Early super release, Ethical super gains, Investment platforms open up, Bucket strategy explained, Tackling elder abuse, Accessing home equity
Highlights of the October 2022 edition of the SuperGuide newsletter include:
- EMERGENCY ACCESS TO SUPER: Early release of super is possible, but only when times are tough.
- GREEN GENIE IS OUT OF THE BOTTLE: Ethical and socially aware investments are matching or outperforming their peers.
- PROVIDING A PLATFORM FOR SUPER INVESTORS: Technology is transforming access to investment platforms and wraps.
- RETIREMENT INCOME BY THE BUCKET LOAD: A bucket strategy can help grow your super even as you withdraw income.
- HOW TO SPOT AND STOP ELDER ABUSE: Financial abuse of older Australians is on the rise but help is at hand.
- ACCESSING THE HOME EQUITY ACCESS SCHEME: Applying for a HEAS loan takes patience, but our step-by-step guide will help.
HOW SUPER WORKS
Big shift to more conservative super options, ESG funds reach a tipping point and the Federal Treasurer announces a new investment industry roundtable. Read more.
Big shift to more conservative super options, ESG funds reach a tipping point and the Federal Treasurer announces a new investment industry roundtable. Read more.
While compassion is a general term, the ATO applies strict rules when deciding whether you can withdraw some of your super early on compassionate grounds. Read more.
While compassion is a general term, the ATO applies strict rules when deciding whether you can withdraw some of your super early on compassionate grounds. Read more.
You may be able to withdraw a small lump sum from your retirement savings if you are in severe financial hardship and not otherwise eligible to access your super, but… Read more.
You may be able to withdraw a small lump sum from your retirement savings if you are in severe financial hardship and not otherwise eligible to access your super, but… Read more.
SUPER FUNDS
Super funds capped off the financial year with a fourth consecutive year of returns above 9%, defying tensions in the Middle East and lingering inflation worries. Read more.
Super funds capped off the financial year with a fourth consecutive year of returns above 9%, defying tensions in the Middle East and lingering inflation worries. Read more.
Aligning your super investments with your values is increasingly important to many people, but before you switch you should understand what to look for. Read more.
Aligning your super investments with your values is increasingly important to many people, but before you switch you should understand what to look for. Read more.
If you’d like to know more about the investments your super fund holds, we explain how to find out exactly where your money is going. Read more.
If you’d like to know more about the investments your super fund holds, we explain how to find out exactly where your money is going. Read more.
SMSFs
Technology is at the heart of recent innovation by platform providers as they compete against each other, industry funds and SMSFs for your super and non-super investments. Read more.
Technology is at the heart of recent innovation by platform providers as they compete against each other, industry funds and SMSFs for your super and non-super investments. Read more.
Running your own super fund offers greater control and flexibility when it comes to paying pensions, but there are still regulatory hoops to jump through. Read more.
Running your own super fund offers greater control and flexibility when it comes to paying pensions, but there are still regulatory hoops to jump through. Read more.
When you set up an SMSF, it’s a good idea to have an exit plan and an understanding of the winding up process. Read more.
When you set up an SMSF, it’s a good idea to have an exit plan and an understanding of the winding up process. Read more.
End of financial year asset valuations are routine for SMSF trustees, but they will assume even more importance with the introduction of Division 296 tax. Read more.
End of financial year asset valuations are routine for SMSF trustees, but they will assume even more importance with the introduction of Division 296 tax. Read more.
RETIREMENT PLANNING
Managing competing investment priorities in retirement is a challenge but a bucket strategy could tip the balance in your favour. Read more.
Managing competing investment priorities in retirement is a challenge but a bucket strategy could tip the balance in your favour. Read more.
Older single women face increasing challenges to building a superannuation balance that can adequately support them in retirement. Read more.
Older single women face increasing challenges to building a superannuation balance that can adequately support them in retirement. Read more.
IN RETIREMENT
One in six Australians over the age of 65 is experiencing some type of abuse and the main perpetrators are most likely to be their adult children. Read more.
One in six Australians over the age of 65 is experiencing some type of abuse and the main perpetrators are most likely to be their adult children. Read more.
It’s generally possible to return to work after you retire and start withdrawing your super, but the rules vary according to your age. Read more.
It’s generally possible to return to work after you retire and start withdrawing your super, but the rules vary according to your age. Read more.
If you or a loved one needs Government-subsidised aged care support, at home or in a purpose-built facility, your first port of call is My Aged Care. Read more.
If you or a loved one needs Government-subsidised aged care support, at home or in a purpose-built facility, your first port of call is My Aged Care. Read more.
Tapping into the equity in your home is a great way to free up additional retirement income, but accessing the government’s HEAS scheme takes time and patience. Read more.
Tapping into the equity in your home is a great way to free up additional retirement income, but accessing the government’s HEAS scheme takes time and patience. Read more.
