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Super news for October 2026
Median retirement balance projected to double, Payday Super doubles monthly contributions, super funds to pay $23.8 million compensation levy, government responds to financial abuse inquiry, cost of living delaying retirement for over-50s, ATO to update SMSF borrowing guidance.
Upcoming webinar
Related party transactions: The SMSF rules you need to know
Thursday 22 October 2026 at 11:00 am AEDT
Related party transactions remain one of the most important and often misunderstood areas of SMSF compliance.
In this webinar, we identify who is subject to the relevant rules and explore common issues that often arise when an SMSF transacts with related parties, including:
- The arm’s length rules
- Providing services to your SMSF
- Acquiring assets from a related party and selling assets to a related party
- Loans and leases to or from your SMSF
- How the in-house asset rules operate in practice
IN CASE YOU MISSED IT
Watch our previous webinar, SuperGuide members Q&A: September 2026
Q&A of the month
Q: I have a normal/taxed super account that I would like to roll into my newer tax-deferred account (Triple S). How do they do this so I will not be taxed on the rolled-over amount at retirement, like the tax-deferred amounts will be?
A: When you roll over money from one super fund to another, the transfer is accompanied by data about the tax components that make up the amount. The new fund loads that information into its database to track the components of your super correctly.
When you’re transferring from a taxed fund to an untaxed (tax-deferred) fund, the rollover will contain a taxable component – taxed element. There may also be a tax-free component if you have previously made non-concessional (after-tax) contributions. These components will continue to be represented in the destination fund. In an untaxed fund, all future investment earnings will be allocated to the taxable component – untaxed element, so the taxed element will remain frozen.
On withdrawal, appropriate tax is applied to each component that has been recorded. This ensures you don’t pay tax on the taxed element when you withdraw it after turning 60.
In the reverse scenario (rolling over from an untaxed fund to a taxed fund), the receiving taxed fund will withhold 15% tax from the untaxed element that it receives, converting it to a taxed element. If the untaxed element being transferred is above the untaxed plan cap (currently $1.935 million), the original fund will also withhold 47% tax from the excess above the cap, converting the remaining excess to a taxed element that will not be taxed again when it arrives at the new fund.
Learn more about how super is taxed and tax on super withdrawals after age 60.
Tip of the month
Not sure whether to direct your savings into super or tackle the mortgage? Inertia has a cost either way, so it’s worth finding out what you need to consider before deciding.


