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August 2018 newsletter

Best performing super funds, Seniors cards, SMSF audits, Comparing funds

Welcome to the August 2018 edition of the SuperGuide newsletter. Highlights include:

  • SENIORS CARDS: There’s a surprising array of benefits, concessions and discounts if you are eligible for a seniors card. Find out what you could be claim for in your state, and how to apply.
  • IS $1 MILLION REALLY THE MAGIC FIGURE FOR SMSFS? Meg Heffron debunks the Productivity Commission’s theory that you need $1m to start an SMSF.
  • SMSF AUDITS: Nobody seems to like the Coalition’s 3-yearly audit policy – neither the auditors nor the trustees. Belinda Aisbett and Jim Bonham present the views from either side, and both are in agreement that it’s a policy ultimately lacking in purpose.
  • BEST PERFORMING SUPER FUNDS: It always pays to keep track of the latest stats on the best performing funds. This month we look at the top performing super and pension funds over 5 years. Separately we also present the super and pension funds with the lowest fees.
  • COMPARING SUPER FUNDS: Now you know the top performers and cheapest funds, are you sure your fund is up to scratch? Find out what are the main types of funds, how to review yours, and what else you should consider when comparing super funds.

SPECIAL DEAL FOR OVER-60s

THE SOAPBOX

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IS YOUR SUPER FUND PERFORMING?

Best performing super funds: All Growth category (96–100%)
In this article you can discover the top 10 performing All Growth super funds over 1 year and 10 years to 31 December 2025. All Growth funds have 96-100% invested… Read more.
Best performing super funds: All Growth category (96–100%)
In this article you can discover the top 10 performing All Growth super funds over 1 year and 10 years to 31 December 2025. All Growth funds have 96-100% invested… Read more.
Best performing pension funds: Balanced category (41–60%)
In this article you can discover the top 10 performing Balanced pension funds over 1 year and 10 years to 31 December 2025. Balanced funds have 41-60% invested in growth… Read more.
Best performing pension funds: Balanced category (41–60%)
In this article you can discover the top 10 performing Balanced pension funds over 1 year and 10 years to 31 December 2025. Balanced funds have 41-60% invested in growth… Read more.
Lifecycle super funds: What they are and how they perform
Lifecycle funds are designed to reduce risk as you near retirement without sacrificing returns; recent research shows many do just that but you need to know what to look for. Read more.
Lifecycle super funds: What they are and how they perform
Lifecycle funds are designed to reduce risk as you near retirement without sacrificing returns; recent research shows many do just that but you need to know what to look for. Read more.
Super fund performance: Monthly returns to March 2026
After taking a tumble in March on escalating conflict in the Middle East, super funds have rebounded strongly in April, recouping most of their losses. Read more.
Super fund performance: Monthly returns to March 2026
After taking a tumble in March on escalating conflict in the Middle East, super funds have rebounded strongly in April, recouping most of their losses. Read more.
Super funds with the lowest fees
Discover the cheapest super funds overall, funds with the lowest fees for each investment category, as well the most expensive super funds. Read more.
Super funds with the lowest fees
Discover the cheapest super funds overall, funds with the lowest fees for each investment category, as well the most expensive super funds. Read more.

COMPARING SUPER FUNDS

How to compare super funds in 7 easy steps
If you are considering switching funds, or choosing a fund for the first time, comparing funds has never been easier. Read more.
How to compare super funds in 7 easy steps
If you are considering switching funds, or choosing a fund for the first time, comparing funds has never been easier. Read more.
How to benchmark your super fund
Your super is too important to set and forget, so we show you how to tell if your fund is delivering the returns, benefits and other services you need. Read more.
How to benchmark your super fund
Your super is too important to set and forget, so we show you how to tell if your fund is delivering the returns, benefits and other services you need. Read more.
What are the different types of super funds?
Choosing an excellent super fund can make a big difference to your retirement outcomes. The first step is an understanding of the five broad categories of funds on offer. Read more.
What are the different types of super funds?
Choosing an excellent super fund can make a big difference to your retirement outcomes. The first step is an understanding of the five broad categories of funds on offer. Read more.
MySuper funds: What they are and who offers them
Default MySuper funds have been undergoing a makeover in recent years, with performance under the microscope and fees falling. Read more.
MySuper funds: What they are and who offers them
Default MySuper funds have been undergoing a makeover in recent years, with performance under the microscope and fees falling. Read more.
Life insurance inside super: Choosing the right level of cover
Your guide to selecting an adequate and appropriate level of the right protection for your family. Read more.
Life insurance inside super: Choosing the right level of cover
Your guide to selecting an adequate and appropriate level of the right protection for your family. Read more.

ENCORE ARTICLES

Superannuation rule changes from July 2025 (and previous years)
Navigating your way around the constant rule changes in the super system is tricky, so here’s our annual list of the modifications you need to know about. Read more.
Superannuation rule changes from July 2025 (and previous years)
Navigating your way around the constant rule changes in the super system is tricky, so here’s our annual list of the modifications you need to know about. Read more.
Super’s next shake up? Productivity Commission gets tough
Australia’s current super system is “harming millions of members” through underperforming funds, multiple accounts and excessive fees. Read more.
Super’s next shake up? Productivity Commission gets tough
Australia’s current super system is “harming millions of members” through underperforming funds, multiple accounts and excessive fees. Read more.

SuperGuide is Australia’s leading superannuation and retirement planning website.

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