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SMSF software: Better records, fewer year-end headaches
The right SMSF software can cut hours of manual entry, as long as you know what it can automate and which records it can’t replace.
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SMSF contributions reserving: How the timing strategy works
Contributions reserving lets SMSF members claim a deduction this year for a contribution that counts towards next year’s cap. Get the timing or paperwork wrong, though, and it can backfire.
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How to record SMSF minutes (with examples)
Recording SMSF minutes is not only a good habit to get into, it’s a legal requirement. Find out what to record, how long to keep minutes, and see two templates you can adapt.
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Had enough of your SMSF? Your options for leaving or winding it up
Leaving an SMSF and winding one up are different decisions, each with its own alternatives, steps and costs to weigh before you move any money.
Upcoming webinar
My retirement plan: How to build yours, step by step
Wednesday 18 November 2026 at 2:30 pm AEDT
In this workshop, we’ll use SuperGuide’s new My retirement plan template to build a plan for a fictional couple. We’ll cover their spending, savings and whether a retirement calculator says they’re on track.
Independent financial advisers will then discuss the harder decisions and answer questions members submit when they register.
IN CASE YOU MISSED IT
Watch our previous webinar: Related party transactions: The SMSF rules you need to know
Q&A of the month
Q: What paperwork is required to make an in-specie transfer of an unencumbered property out of a self-managed super fund (SMSF)? Is it done using an off-market transfer form, and is the transfer handled through a solicitor or submitted directly to the Australian Taxation Office (ATO)? We want to complete the transfer before the end of the financial year and close the SMSF at the same time. The fund is currently in pension phase.
A: For a property transfer, the change of ownership needs to be registered with the relevant titles office in your state or territory. There may also be stamp duty payable, which is generally a personal cost rather than an expense of the fund. You’ll usually need the assistance of a solicitor or conveyancer to handle the transfer itself.
Learn more about in-specie transfers out of an SMSF and how to wind up an SMSF.
Tip of the month
Tax payments due 1 December: If you lodged your annual return on 31 October, you must pay the relevant tax, including the annual supervisory levy for your self-managed super fund (SMSF), by this date. This must be paid in advance, so if your SMSF was only established last financial year, you will have to pay double, that is, $518 rather than the standard $259.
