Investment

An investment is an asset, such as property or shares, that delivers a return in the form of earnings/income, or at a later date in the form of capital gains, when the asset is sold. Superannuation is an investment structure rather than an investment, although a super fund invests in assets that become investments.

Set out below are SuperGuide articles explaining Investment.

Ten handy uses for the APRA200 performance list

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Note: This article is updated each year to reflect the latest APRA performance data for Australia’s largest 200 super funds. The latest data was released by APRA in January 2013. The next APRA report is expected to be released in the first quarter of 2014. The Australian Prudential Regulation … [Read more...]

Attention over-50s: Investment scams – six dangers when getting financial advice

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Note: This article reports that the most unlikely people can be victims of investment scams. SuperGuide suggests that it is not only the scams you have to watch out for – being mis-sold legitimate but high-risk investments can be just as probable, and a lot more costly as the failed investments in … [Read more...]

THE SOAPBOX: Trish’s four lessons from the GFC (Grab-For-Cash)

I was holidaying in Europe when the Global Financial Crisis (GFC) officially hit in October 2008 (although investment markets had been falling dramatically since December 2007). The impact of the GFC saw the United Kingdom bail out its major banks. Ireland came to a standstill, becoming the first … [Read more...]

Frustrated with frozen investments

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Q: I'm writing to see if you have any view on the fact that Colonial have frozen the Income funds belonging to a SMSF, and I have no idea when the suspension on redemptions will be lifted. Since the freeze the share market have increased about 35%. Trish’s response: I have many views on the … [Read more...]

Baby boomers delay retirement, retirees return to work

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In case you needed further proof of the impact of the global financial crisis (GFC), a recent survey titled Self Funded Retirees has found that retirees have been hit hard by the extended market downturn, while many baby boomers planning to retire have reconsidered and opted to remain in the … [Read more...]

Retirement: making the right super investments for your age

A superannuation fund is an investment vehicle, rather than an investment. Many fund members, journalists and even investment analysts are confused about this distinction. For example, asking whether property or super is the better investment is the wrong question. The right question to ask, is … [Read more...]