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August 2018 newsletter

Best performing super funds, Seniors cards, SMSF audits, Comparing funds

Welcome to the August 2018 edition of the SuperGuide Premium newsletter. Highlights include:

  • SENIORS CARDS: There’s a surprising array of benefits, concessions and discounts if you are eligible for a seniors card. Find out what you could be claim for in your state, and how to apply.
  • IS $1 MILLION REALLY THE MAGIC FIGURE FOR SMSFS? Meg Heffron debunks the Productivity Commission’s theory that you need $1m to start an SMSF.
  • BEST PERFORMING SUPER FUNDS: It always pays to keep track of the latest stats on the best performing funds. This month we look at the top performing super and pension funds over 5 years. Separately we also present the super and pension funds with the lowest fees.
  • COMPARING SUPER FUNDS: Now you know the top performers and cheapest funds, are you sure your fund is up to scratch? Find out what are the main types of funds, how to review yours, and what else you should consider when comparing super funds.

IS YOUR SUPER FUND PERFORMING?

Best performing super funds: All Growth category (96–100%)

Best performing super funds: All Growth category (96–100%)

In this article you can discover the top 10 performing All Growth super funds over 1 year and 10 years to 31 December 2025. All Growth funds have 96-100% invested in growth assets.

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Best performing pension funds: Balanced category (41–60%)

In this article you can discover the top 10 performing Balanced pension funds over 1 year and 10 years to 31 December 2025. Balanced funds have 41-60% invested in growth assets.

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Lifecycle super funds: What they are and how they perform

Lifecycle funds are designed to reduce risk as you near retirement without sacrificing returns; recent research shows many do just that but you need to know what to look for.

Read more

Super fund performance: Monthly returns to June 2026

Super funds capped off the financial year with a fourth consecutive year of returns above 9%, defying tensions in the Middle East and lingering inflation worries.

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Super funds with the lowest fees

Super fund fees vary widely by fund, investment option and balance size. Find out how funds compare and which options were cheapest as at March 2026.

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COMPARING SUPER FUNDS

How to compare super funds in 7 easy steps

How to compare super funds in 7 easy steps

If you are considering switching funds, or choosing a fund for the first time, comparing funds has never been easier.

Read more

How to benchmark your super fund

Your super is too important to set and forget, so we show you how to tell if your fund is delivering the returns, benefits and other services you need.

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What are the different types of super funds?

Choosing an excellent super fund can make a big difference to your retirement outcomes. The first step is an understanding of the five broad categories of funds on offer.

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MySuper funds: What they are and who offers them

Default MySuper funds have been undergoing a makeover in recent years, with performance under the microscope and fees falling.

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Life insurance inside super: Choosing the right level of cover

Your guide to selecting an adequate and appropriate level of the right protection for your family.

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ENCORE ARTICLES

Superannuation rule changes from July 2026 (and previous years)

Superannuation rule changes from July 2026 (and previous years)

Every new super rule change explained: Payday Super, higher contribution caps, the transfer balance cap and Division 296 tax.

Read more

Super’s next shake up? Productivity Commission gets tough

Australia’s current super system is “harming millions of members” through underperforming funds, multiple accounts and excessive fees.

Read more

SuperGuide is Australia’s leading superannuation and retirement planning website.

SuperGuide Pty Ltd ATF SuperGuide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

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