Royal Commission, Best performing super and pension funds, Estate planning, SMSF housekeeping
Highlights of the FEBRUARY 2019 edition of the SuperGuide newsletter include:
- ROYAL COMMISSION: The final report from the Financial Service Royal Commission has finally been released, and it’s likely to trigger a lot of change for the industry, and hopefully legislation that better protect Australian consumers. Janine Mace provides a summary of the main recommendations that will impact the super and financial advice sectors.
- BEST PERFORMING SUPER AND PENSION FUNDS: SuperRatings have generously provided us with the top 30 performing super (balanced) and pension (capital stable) funds over 5 years.
- ESTATE PLANNING: This can be a complex topic, and is often overlooked or neglected by superannuation investors. We provide an overview of the key elements you need to consider, and a checklist to ensure your estate planning is in the best shape possible.
- SMSF HOUSEKEEPING: Is your Trust Deed fit for purpose? Ali Cain explains why it’s important to review at yours at least annually. Penny Pryor also explains the SMSF investment rules and in a separate article details what is required in your investment strategy, and provides examples of what you might include.
- RETIREMENT PLANNING: If creating a retirement plan seems like too big a task, Barbara Drury breaks it down to a a 7 step process. Barbara also provides three case studies to illustrate some of the key aspects you may want to consider.
FEATURES
The final report from the Royal Commission is likely to result in major change for the superannuation industry – both for super fund members and for trustees and executives managing… Read more.
The final report from the Royal Commission is likely to result in major change for the superannuation industry – both for super fund members and for trustees and executives managing… Read more.
Understanding how common behaviours and cognitive biases can short-change your retirement is the first step to taking control of your financial future. Read more.
Understanding how common behaviours and cognitive biases can short-change your retirement is the first step to taking control of your financial future. Read more.
In this article you can discover the top 10 performing All Growth super funds over 1 year and 10 years to 31 December 2025. All Growth funds have 96-100% invested… Read more.
In this article you can discover the top 10 performing All Growth super funds over 1 year and 10 years to 31 December 2025. All Growth funds have 96-100% invested… Read more.
In this article you can discover the top 10 performing Balanced pension funds over 1 year and 10 years to 31 December 2025. Balanced funds have 41-60% invested in growth… Read more.
In this article you can discover the top 10 performing Balanced pension funds over 1 year and 10 years to 31 December 2025. Balanced funds have 41-60% invested in growth… Read more.
Along with a valid Will, your SMSF is an essential part of your estate plan. From your personal wishes to tax and legal matters, there’s a lot to consider. Read more.
Along with a valid Will, your SMSF is an essential part of your estate plan. From your personal wishes to tax and legal matters, there’s a lot to consider. Read more.
Modern annuities not only offer guaranteed income in retirement but some pay income for life and may increase your Age Pension entitlements. Read more.
Modern annuities not only offer guaranteed income in retirement but some pay income for life and may increase your Age Pension entitlements. Read more.
SMSFs
The expenses associated with running your own super fund can add up, so it’s important to understand which expenses you can, and can’t, claim as a tax deduction. Read more.
The expenses associated with running your own super fund can add up, so it’s important to understand which expenses you can, and can’t, claim as a tax deduction. Read more.
As an SMSF trustee, your fund’s investment strategy is one of the most important documents you will ever create so it’s important to get it right. Read more.
As an SMSF trustee, your fund’s investment strategy is one of the most important documents you will ever create so it’s important to get it right. Read more.
Penalties for SMSF breaches rose on 1 January 2023 so it’s now more important than ever to make sure your SMSF is doing the right thing. Read more.
Penalties for SMSF breaches rose on 1 January 2023 so it’s now more important than ever to make sure your SMSF is doing the right thing. Read more.
Small business owners have an opportunity to use some of the sale proceeds from their business to boost their super without breaching contribution caps. Read more.
Small business owners have an opportunity to use some of the sale proceeds from their business to boost their super without breaching contribution caps. Read more.
RETIREMENT PLANNING
It can be difficult knowing where to start when you are ready to think seriously about retirement, but working through these easy steps will help. Read more.
It can be difficult knowing where to start when you are ready to think seriously about retirement, but working through these easy steps will help. Read more.
