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  • SMSFsAs if superannuation wasn’t complex enough, when you have a self-managed superannuation fund (SMSF) you take on considerably more responsibility, and it’s essential therefore to have a comprehensive understanding of the current super and SMSF rules. In this section you will find detailed explanations of the SMSF rules and the responsibilities for SMSF trustees. SMSFs for beginners SMSF administration SMSF checklists SMSF compliance SMSF investment SMSF pensions SMSF strategies SMSF Q & As As a first step, the following are key articles that describe how SMSFs work.
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February 2026 Retirement planner newsletter

How to maximise your Age Pension
If you’re on a part-Age Pension, or just miss out on one, you may be able to increase your pension entitlements with some of these perfectly legitimate strategies. Read more.
How to maximise your Age Pension
If you’re on a part-Age Pension, or just miss out on one, you may be able to increase your pension entitlements with some of these perfectly legitimate strategies. Read more.
Map your retirement income with Moneysmart’s Retirement planner
The updated MoneySmart Retirement Planner includes a range of new features, which can take a little getting used to. This short video walks you through how the calculator works and… Read more.
Map your retirement income with Moneysmart’s Retirement planner
The updated MoneySmart Retirement Planner includes a range of new features, which can take a little getting used to. This short video walks you through how the calculator works and… Read more.
Retirement planning is about more than money
A healthy super balance helps, but living life to the full in retirement also requires a sense of purpose and meaning. Read more.
Retirement planning is about more than money
A healthy super balance helps, but living life to the full in retirement also requires a sense of purpose and meaning. Read more.
Which super funds offer income for life?
If you’re worried about running out of super, a lifetime pension may offer not only income for life but more Age Pension to boot. Read more.
Which super funds offer income for life?
If you’re worried about running out of super, a lifetime pension may offer not only income for life but more Age Pension to boot. Read more.
Lifetime income streams explained: How they work and who they’re for
In this video interview we’re diving into one of the most important – yet often overlooked – parts of retirement planning: how to actually draw down your super and other… Read more.
Lifetime income streams explained: How they work and who they’re for
In this video interview we’re diving into one of the most important – yet often overlooked – parts of retirement planning: how to actually draw down your super and other… Read more.

Superannuation considerations for couples: How to get the best outcome for your family

Wednesday 25 February 2026 at 11:00 am AEST

This webinar will highlight some of the simple, yet effective ways that spouses can optimise their combined superannuation balances.

We will show you how you can legally access your combined retirement savings earlier, ways to obtain ongoing tax benefits in your retirement and what you can do to manage upcoming legislative changes to the superannuation rules.

During this 1 hour webinar, the SuperGuide team will not only identify these issues, but we will show you how to implement them effectively.

Find out more

IN CASE YOU MISSED IT: Watch our previous webinar, Super strategies for 2026.

Q: When a superannuation fund enters the pension phase, all investment earnings become tax-free on both the taxable and tax-free components. Are these tax-free earnings allocated to the tax-free and taxable components in the same proportion as the existing balance, or are all tax-free earnings added solely to the tax-free component?

See Garth’s video answer here.

An essential part of planning for retirement is to consider how you will use your super savings to support you when you step away from work.

Find out your options for converting super into retirement income.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

SuperGuide is Australia’s leading superannuation and retirement planning website.

SuperGuide Pty Ltd ATF SuperGuide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

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All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

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