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Super news for July 2026
Budget borrowing ban and CGT changes, Labor blocks (then backs) teenage super push, Super fund call centre failures, ASIC warns investors and super membersThe balance that decides retirement, Most pre-retirees aren’t prepared.
Upcoming webinar
Downsizer contributions
Thursday 20 August 2026 at 11:00 am AEST
What you need to know to get the best outcomes with Downsizer contributions, including how the eligibility rules operate, the relevant timing requirements, Centrelink outcomes and your overall strategy considerations.
We will also look at the effect of recent superannuation tax law changes and why these changes need to be considered by those considering making a downsizer contribution.
IN CASE YOU MISSED IT
Watch our previous webinar, Making the most of your SMSF in FY27
Q&A of the month
Q: Regarding the FHSS scheme, I understand that each financial year you are limited to counting $15,000 in super contributions towards your FHSSS releasable amount, and the total contributions counted towards the release can’t exceed $50,000. How is the carry-forward contribution (i.e unused cap of earlier years) treated in relation to this $15,000 cap for each financial year? Will carry forward contribution be eligible to be released as well considering it represents different financial year contribution?
A: No, additional carry forward contributions do not increase the amount that can be counted towards a FHSS release from a financial year.
Although the contributions may be utilising a prior year’s contribution cap, it is when they are received by your super fund that determines the financial year they are included in for the purposes of FHSS.
Tip of the month
If you’re eyeing a new super fund, make your move seamless with 5 simple steps.