Best performing super funds, Seniors cards, SMSF audits, Comparing funds
Welcome to the August 2018 edition of the SuperGuide Premium newsletter. Highlights include:
- SENIORS CARDS: There’s a surprising array of benefits, concessions and discounts if you are eligible for a seniors card. Find out what you could be claim for in your state, and how to apply.
- IS $1 MILLION REALLY THE MAGIC FIGURE FOR SMSFS? Meg Heffron debunks the Productivity Commission’s theory that you need $1m to start an SMSF.
- BEST PERFORMING SUPER FUNDS: It always pays to keep track of the latest stats on the best performing funds. This month we look at the top performing super and pension funds over 5 years. Separately we also present the super and pension funds with the lowest fees.
- COMPARING SUPER FUNDS: Now you know the top performers and cheapest funds, are you sure your fund is up to scratch? Find out what are the main types of funds, how to review yours, and what else you should consider when comparing super funds.
IS YOUR SUPER FUND PERFORMING?
Best performing super funds: All Growth category (96–100%)
In this article you can discover the top 10 performing All Growth super funds over 1 year and 10 years to 30 June 2025. All Growth funds have 96-100% invested in growth assets.
Best performing pension funds: Balanced category (41–60%)
In this article you can discover the top 10 performing Balanced pension funds over 1 year and 10 years to 30 June 2025. Balanced funds have 41-60% invested in growth assets.
Lifecycle super funds: What they are and how they perform
Lifecycle funds are designed to reduce risk as you near retirement without sacrificing returns; recent research shows many do just that but you need to know what to look for.
Super fund performance: Monthly returns to November 2025
After a shaky November, super funds are still on course to deliver healthy returns for the 2025 calendar year.
Super funds with the lowest fees
Discover the cheapest super funds overall, funds with the lowest fees for each investment category, as well the most expensive super funds.
COMPARING SUPER FUNDS
How to compare super funds in 7 easy steps
Comparing super funds may not seem very exciting, but getting into a quality fund that meets your needs could be one of the best things you do for your retirement.
How to benchmark your super fund
If you’re unhappy with your super fund’s performance, it’s getting easier to check how it stacks up against the best of the rest. We explain how.
What are the different types of super funds?
Choosing an excellent super fund can make a big difference to your retirement outcomes. The first step is an understanding of the five broad categories of funds on offer.
MySuper funds: What they are and who offers them
Default MySuper funds have been undergoing a makeover in recent years, with performance under the microscope and fees falling.
Life insurance inside super: Choosing the right level of cover
Holding death cover through your super fund can be a cost effective way to protect your family and financial dependents and to help pay off your debts if you die.
ENCORE ARTICLES
Superannuation rule changes from July 2025 (and previous years)
Navigating your way around the constant rule changes in the super system is tricky, so here’s our annual list of the modifications you need to know about.
Super’s next shake up? Productivity Commission gets tough
Australia’s current super system is “harming millions of members” through underperforming funds, multiple accounts and excessive fees.