• Super booster
    • Super essentialsLearn the core rules and basics of super.
    • Super fund essentialsUnderstand how super funds work and what to compare.
    • Super investingDiscover strategies to grow your retirement savings.
    • Super contributionsFind out how much to contribute and your options.
    • Super and taxMaximise tax benefits and keep more of your money.
    • Super resourcesGuides and tools to help you grow your super.
  • Retirement planner
    • Getting startedBegin your retirement planning journey.
    • Planning your retirementDiscover smart ways to grow your savings.
    • Case studiesLearn from real retirement journeys.
    • CalculatorsSee how much you’ll need and if you’re on track.
    • Seeking financial adviceKnow when to get advice and choose the right adviser.
    • Preparing for retirementKnow what to do before you retire.
  • Retiree
    • Accessing superLearn when and how to withdraw your super.
    • Managing super in retirementMake your super last longer.
    • Age Pension and seniors concessionsSee what benefits you can claim.
    • Other income in retirementFind income sources beyond super.
    • Life in retirementIdeas and guidance to enjoy a fulfilling retirement.
    • Later life planningPrepare for aged care and estate matters.
  • SMSFsAs if superannuation wasn’t complex enough, when you have a self-managed superannuation fund (SMSF) you take on considerably more responsibility, and it’s essential therefore to have a comprehensive understanding of the current super and SMSF rules. In this section you will find detailed explanations of the SMSF rules and the responsibilities for SMSF trustees. SMSFs for beginners SMSF administration SMSF checklists SMSF compliance SMSF investment SMSF pensions SMSF strategies SMSF Q & As As a first step, the following are key articles that describe how SMSFs work.
    • SMSF for beginnersLearn how to set up and run an SMSF.
    • SMSF admin and complianceStay on top of rules, reporting, and annual obligations.
    • SMSF investingBuild and manage your SMSF investments.
    • SMSF pensions and lump sumsLearn how and when to access your SMSF.
    • SMSF estate planningPlan how your SMSF benefits are passed on.
    • SMSF strategies and checklistsUse proven strategies and practical checklists.
  • Special features
    • Calculators
    • Newsletters
    • Step-by-step guides
    • Webinars
Join now
Log in
Join now
Log in
Newsletters
Saved guides
Step-by-step guides
Webinars

March 2026 Super booster newsletter

Division 296 super tax explained (including calculator)
The Albanese government has bowed to pressure to make amendments to its controversial tax on super funds with more than $3 million, and announced a short consultation period. Read more.
Division 296 super tax explained (including calculator)
The Albanese government has bowed to pressure to make amendments to its controversial tax on super funds with more than $3 million, and announced a short consultation period. Read more.
Division 296: What to consider before 30 June
With Division 296 on the horizon, many investors are wondering whether they need to act before 30 June. In reality, most won’t – but there are a few important decisions… Read more.
Division 296: What to consider before 30 June
With Division 296 on the horizon, many investors are wondering whether they need to act before 30 June. In reality, most won’t – but there are a few important decisions… Read more.
How to benchmark your super fund
Your super is too important to set and forget, so we show you how to tell if your fund is delivering the returns, benefits and other services you need. Read more.
How to benchmark your super fund
Your super is too important to set and forget, so we show you how to tell if your fund is delivering the returns, benefits and other services you need. Read more.
Life insurance inside super: Choosing the right level of cover
Your guide to selecting an adequate and appropriate level of the right protection for your family. Read more.
Life insurance inside super: Choosing the right level of cover
Your guide to selecting an adequate and appropriate level of the right protection for your family. Read more.
Super balance strategies and considerations for couples
Couples who adopt a combined approach to superannuation savings can often be much better off in retirement. Read more.
Super balance strategies and considerations for couples
Couples who adopt a combined approach to superannuation savings can often be much better off in retirement. Read more.
SuperGuide news for March 2026
Super tax changes passed, Life insurance gap, Family violence and super, Record-high financial complaints, ATO targets overdue SMSF returns. Read more.
SuperGuide news for March 2026
Super tax changes passed, Life insurance gap, Family violence and super, Record-high financial complaints, ATO targets overdue SMSF returns. Read more.
Super fund performance: Monthly returns to April 2026
Super funds bounced back in April despite ongoing volatility and are on course for another positive financial year. Read more.
Super fund performance: Monthly returns to April 2026
Super funds bounced back in April despite ongoing volatility and are on course for another positive financial year. Read more.

Division 296: The new tax on your super savings is now law!

Wednesday 1 April 2026 at 11:00 am AEST

The Australian Government recently passed new legislation to levy additional tax on Superannuation retirement savings starting July 1, 2026.

During this webinar, we will break down how Division 296 works, who is affected now and who may be caught in the future.

We will also highlight the practical steps you can take to navigate the changes and what immediate action you may need to take to get the best outcome.

Find out more

IN CASE YOU MISSED IT: Watch our previous webinar, SuperGuide members Q&A: March 2026.

Q: Can you please explain the difference in the definition of “dependant” under superannuation law and under tax law and why it matters?

See Garth’s video answer here

Salary sacrifice is one of the simplest ways to boost your super balance and save tax, and it could affect your take-home pay less than you think. Learn more about how salary sacrifice works.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

SuperGuide is Australia’s leading superannuation and retirement planning website.

SuperGuide Pty Ltd ATF SuperGuide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

SuperGuide membership

  • Become a member
  • Start a free account
  • What SuperGuide covers
  • Pricing
  • What our members say

Find the right membership

  • Retirement is a long way off
  • Nearing retirement
  • In retirement
  • SMSF trustees
  • Employer workplace program

Company

  • About us
  • Advertise
  • Careers
  • Contact us
  • Copyright Policy
  • Editorial Policy and Complaints
  • Sitemap
  • Support
4.7

Address

Level 23, 520 Oxford St,
Bondi Junction, NSW 2022

Phone

1800 955 753

  • Facebook
  • X
  • LinkedIn
  • YouTube
  • Google

Disclaimer

All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

  • Full SuperGuide disclaimer
  • Terms and Conditions of Use
  • Financial Services Guide
  • Privacy Policy and Privacy Collection

© 2008–2026 SuperGuide

SuperGuide
Forgot Password
 

Not a member?
Learn more about becoming a SuperGuide member