategy for SMSFs in certain situations. We explain how and why. Read more.
Now that SMSFs can have six members instead of four, here’s a refresher on the process involved in adding new members and some of the issues to weigh up. Read more.
Now that SMSFs can have six members instead of four, here’s a refresher on the process involved in adding new members and some of the issues to weigh up. Read more.
RETIREMENT PLANNING
If retirement beckons, you probably need a plan. You could seek professional financial advice, but it’s not difficult to make a basic retirement plan yourself by following these steps. Read more.
If retirement beckons, you probably need a plan. You could seek professional financial advice, but it’s not difficult to make a basic retirement plan yourself by following these steps. Read more.
There’s a lot to think about in the run-up to retirement, from where your income will come from to where you’ll live, but answering these questions should help you prepare. Read more.
There’s a lot to think about in the run-up to retirement, from where your income will come from to where you’ll live, but answering these questions should help you prepare. Read more.
Aakash Mehta answers readers questions about account-based super pensions and when it’s appropriate to start one. Read more.
Aakash Mehta answers readers questions about account-based super pensions and when it’s appropriate to start one. Read more.
IN RETIREMENT
See also our guides to seniors cards for each state and territory:
Sheena Stow-Smith from PensionHelp answers reader questions about the impact on Age Pension entitlements of buying or selling the family home. Read more.
Sheena Stow-Smith from PensionHelp answers reader questions about the impact on Age Pension entitlements of buying or selling the family home. Read more.
Once you’ve blown out the candles on your 60th birthday cake, retirement beckons. Or does it? For many Australians, the path to retirement has twists and turns they never imagined. Read more.
Once you’ve blown out the candles on your 60th birthday cake, retirement beckons. Or does it? For many Australians, the path to retirement has twists and turns they never imagined. Read more.