Your simple guide to state Seniors Cards: How they can save you money

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What benefits are available?
Are you eligible for a state Seniors Card?
Table 1: Who can apply for a state Seniors Card?
Table 2: What benefits are available with a state Seniors Card?
Heading interstate? Take your state Seniors Card
Travelling overseas? Pack your Seniors Card

Everyone loves a bargain, but once they turn 60 many people forget to grab one of the best deals on offer – their state government’s Seniors Card.

Even if you have not fully retired from the workforce, it’s worth checking to see if you are eligible for a Seniors Card, as in many states the rules allow you to undertake some paid work and still receive a card.

Getting a non-means tested Seniors Card gives you access to valuable concessions on transport costs and some government charges, plus discounts from participating businesses for a wide range of goods and services.

To help you make the most of this valuable free scheme, check out SuperGuide’s detailed guide to accessing and using a state Seniors Card.

Need to know

Information on eligibility and available benefits contained in this article is current as at 1 January 2022. Always check your state’s Seniors Card website for the current rules and benefits, as these change regularly.

If you’re seeking information on the Commonwealth Seniors Health Card (CSHC), check out SuperGuide article Commonwealth Seniors Health Card: How to apply.

What benefits are available?

With a state Seniors Card you can access lots of useful discount offers. In some states, this includes generous public transport and government concessions.

The discounts available from participating businesses vary considerably, with many of the benefits related to holidays, travel and hospitality. There are also discounts on everyday items like automotive services, household needs, recreation and professional services.

Although discount offers are available year-round from participating businesses, some states also offer special time limited deals. That means it’s a good idea to regularly check your state’s Seniors Card website for the current deals and offers.

Are you eligible for a state Seniors Card?

The eligibility rules for a Seniors Card are different in each state and territory (and they can change), but the general one to remember is you need to be aged at least 60 to apply.

To work out if you are eligible, scroll through the comprehensive tables below to find the section covering your state and territory:
- Table 1 lists the eligibility rules
- Table 2 lists the benefits available from state governments and private businesses
You can also click on the links below to go to information on the Seniors Card in your particular state or territory:

Table 1: Who can apply for a state Seniors Card?

State or Territory	Am I eligible for my state’s Seniors Card?	How do I apply for my state’s Seniors Card?
Australian Capital Territory www.actseniorscard.org.au Combined with Transport Canberra MyWay card for public transport	Aged 60 or over Permanent ACT resident Work less than 20 hours per week in paid employment	Apply online Mail online form to COTA ACT or visit Hughes Community Centre Proof of age and residency required
Northern Territory www.ntseniorscard.org.au	Aged 60 or over Permanent NT resident	Apply online Mail or email online form Apply at COTA NT in Darwin
NSW www.seniorscard.nsw.gov.au	Aged 60 or over Permanent NSW resident Holder of green Medicare or DVA Card	Online application with green Medicare Card Phone 13 77 88 Visit Service NSW Centre
NSW www.seniorscard.nsw.gov.au	*NSW Seniors Card:* Work less than 20 hours per week in paid employment (averaged over 12 months) *NSW Seniors Savers Card:* Work more than 20 hours per week in paid employment, or 1,040 hours over 12 months
Queensland www.qld.gov.au/seniorscard	Permanent resident Live in Queensland for at least 6 months each year Queensland home address must be shown on driver licence or be registered with DVA, Centrelink or Electoral Commission of Queensland	Online application Mail online form Phone 13 74 68 Queensland Government service counters Required to provide one of: Centrelink customer reference (CRN) number, DVA file number, Queensland driver licence number, adult proof of age, photo ID card number
Queensland www.qld.gov.au/seniorscard	*Seniors Card or Seniors Card+go:* Aged 65 or older and work less than 35 hours per week in paid employment OR Aged 60–64, work less than 35 hours per week in paid employment and hold Commonwealth Pensioner Concession, Health Care or Seniors Health Card; or DVA Gold, White or Orange card *Seniors Business Discount Card:* Aged 60 or over
South Australia www.sa.gov.au/topics/family-and-community/seniors/seniors-card	Aged 60 or over Permanent SA resident Work less than 20 hours per week in paid employment (part-time and casual employees may average hours over 12 months)	Online application with number from driver’s licence, Medicare Card or Pension Card No income or pension limit Mail or fax online form Mail application form from SA public libraries Proof of age required Application and proof of age document witnessed by non-relative aged over 18
Tasmania https://www.communities.tas.gov.au/csr/programs_and_services/seniors_card	Aged 60 or over Tasmanian resident Work less than 20 hours per week in paid employment averaged over 12-month period	Apply at Service Tasmania shops Download application form and apply at Service Tasmania Three forms of ID required (including proof of age and Tasmanian address)
Victoria https://www.seniorsonline.vic.gov.au/seniors-card	Aged 60 or over Permanent Australian resident Residing in Victoria	Online application with green Medicare Card for both cards Application form for Victorian Seniors Card only available at local library Paper applications require a witnessed statutory declaration
	*Victorian Seniors Card:* Work less than 35 hours per week in paid employment or fully retired *Seniors Business Discount Card:* Working over 35 hours per week in paid employment
Western Australia www.seniorscard.wa.gov.au	Born prior to 30 June 1958 – age 63 Born 1 July 1958 to 40 June 1959 – age 64 Born after 30 June 1959 – age 65 Australian citizen or permanent resident visa holder Permanent WA resident Work less than 25 hours per week in paid employment (averaged over 12 months)	Online application Mail online form Forms available online or at Australia Post outlets 100 points of ID required with application form

