death benefits
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Super death benefits and tax: What you and your beneficiaries need to know
Your beneficiaries could end up paying more tax than necessary when they receive your superannuation death benefit if you don’t learn the rules that apply.
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Case studies: Super death benefit nominations
It may seem like a simple matter to leave your super to your loved ones when you die, but choosing the wrong type of nomination can have costly unintended consequences.
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Your super after death: How to get your savings into the right hands fast
With the news that super funds have taken a year or more to pay families after a member dies, what can you do to protect your loved ones?
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Reversionary pensions: What they are and how they work
If you want your partner to continue receiving your super pension when you die, a reversionary pension can make the process easy for them at what can be a difficult time.
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Q&A: How can we reduce the super death tax for our beneficiaries?
Two member questions that explore how to use the recontribution strategy to reduce the super death tax payable by beneficiaries.
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Case study: Recontribution of death benefits?
If your partner dies and you would like to combine your pension with their death benefits, this strategy could provide the way.
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Death benefits Q&As
Who can receive your super when you die and how can you ensure your wishes are carried out? It’s a hot topic among our readers, so superannuation technical expert Graeme Colley has answered many of our reader’s questions.
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Should you fully withdraw super prior to death to minimise tax payable by your beneficiaries?
If you are faced with a terminal illness and still have a substantial super balance, there are ways to minimise the tax your non-dependent beneficiaries end up paying.
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Webinar:Â Death benefit nominations
This webinar will guide you through the importance of death benefit nominations as they apply to large and small superannuation funds. We will cover what you should consider when making a nomination as well as some of the twists and turns that can unexpectedly occur.
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Dual pension strategy: Reducing super death benefits tax for non-dependants
There’s more than one way to reduce the tax your non-dependents pay on your super death benefits, but a dual pension strategy often offers the best outcome.
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Q&A: How can you reduce inheritance tax if you leave your super to your children?
This is something that we all want to know, right? We want to make sure that if we leave money to our kids, that they don’t get hit with tax on that money.
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SMSF death benefits: Who are my dependents and why does it matter?
When it comes to validity for death benefit nominations, the best place to start is with the rules around ‘dependents’.
