Note: This article explains the Superannuation Guarantee rate. If you’re seeking information on other superannuation rates and thresholds see SuperGuide article Super rates and thresholds for the 2012/2013 year. In the 2013 Federal Budget papers, the planned increase in Superannuation … [Read more...]
Note: This Super for Beginners article is more complex than other articles in the beginner series but the topic is very important. If you work variable hours over a week, a month or a year, or you are paid per task done, or kilometres driven, then I encourage you to continue reading. Q: How can I … [Read more...]
Q. How do I find out where my super contributions end up? What I mean is, how do I find out the name of my super fund? Your question is a popular one in Australia, even though super fund members receive member statements from their super funds every year. Know the name of your super fund If … [Read more...]
Q: I am trying to find out on what hours my employer has to pay super. I get paid per hour plus over time, but it is a set roster of 12 hours per shift. Doing less is not optional so to me they are ordinary hours, not overtime, or is this a loophole for employers? Can you direct me to find out about … [Read more...]
Q: I was told this was the website to look up all my employer paid super contributions. I'm no good with technology, can't find it. Am I on the right track? I'm afraid that you're in the wrong place for your specific question, although our website can help you with lots of other superannuation … [Read more...]
Q: I am about to start a new position. I am 67 years old and have a SMSF. My new employer has said I must join the super fund they use and cannot use my SMSF as they have too many employees. It was my understanding I could have the SCG paid to the Fund of my choice. Would you kindly let me know if … [Read more...]
Q: I am about to start a new position. I am 67 years old and I have a SMSF. My new employer has said I must join the super fund they use and that I cannot use my SMSF as they have too many employees to accommodate my choice. It was my understanding I could have my employer’s Superannuation … [Read more...]
