Accessing super
When you retire, your super stops building your savings and starts paying your income.
Before that can happen you need to meet a condition of release. The most common are reaching age 60 and retiring, leaving a job on or after 60, or turning 65 whether you are still working or not.
From there you decide how to take the money. As a regular income stream, as a lump sum, or a combination of both.
These guides cover when you can access your super, how to turn it into income, how to choose and compare pension funds, and how a transition to retirement pension lets you draw on your super before you stop working.
When you can access your super
Starting a pension, taking a lump sum, or both
Transfer balance cap: How much you can move into pension phase
Income for life: Annuities and lifetime income streams
Choosing and comparing pension funds
Transition-to-retirement pensions: Drawing on super before you stop working