Note: Information in this table is current as at 1 January 2022

Table 2: What benefits are available with a state Seniors Card?

State or Territory	What government benefits are available if I hold a Seniors Card?	What discounts and benefits are available from private businesses?
Australian Capital Territory	Concession fares on Transport Canberra bus and light rail services at all times Free off-peak travel (including weekends and public holidays) Free travel if aged over 70 10% discount on motor vehicle registration (28% discount for gas and electric vehicles) One-off concession fee of $20.70 for dog registration Linked to non-expiring NSW Gold Senior/Pensioner Opal card allowing travel concession fares in NSW Concession fares apply to interstate Seniors Card holders	Over 300 participating businesses Download copy of directory Online search directory: https://www.actseniorscard.org.au/index.php/act-seniors-card-discount-directory
Northern Territory	$55 annual discount on private vehicle registration Free bus travel on public buses in Darwin and Alice Springs	Over 400 participating businesses Special offers Download copy of Discount Directory or pick up a copy at libraries, electorate offices, Territory Families and council offices Online search directory: www.ntseniorscard.org.au/discounts-directory
NSW	*NSW Seniors Card holders only* Transport concessions Sydney: Unlimited daily travel for $2.50 on trains, buses, most ferries and light rail on Opal network with Gold Senior/Pensioner Opal card Holders are eligible for $13.54 concessional single use access fee fare for Sydney Airport station Seniors Card must be carried to prove entitlement Concession includes public transport services to Blue Mountains, Central Coast, Hunter, Illawarra and Southern Highlands Regional NSW: Concession fares on TrainLink Regional services – $2.50 for Country Pensioner Excursion train tickets and Regional Excursion Daily bus tickets Australia wide: Public transport concession fares in other states and territories may apply Other NSW Government concessions Discount entry to Australian Museum, Powerhouse Museum, Taronga Zoo, Western Plains Zoo, Chinese Garden of Friendship, Sydney Observatory, WEA courses Discounted Will Safe deposit fee with NSW Trustee and Guardian Free NSW Photo Card for seniors who do not hold a current NSW drivers’ licence *NSW Seniors Card (also available to interstate Seniors Card holders)* NSW National Parks – 20% discount on annual pass	*NSW Seniors Card* *NSW Seniors Saver Card* Over 7,300 participating businesses Monthly e-newsletter and Facebook community Downloadable regional discount directories Printed regional discount directories available from Australia Post outlets, Service NSW Centres, MP offices and participating Councils and libraries Special offers and competitions Reciprocal rights in other states Online search directory: https://www.seniorscard.nsw.gov.au/discounts Downloadable Seniors Card App: www.service.nsw.gov.au/seniors-card-app
Queensland	*Queensland Seniors Card and Seniors Card+go holders only:* Concession fares and daily travel caps on public transport in SE Queensland and the Queensland Rail Travel network 50% concession fare available to interstate holders of a Seniors Card Eligible to apply for Queensland Government concessions including annual electricity ($340.85) and gas ($76.19) rebates; electricity life support concession; free public dental care; medical aids and equipment subsidies Eligible for concessional motor vehicle and boat registration fees Discount annual fishing permit ($41) Discount entry to Queensland Art Gallery, Queensland Museum and Queensland Performing Arts Trust network	*Queensland Seniors Card* *Queensland Seniors Card+go* *Queensland Seniors Business Discount Card* Over 6,200 business outlets Online search directory: www.qld.gov.au/SearchDiscounts Free Seniors Shopper phone-shopping service for purchases (electrical goods, travel, vehicles, computers, furniture, white goods, fishing tackle, cameras etc.) https://seniorshopper.com.au/
South Australia	Combined with Seniors Metrocard Free Adelaide Metro travel during off-peak weekdays and all weekend and public holidays. Around 50% seniors concession at other times Free off-peak travel available to interstate Seniors Card holders if you apply for temporary MetroTicket	Downloadable Your Lifestyle Guide directory www.sa.gov.au/seniors-card-discount-directory-your-lifestyle-guide or printed copy from The Catalyst Foundation, COTA SA, community centre, local MP’s office, public libraries and local Councils Online searchable directory at http://seniorscard.sa.gov.au/ Request mailed copy on 1800 819 961 or seniorscard@sa.gov.au Special limited time offers Fortnightly digital newsletter Seniors Card SA Facebook community: www.facebook.com/seniorscardSA
