Benchmark your fund, Working for your SMSF, How SMSFs invest, Small business tax concessions, Age Pension increase, Estate planning.
Highlights of the March 2022 edition of the SuperGuide newsletter include:
- SUPERCHAMP OR CHUMP? Recent reforms make it easier to see how your super fund measures up to the competition.
- WHEN WORKING FOR YOUR SMSF PAYS: Work you do for your SMSF is mostly for love, but in some cases you can be paid.
- SMSF INVESTMENT UPDATE: Research shows most SMSFs are not just well diversified but performing as well as big funds.
- SMALL BUSINESS RETIREMENT BOOST: The 15-year CGT exemption can help retiring businessowners supersize their nest-egg.
- MARK THE DATE! Age Pensioners will receive a small but welcome pay rise on March 20. We detail the new rates.
- MAKING A GRACEFUL EXIT: Having a well thought out estate plan can save your loved ones unnecessary grief, and tax.
SUPER NEWS
Super changes from 1 July 2022, SMSF numbers and assets continue to rise, Super merger news, More equality in super called for, Government expects super funds to divest Russian investments, Levy… Read more.
Super changes from 1 July 2022, SMSF numbers and assets continue to rise, Super merger news, More equality in super called for, Government expects super funds to divest Russian investments, Levy… Read more.
Super funds added to their gains in August, with share markets doing the heavy lifting despite worries about inflation and geopolitical tensions. Read more.
Super funds added to their gains in August, with share markets doing the heavy lifting despite worries about inflation and geopolitical tensions. Read more.
SUPER FUNDS
Your super is too important to set and forget, so we show you how to tell if your fund is delivering the returns, benefits and other services you need. Read more.
Your super is too important to set and forget, so we show you how to tell if your fund is delivering the returns, benefits and other services you need. Read more.
Minimising fees is an important step in maximising the returns you earn from your super, so it pays to know what to look out for. Read more.
Minimising fees is an important step in maximising the returns you earn from your super, so it pays to know what to look out for. Read more.
Thinking about changing your super investment option? This step-by-step guide helps you assess risk, compare performance and understand switching rules, so you can make changes with confidence. Read more.
Thinking about changing your super investment option? This step-by-step guide helps you assess risk, compare performance and understand switching rules, so you can make changes with confidence. Read more.
Performance matters when you’re building a healthy super balance for your retirement, but so does the level of risk you are comfortable with along the way. Read more.
Performance matters when you’re building a healthy super balance for your retirement, but so does the level of risk you are comfortable with along the way. Read more.
If you suffer a total and permanent disability, making the most of any TPD insurance you have in super is crucial. Read more.
If you suffer a total and permanent disability, making the most of any TPD insurance you have in super is crucial. Read more.
SMSFs
There are strict rules governing paid work you can and can’t do for your SMSF. Getting it wrong can be costly. Read more.
There are strict rules governing paid work you can and can’t do for your SMSF. Getting it wrong can be costly. Read more.
Have you considered the risk to your SMSF if you were to lose mental capacity due to accident or ageing? These are the steps you can take now to address… Read more.
Have you considered the risk to your SMSF if you were to lose mental capacity due to accident or ageing? These are the steps you can take now to address… Read more.
Understanding the rules around ECPI can help reduce tax and save costs when fund members move into retirement phase. Read more.
Understanding the rules around ECPI can help reduce tax and save costs when fund members move into retirement phase. Read more.
RETIREMENT PLANNING
If you’re 55+ or disabled and selling your small business, you could be eligible to avoid tax on the capital gain and make a large super contribution. Read more.
If you’re 55+ or disabled and selling your small business, you could be eligible to avoid tax on the capital gain and make a large super contribution. Read more.
You’ve worked hard to build your business, but when retirement beckons it’s time to fold your business plan into your personal retirement planning. Read more.
You’ve worked hard to build your business, but when retirement beckons it’s time to fold your business plan into your personal retirement planning. Read more.
The financial advice sector has done a lot in recent years to improve the overall quality of advice, but when things go wrong there is a structured complaints process. Read more.
The financial advice sector has done a lot in recent years to improve the overall quality of advice, but when things go wrong there is a structured complaints process. Read more.
AGE PENSION
Age Pension rates are rising again, but how much you actually get depends on your assets and income. Check the latest rates and figures. Read more.
Age Pension rates are rising again, but how much you actually get depends on your assets and income. Check the latest rates and figures. Read more.
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income. Read more.
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income. Read more.
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”. Read more
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”. Read more
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test … Read more.
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test … Read more.
The amount of Age Pension you are eligible to receive in retirement is means tested, with super among the assets included. This is how it’s assessed. Read more.
The amount of Age Pension you are eligible to receive in retirement is means tested, with super among the assets included. This is how it’s assessed. Read more.
On top of an age requirement and income and assets tests, you also need to satisfy strict residency rules before you can claim a full or part Age Pension. Read more.
On top of an age requirement and income and assets tests, you also need to satisfy strict residency rules before you can claim a full or part Age Pension. Read more.
IN RETIREMENT
Older Australians are wealthier than ever before, so careful estate planning is crucial if you want your super and other assets to be distributed in line with your wishes. Read more.
Older Australians are wealthier than ever before, so careful estate planning is crucial if you want your super and other assets to be distributed in line with your wishes. Read more.
The Service Pension provided similar benefits to the Age Pension for veterans, their partners and widow(er)s, but the eligibility requirements are different, as you would expect. Read more.
The Service Pension provided similar benefits to the Age Pension for veterans, their partners and widow(er)s, but the eligibility requirements are different, as you would expect. Read more.
