This is a SuperGuide profile of Australian Retirement Trust, including fund performance, value of assets under management, contact details, and administration details (such as ABN and USI).
This profile is factual information and is not an advertisement or recommendation for Australian Retirement Trust. View other super fund guides.
On this page
- Australian Retirement Trust overview
- Australian Retirement Trust ABN and USIs
- Australian Retirement Trust super investment options
- Australian Retirement Trust pension investment options
- Awards won by Australian Retirement Trust
- Australian Retirement Trust insurance
- Australian Retirement Trust administration details
- Australian Retirement Trust contact details
Australian Retirement Trust (ART) was formed through the merger of Sunsuper and QSuper, and has been in existence since February 2022.
Other super funds that have now merged into ART include Australia Post Superannuation Scheme (APSS), IPE Super (Incitec Pivot Employees Superannuation Fund), Woolworths and Endeavour Group Super, Commonwealth Bank Group Super and Oracle Superannuation Fund.
Australian Retirement Trust overview
Australian Retirement Trust is a Public offer Industry fund.
Australian Retirement Trust ranks 2 in terms of total member benefits, which are valued at approximately $301.75 billion.
In terms of members, Australian Retirement Trust ranks 2, with 2,517,276 members. In the 2024 financial year, the number of Australian Retirement Trust members changed by 7%, which places them at 21 of 95 funds in terms of growth.
Australian Retirement Trust is one of the 15 super funds that has committed to achieving net-zero absolute carbon emissions in their investment portfolios by 2050, in alignment with the Paris Agreement.
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Compare super fundsAustralian Retirement Trust ABN
The Australian Retirement Trust ABN number is 60905115063.
Australian Retirement Trust has the following USI numbers
| Australian Retirement Trust Super Savings | 60905115063003 |
| QSuper | 60905115063001 |
| QSuper – Participating Employer | 60905115063002 |
Australian Retirement Trust performance
Australian Retirement Trust super investment options
Default option (MySuper)
Australian Retirement Trust Super Savings
| Strategy type | Lifecycle |
Growth assets
Age 50 and under (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.72% | 0 |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreAge 51 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.71% | 0 |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreAge 52 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.70% | 0 |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreAge 53 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.68% | 0 |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreAge 54 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.67% | 0 |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreAge 55 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.66% | 0 |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreAge 56 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.65% | 0 |
Fee comparison is only available to SuperGuide members.
Learn moreAge 57 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.64% | 0 |
Fee comparison is only available to SuperGuide members.
Learn moreAge 58 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.62% | 0 |
Fee comparison is only available to SuperGuide members.
Learn moreAge 59 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.61% | 0 |
Fee comparison is only available to SuperGuide members.
Learn moreAge 60 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.60% | 0 |
Fee comparison is only available to SuperGuide members.
Learn moreAge 61 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.59% | 0 |
Fee comparison is only available to SuperGuide members.
Learn moreAge 62 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.58% | 0 |
Fee comparison is only available to SuperGuide members.
Learn moreAge 63 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.57% | 0 |
Fee comparison is only available to SuperGuide members.
Learn moreAge 64 (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.55% | 0 |
Fee comparison is only available to SuperGuide members.
Learn moreAge 65 and above (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.54% | 0 |
Fee comparison is only available to SuperGuide members.
Learn moreQSuper
| Strategy type | Lifecycle |
Growth assets
Aspire 1 (ART – QSuper)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.06% | $500 | 0.07% | 0.46% | 0.04% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreAspire 2 (ART – QSuper)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.06% | $500 | 0.07% | 0.42% | 0.04% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreFocus 1 (ART – QSuper)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.06% | $500 | 0.07% | 0.41% | 0.04% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreFocus 2 (ART – QSuper)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.06% | $500 | 0.07% | 0.38% | 0.03% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreFocus 3 (ART – QSuper)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.06% | $500 | 0.07% | 0.35% | 0.03% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreOutlook (ART – QSuper)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.06% | $500 | 0.07% | 0.48% | 0.04% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreSustain 1 (ART – QSuper)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.06% | $500 | 0.07% | 0.32% | 0.03% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreSustain 2 (ART – QSuper)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.06% | $500 | 0.07% | 0.28% | 0.02% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreOther multi-sector super investment options
Australian Retirement Trust Super Savings
Growth assets
High Growth (ART – Super Savings)
| Percentage of growth assets | 85.3% |
| Investment category | High growth |
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.67% | 0.07% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreBalanced (ART – Super Savings)
| Percentage of growth assets | 70% |
| Investment category | Growth |
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.59% | 0.06% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreConservative (ART – Super Savings)
| Percentage of growth assets | 31.3% |
| Investment category | Conservative |
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.56% | 0.07% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreBalanced – Index (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.08% | 0.01% |
Fee comparison is only available to SuperGuide members.
Learn moreSocially Conscious Balanced (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.59% | 0.06% |
Fee comparison is only available to SuperGuide members.
Learn moreQSuper
Growth assets
Balanced (ART – QSuper)
| Percentage of growth assets | 62.8% |
| Investment category | Growth |
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.06% | $500 | 0.07% | 0.59% | 0.07% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreOther single sector super investment options
Australian Retirement Trust Super Savings
Australian Shares – Index (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.08% | 0.01% |
Fee comparison is only available to SuperGuide members.
Learn moreCash (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.07% | 0 |
Fee comparison is only available to SuperGuide members.
Learn moreInternational Shares – Index Hedged Index (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.08% | 0.01% |
Fee comparison is only available to SuperGuide members.
Learn moreInternational Shares – Index Unhedged Index (ART – Super Savings)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.1% | $500 | 0.07% | 0.08% | 0.01% |
Fee comparison is only available to SuperGuide members.
Learn moreQSuper
Cash (ART – QSuper)
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $62.4 | 0.06% | $500 | 0.07% | 0.07% | 0 |
Fee comparison is only available to SuperGuide members.
Learn moreOffers TTR pension
Australian Retirement Trust also offers transition-to-retirement (TTR) pension investment options.
Australian Retirement Trust pension investment options
Multi-sector pension investment options
Australian Retirement Trust Super Savings
Growth assets
Balanced (ART – Super Savings)
| Percentage of growth assets | 70% |
| Investment category | Growth |
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $55 | 0.11% | $500 | 0.07% | 0.46% | 0.04% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreRetirement (ART – Super Savings)
| Percentage of growth assets | 50% |
| Investment category | Balanced |
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $55 | 0.11% | $500 | 0.07% | 0.46% | 0.04% |
Fee comparison is only available to SuperGuide members.
Learn moreConservative (ART – Super Savings)
| Percentage of growth assets | 31.3% |
| Investment category | Conservative |
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $55 | 0.11% | $500 | 0.07% | 0.46% | 0.04% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreGrowth (ART – Super Savings)
| Investment category | High growth |
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $55 | 0.11% | $500 | 0.07% | 0.46% | 0.04% |
Fee comparison is only available to SuperGuide members.
Learn moreQSuper
Growth assets
Balanced (ART – QSuper)
| Percentage of growth assets | 62.8% |
| Investment category | Growth |
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $55 | 0.11% | $500 | 0.07% | 0.48% | 0.08% |
Fee comparison is only available to SuperGuide members.
Learn morePerformance
Fund performance is only available to SuperGuide members.
Learn moreSingle sector pension investment options
Shares (ART – Super Savings)
| Percentage of growth assets | 100% |
| Investment category | All growth |
Fees
| Admin fee fixed | Admin fee % | Admin fee cap | General reserves | Investment fees and costs | Transaction costs |
|---|---|---|---|---|---|
| $55 | 0.11% | $500 | 0.07% | 0.46% | 0.04% |
Fee comparison is only available to SuperGuide members.
Learn moreAwards won by Australian Retirement Trust
In recent years Australian Retirement Trust has won the following awards:
2025
- Lifetime Return (SuperRatings)
- MySuper of the Year (SuperRatings)
- Corporate Solutions Fund of the Year (Chant West)
2024
- Best Fund: Advice Services (Chant West)
- Corporate Solutions Fund of the Year (Chant West)
- Best Super Fund as voted for by Financial Advisers (SuperRatings)
2023
- Best Fund: Advice Services (Chant West)
- Best Fund: Longevity Product (Chant West)
- Corporate Solutions Fund of the Year (Chant West)
2022
- Corporate Solutions Fund of the Year (Chant West)
- Best Fund: Member Services (Chant West)
- Best Fund: Longevity Product (Chant West)
2021
- MyChoice Super of the year (Sunsuper) (SuperRatings)
- Fund of the year (Sunsuper) (Chant West)
- Fund of the year (Sunsuper) (SuperRatings)
- Best Fund: Member Services (Sunsuper) (Chant West)
- Smooth Ride (Qsuper) (SuperRatings)
- Fund of the year (Qsuper) (SuperRatings)
- Pension fund of the year (Qsuper) (SuperRatings)
- Pension fund of the year (Qsuper) (Chant West)
- Best Fund: Investments (Qsuper) (Chant West)
- Pension of the year (Qsuper) (SuperRatings)
2020
- Corporate Solutions Fund of the year (Sunsuper) (Chant West)
- MyChoice Super of the year (Sunsuper) (SuperRatings)
- Corporate Solutions Fund of the year (Sunsuper) (Chant West)
- Best Fund: Member Services (Sunsuper) (Chant West)
- Choice Super of the year (Sunsuper) (SuperRatings)
- Smooth Ride (Qsuper) (SuperRatings)
- Pension fund of the year (Qsuper) (Chant West)
- Pension of the year (Qsuper) (SuperRatings)
- Choice Super of the year (Qsuper) (SuperRatings)
2019
- Best new innovation (for BEAM) (Sunsuper) (SuperRatings)
- Fund of the year (Sunsuper) (Chant West)
- Fund of the year (Sunsuper) (SuperRatings)
- Pension of the year (Sunsuper) (SuperRatings)
- Fund of the year (Qsuper) (SuperRatings)
- Best Fund: Investments (Qsuper) (Chant West)
2018
- Corporate Solutions Fund of the year (Sunsuper) (Chant West)
- Best Fund: Advice Services (Sunsuper) (Chant West)
- Fund of the year (Sunsuper) (Chant West)
- Corporate Solutions Fund of the year (Sunsuper) (Chant West)
- Best Fund: Member Services (Sunsuper) (Chant West)
- MySuper of the year (Qsuper) (SuperRatings)
2017
- Best new innovation (for Pre-Allocated Retirement Income) (Sunsuper) (SuperRatings)
- Corporate Solutions Fund of the year (Sunsuper) (Chant West)
- Best Fund: Integrity (Chant West)
- Fund of the year (Qsuper) (SuperRatings)
- Best Fund: Member Services (Sunsuper) (Chant West)
- Best Fund: Innovation (Qsuper) (Chant West)
- Best Fund: Member Services (Qsuper) (Chant West)
2016
- Best Fund: Member Services (Sunsuper) (Chant West)
- Fund of the year (Sunsuper) (SuperRatings)
- MySuper of the year (Qsuper) (SuperRatings)
- Pension fund of the year (Qsuper) (Chant West)
- Pension fund of the year (Qsuper) (Chant West)
- Best new innovation (for Money Map) (Qsuper) (SuperRatings)
- Pension fund of the year (Qsuper) (Chant West)
2015
- Best Fund: Member Services (Sunsuper) (Chant West)
- Pension fund of the year (Qsuper) (Chant West)
2014
- Best Fund: Insurance (Sunsuper) (Chant West)
- Pension fund of the year (Qsuper) (Chant West)
2013
- Fund of the year (Sunsuper) (SuperRatings)
- Best Fund: Innovation (Qsuper) (Chant West)
Australian Retirement Trust insurance
Australian Retirement Trust provides the following types of insurance:
- Life insurance (death cover)
- Total and permanent disablement (TPD) cover
- Income protection cover
Australian Retirement Trust administration details
Below you can find the administration details for Australian Retirement Trust including whether the super fund is open to the general public (Public offer) or not (Non public offer) and how Australian Retirement Trust is structured. You can also learn how their expenses ratio compares to other super funds, as well as the gender ratio and remuneration of their board directors.
| Fund’s RSE licensee | Australian Retirement Trust Pty Ltd |
| Public offer status | Public offer |
| Fund type | Industry |
| RSE licensee ownership type | Equal representation required by legislation |
| RSE licensee profit status | Not for profit status |
| RSE licensee board structure | Other ownership type |
| RSE licensee balance date | 6/30/2024 |
| Investment expenses ratio | 0.3% (average is 0.18%) |
| Operating expenses ratio | 0.3% (average is 0.49%) |
| Number (and percentage) of female directors | 6 (50%% – average is 40.7%) |
| Number (and percentage) of male directors | 7 (50%% – average is 59.3%) |
| Total remuneration of directors on trustee board | $1,570,000 (average is $743,412) |
| Average remuneration of directors on trustee board | $121,000 (average is $102,069) |
Sources: APRA and publicly available information. Data contained in this table as of 30 June 2024
Australian Retirement Trust contact details
Below you can find contact details for Australian Retirement Trust including website, email and physical address as well as social media accounts if they are available.
| Address |
GPO Box 2924 |
| Phone number | 131184 |
| Website | www.australianretirementtrust.com.au |
| Social media accounts |
Articles mentioning Australian Retirement Trust
Super fund rankings: Conservative category (21–40%)
Super fund rankings: Balanced category (41–60%)
Super fund rankings: Growth category (61–80%)
Super fund rankings: High Growth category (81–95%)
Pension fund rankings: Conservative category (21–40%)
Pension fund rankings: Balanced category (41–60%)
Pension fund rankings: Growth category (61–80%)
Pension fund rankings: High Growth category (81–95%)
Best performing pension funds: Conservative category (21–40%)
Best performing pension funds: Balanced category (41–60%)
Best performing pension funds: Growth category (61–80%)
Best performing pension funds: High Growth category (81–95%)
Best performing super funds: Conservative category (21–40%)
Best performing super funds: Balanced category (41–60%)
Copyright text: All explanatory text is the copyright of SuperGuide Pty Ltd. All data information is the copyright of Australian Prudential Regulation Authority (APRA) . All data information is licensed under the Creative Commons Attribution 3.0 Australia Licence (CCBY 3.0).
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