Tasmania	Concession rate ($2.40 cash and $1.92 Greencard) on Metro buses. Greencard gives daily travel cap depending on boarding time. Concession fares on MerseyLink urban buses, non-urban routes and ferries Concession fare (trial period) on Derwent River Ferry Service 20% discount on Inland Recreational Angling Licence and Recreational Game Licence 50% discount on Recreational Sea Fishing Licence Discount on both Annual and Two-Year Seniors All Parks Pass for National Parks (excludes Senior Business Card holders) Discounted entry and fees for Port Arthur Historic Site, Overland Track, Royal Tasmanian Botanic Gardens, Hastings Experience, Mole Creek Caves and Highfield Historic Site, Cascade Female Factory Historic Site and Three Capes Track Free Will and EPOA preparation if Public Trustee appointed executor Fee concessions for adult education courses	Over 550 participating businesses Online searchable directory: www.communities.tas.gov.au/seniors_card/find_a_discount Downloadable discount directory: www.communities.tas.gov.au/Seniors_Card_Directory_2021-2022 Printed directory available from Services Tasmania Service Centre, Libraries Tasmania, Tasmanian Visitor Information Centres and some local MP’s offices Seniors Card Tasmania Facebook: www.facebook.com/seniorscardtas
Victoria	*Victorian Seniors Card holders only:* Free seniors myki card Concession prices (50% discount on full fare) on trains, trams and buses weekdays Free travel Saturday and Sunday in any two consecutive zones and regional town buses Concession fares for off-peak period on V/Line trains and coaches Free annual off-peak travel vouchers Free travel during Victorian Seniors Festival in October (8 days) Exemption from Fishing Licence in Victorian waters	*Victorian Seniors Card* *Victorian Seniors Business Discount Card* Over 4,000 participating businesses Online searchable directory: www.seniorsonline.vic.gov.au/discount-directory Discounted (5%) e-Gift cards if purchased online (includes JB Hi Fi, David Jones and Priceline) Special limited time discount offers Regular e-newsletter and magazine
Victoria	*Victorian Seniors Card and Seniors Business Discount Card holders:* Discounted entry at Melbourne and Immigration Museums, Scienceworks, NGV International, Melbourne Zoo, Healesville Sanctuary, Werribee Open Range Zoo, Royal Botanic Gardens, Imax Theatre, Queen Victoria Market, Marine Discovery Centre, Heritage Hill Museum, Gum San Chinese Heritage Centre, Frankston Visitor Information Centre, Latrobe Performing Arts Centre, Mornington Peninsula Regional Gallery
Western Australia	Transport concessions: Fare discounts on standard fares for Transperth bus, train and ferry services, including those operating in regional towns. Combined with the Transperth SmartRider card, provides free travel weekdays (9am-3.30pm and 7pm to 6am), weekends, Seniors Week and public holidays. Concessional travel fare at other times. 50% discount on regional point-to-point travel with SmartRider. (Also available to interstate Seniors Card holders) Up to 50% discount on Transwa standard regional fares Other WA Government discounts: Discounted entry or fees at Art Gallery of WA, Bell Tower, Monkey Mia Conservation Park, Fremantle Prison, Perth Mint, greyhound racecourses, Museum of WA, Perth Zoo and Observatory, Rottnest Island accommodation tours, transport and bike hire fees, WA Maritime Museum and National Parks (including camping fees)	Over 600 participating businesses Monthly competitions Online searchable directory: www.seniorscard.wa.gov.au/discountsdirectory
Western Australia	Eligible to apply for WA Government concessions: Cost of Living Rebate (2021–22 – $93.12 singles and $139.64 couples) Up to 25% rebate on local government rates ($100 cap) and 50% ($750 cap) if hold WA Seniors Card and CSHC 25% rebate on Water Corporation services charges ($100 cap) and Emergency Services Levy. 50% rebate may apply if also hold a CSHC. 50% discount on driver’s licence renewal fee (100% rebate if also hold CSHC) 50% discount on vehicle licence fee if hold CSHC and WA Seniors Card 50% discount on WA Photo Card fee (free if also hold CSHC) 50% discount on Recreational Fishing Licence Up to $54.34 off pair of spectacles every two years Rebate of up to $400 after purchase of eligible safety and security item 50% discount on cat registration

