Super end to 2020, Real cost of SMSFs, Investing under COVID, Your home and retirement planning, Reverse mortgages, Super rules for employers.
Highlights of the December 2020 edition of the SuperGuide newsletter include:
- SUPER FUNDS FINISH STRONGLY. After a wild ride of a year, super funds are poised to end 2020 ahead by a nose.
- WHAT DOES IT COST TO RUN AN SMSF? It may be less than you think, depending on your balance, according to a new study.
- THE SEARCH FOR AN INVESTMENT CURE FOR COVID. With the US election over, investors focus on stocks geared to recovery.
- HOME MAKEOVER. The Retirement Income Review casts the family home as a pillar of retirement planning.
- UNLOCKING HOME EQUITY. There’s renewed interest in reverse mortgages to top up retirement income.
- SUPER GUIDE FOR EMPLOYERS. Choice of fund, tax breaks, salary sacrifice, redundancy, retirement – we’ve got you covered.
HOW SUPER WORKS
Rise in costs for retirees, APRA releases latest super statistics, Returns not the main driver for SMSF trustees, Financing ageing in place for older Australians, Financial advice boosts wealth and… Read more.
Rise in costs for retirees, APRA releases latest super statistics, Returns not the main driver for SMSF trustees, Financing ageing in place for older Australians, Financial advice boosts wealth and… Read more.
The median Growth fund returned 0.3% in July 2026, a modest start to the new financial year after a 9.5% gain in 2025–26. See the latest monthly returns for all… Read more.
The median Growth fund returned 0.3% in July 2026, a modest start to the new financial year after a 9.5% gain in 2025–26. See the latest monthly returns for all… Read more.
Find out which funds are delivering the best returns, products and services for their members. Read more.
Find out which funds are delivering the best returns, products and services for their members. Read more.
Brush up on the super lexicon with our extensive glossary. 15% pension offset: A 15% tax offset available against assessable pension income if you use super money to purchase a… Read more.
Brush up on the super lexicon with our extensive glossary. 15% pension offset: A 15% tax offset available against assessable pension income if you use super money to purchase a… Read more.
SMSFs
Cost may not be the main factor when deciding whether to start your own super fund, but you need to know what the costs might be in your time as… Read more.
Cost may not be the main factor when deciding whether to start your own super fund, but you need to know what the costs might be in your time as… Read more.
It’s a debate that never entirely goes away, but there’s a growing body of research that indicates you may not need as much to start your own super fund as previously thought. Read more.
It’s a debate that never entirely goes away, but there’s a growing body of research that indicates you may not need as much to start your own super fund as previously thought. Read more.
RETIREMENT PLANNING
Home ownership provides a sense of security and wellbeing in retirement, but it could also be a potential source of income. Read more.
Home ownership provides a sense of security and wellbeing in retirement, but it could also be a potential source of income. Read more.
Retirees who own their home but would like to top up their income for whatever reason are increasingly tapping into their home equity with a reverse mortgage. Read more.
Retirees who own their home but would like to top up their income for whatever reason are increasingly tapping into their home equity with a reverse mortgage. Read more.
No need to be bored or overwhelmed now that you have finished work. Make the most of your retirement with expert tips from Dr Jon Glass. Read more.
No need to be bored or overwhelmed now that you have finished work. Make the most of your retirement with expert tips from Dr Jon Glass. Read more.
IN CASE YOU MISSED IT
See also our coverage of the Retirement Income Review.
SUPER GUIDE FOR EMPLOYERS (PART 2)
Getting the details right when it comes to paying employees’ super can be tricky, so use our 7-point checklist to ensure you meet your super obligations. Read more.
Getting the details right when it comes to paying employees’ super can be tricky, so use our 7-point checklist to ensure you meet your super obligations. Read more.
How to get your final super contribution right and help retiring employees. Read more.
How to get your final super contribution right and help retiring employees. Read more.
The right written agreement prevents tax issues for your staff. Read more.
The right written agreement prevents tax issues for your staff. Read more.
As if employers don’t have enough to do, they also need to notify the ATO of any reportable employer super contributions they make for their employees. Read more.
As if employers don’t have enough to do, they also need to notify the ATO of any reportable employer super contributions they make for their employees. Read more.
What you need to know to select the right fund for your staff. Read more.
What you need to know to select the right fund for your staff. Read more.
Most employees now have the right to choose their own super fund, but employers still aren’t off the hook when it comes to offering choice of super fund. Read more
Most employees now have the right to choose their own super fund, but employers still aren’t off the hook when it comes to offering choice of super fund. Read more
Take this 10-question quiz to test your knowledge on the superannuation responsibilities for employers. Read more
Take this 10-question quiz to test your knowledge on the superannuation responsibilities for employers. Read more
