Use this tool to see which investment option each MySuper product uses for members your age, with the percentage of growth assets it holds, its 10-year return and its fees.
Single strategy products hold the same option at every age. Lifecycle products reduce growth assets as members get older, but each fund does this differently, so two products can hold very different amounts for members of the same age.
How to use the tool
- Enter your birth year in the first column.
- The table shows every MySuper product anyone can join, whether it is single strategy or lifecycle, the option you would be in, the percentage of growth assets it holds, its 10-year return and its total fees at a $50,000 balance.
The table covers the 38 MySuper products anyone can join. It leaves out 12 products open only to staff of a particular employer or government body. Growth assets is APRA’s strategic growth asset allocation, on APRA’s own definition of growth and defensive assets, so it may not match the figures in a fund’s own documents. Single strategy products hold the same option at every age. For lifecycle products, the figures are for the option shown for your birth year, and the 10-year return is that option’s record, not what a member of your age earned, because lifecycle members move between options as they age. Returns are the net return a year over the 10 years to 30 June 2026 for a representative member with a $50,000 balance, after investment and administration fees, costs and tax. A blank return means less than 10 years of history. Total fees are the investment and administration fees and costs APRA reports for a member with a $50,000 balance. Ages are worked out at 30 June 2026. Past returns are not a reliable indicator of future returns, and the lowest fee is not necessarily the best value. *QSuper Lifetime also sets its options by account balance, so all its groups for your age are shown. †IOOF MySuper returns are reported before tax and are not comparable with other products. Source: APRA, Comprehensive Product Performance Package, MySuper products, 30 June 2026
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