Note: Information in this table is current as at 1 January 2022.

Heading interstate? Take your state Seniors Card

If you’re travelling interstate, it’s well worth taking your state Seniors Card, as most participating businesses will accept Seniors Cards issued by other states and territories.

In most states and territories, you can also access the concessional public transport fares offered to their seniors if you present the Seniors Card issued by your home state. For example, interstate Seniors Card holders visiting the ACT can show their card or apply for an Interstate Seniors MyWay Card to receive similar concession fares to ACT seniors.

Need to know

Always check the rules on the relevant state’s Seniors Card website before you travel, as the rules and concessions on offer can change and you may need to apply for a temporary concessional card.

To receive concessional transport fares in NSW for example, interstate Seniors Card holders (excluding ACT) need to apply three to four weeks before travelling to receive a NSW Government Gold Senior/Pensioner Opal Card. More information and an online application form is available here.

If you hold a Commonwealth Seniors Health Card (CSHC), Queensland Seniors Business Discount Card, National Seniors Card, NSW Seniors Savers Card or New Zealand SuperGold Card you are not eligible for a NSW Gold Senior/Pensioner Opal Card.

Travelling overseas? Pack your Seniors Card

Thanks to a reciprocal agreement with the New Zealand Government, Australian state Seniors Card holders can access discounts from thousands of participating businesses through New Zealand’s SuperGold Card program.

This arrangement does not include state or nationally funded programs, such as the free off-peak public transport available to New Zealand SuperGold Card holders. For more information, see www.supergold.govt.nz.

It can also be worth taking your Seniors Card if you travel to countries like Hong Kong, Singapore, USA and Canada, as many overseas businesses accept Australian state Seniors Cards if they offer discounted prices to their own seniors.

For information about other benefits in retirement, in particular, the Commonwealth Seniors Health Card (CSHC), see SuperGuide articles:

Need to know

Each state’s Seniors Card is valid for your lifetime and does not need to be renewed.

If your state Seniors Card is damaged, lost or stolen contact the state agency that issued your Seniors Card for a replacement.

The following SuperGuide articles cover the Seniors Card for each state and territory: