Note: This article lists the 30 top-performing super funds over 5 years to 30 June 2017. For the top-performing pension (retirement) funds, see SuperGuide article Super performers! Top 30 pension (retirement) funds over 5 years.
The investment performance articles on the SuperGuide website are some of the most popular articles for our 2 million or so readers. The table contained in this article clearly demonstrates which super funds have delivered the top returns for Australian fund members over the past 5 years (for super savings invested in the balanced/growth style option).
We would like to thank SuperRatings for providing the data contained in this article, and set out in the table below. The balanced options listed in the table below, are generally the default investment options for super fund members, that is for those super fund members who do not actively choose an investment option.
The top-performing super fund over 5 years is…
The award for the top-performing balanced investment option over the 5-year period to 30 June 2017, delivering an average annual return of 11.8% over the 5 years, belongs to industry super fund, Hostplus, according to SuperRatings. The specific investment option was Hostplus – Balanced.
You can find the performance rankings for the top 30 super funds in the table below, but briefly, Cbus – Growth (Cbus MySuper) came in second with an average annual return over 5 years to 30 June 2017 of 11.4%, and AustralianSuper – Balanced came third, also with an average annual return over 5 years of 11.4%. Due to rounding to one decimal place, these 2 super fund options delivered the same average annual return of 11.4%, but rankings are based on more precise, unrounded figures, according to rating company, SuperRatings.
UniSuper Accum (1) – Balanced came fourth with an average annual return of 11.0% over the 5-year period to 30 June 2017, while CareSuper – Balanced and Intrust Core Super – MySuper came fifth and sixth respectively, over the same period.
Seventh, eighth and ninth in the performance stakes with an average annual return of 11.0% over 5 years was BUSSQ Premium Choice – Balanced Growth, VicSuper FutureSaver, and Telstra Super Corp Plus – Balanced, respectively.
Sunsuper for Life – Balanced landed in tenth place with an average annual return of 10.9% over the 5 years to 30 June 2017.
The next 3 place-gettings (11th, 12th, 13th) in the top 30 performers over 5 years to 30 June 2017 were awarded to Equip MyFuture – Balanced Growth (11th), Energy Super – Balanced Option (12th), and AustSafe Super – MySuper (Balanced) (13th) with an average annual return of 10.8% over the 5 years to 30 June 2017. Again, due to rounding to one decimal place, these 3 super fund options delivered the same average return of 10.8% a year over 5 years.
The next 2 super funds, Catholic Super – Balanced and REST – Core Strategy (placed 14th and 15th respectively) delivered an average annual return of 10.7% over the 5-year period. The remaining 15 super funds in the top 30 performing super funds delivered an average annual return ranging from 10.5% down to 9.8% over the 5 years to 30 June 2017. See table below for more information.
The top-performing super fund over 10 years is…
REST is the top-performing super fund over 10 years to 30 June 2017, with an annual average return of 6.1%, according to SuperRatings.
Over 10 years, the second top-performing super fund, delivering an average annual return of 6.0% over 10 years, was CareSuper – Balanced option. The third and fourth top-performing super funds were UniSuper Accum (1) – Balanced and Hostplus – Balanced respectively, and with an average annual return of 5.8% over 10 years. The fifth place-getter was Equip MyFuture – Balanced Growth (5.7%)
The top-performing super funds over 10 years do not appear in the table below, but you can find more information about this timeframe in the SuperGuide article Top 10 performing super funds for 2016/2017 financial year (and previous years) .
All-star super performer award goes to…
What is especially interesting is the top-performer over 5 years, Hostplus – Balanced (11.8% p.a.), is also ranked as the top-performer over 1 year (13.2% p.a.), over 3 years (9.7% p.a.), and over 7 years (9.9% p.a.). Over 10 years however, Hostplus – Balanced ranked 4th with 5.8% p.a. to 30 June 2017.
The glory does not belong to Hostplus alone, because the top 5 performing super funds over 5 years to 30 June 2017 (see table below), were also in the top 5 performing funds over 7 years, based on data provided by SuperRatings (and not appearing in the table below).
Other all-star performers: Along with Hostplus, Cbus, AustralianSuper, UniSuper, and CareSuper and have the honour of appearing in the top 10 performing super funds over 3 years, 5 years, 7 years and 10 years to 30 June 2017, based on data from SuperRatings.
The table below lists the top 30 performing balanced investment options for the 5-year period to 30 June 2017, according to superannuation rating agency, SuperRatings.
At the end of this article, you can find links to other interesting articles, including the top 30 performing pension (retirement) funds for the 5-year period to 30 June 2017, the best-performing asset classes, and the cheapest super funds.
Top 30 balanced (60-76) investment options over 5 years (to 30 June 2017) – Ranked by 5-year performance
|Ranking||Name of super fund||Fund type||Anyone can join (Y/N)||5 years: per annum (%)||Fees per $50,000|
|1||Hostplus – Balanced||Industry||Y||11.8%||$678|
|2||Cbus – Growth (Cbus MySuper)||Industry||Y||11.4%||$498|
|3||AustralianSuper – Balanced||Industry||Y||11.4%||$363|
|4||UniSuper Accum (1) – Balanced||Industry||N||11.2%||$341|
|5||CareSuper – Balanced||Industry||Y||11.1%||$568|
|6||Intrust Core Super – MySuper||Industry||Y||11.1%||$523|
|7||BUSSQ Premium Choice – Balanced Growth||Industry -Pers||Y||11.0%||$518|
|8||VicSuper FutureSaver – Growth (MySuper) Option||Industry||Y||11.0%||$493|
|9||Telstra Super Corp Plus – Balanced||Corp||N||11.0%||$528|
|10||Sunsuper for Life – Balanced||Industry||Y||10.9%||$368|
|11||Equip MyFuture – Balanced Growth||Industry||Y||10.8%||$468|
|12||Energy Super – Balanced Option||Industry||Y||10.8%||$472|
|13||AustSafe Super – MySuper (Balanced)||Industry||Y||10.8%||$505|
|14||Catholic Super – Balanced||Industry||Y||10.7%||$564|
|15||REST – Core Strategy||Industry||Y||10.7%||$407|
|16||First State Super – Growth||Industry||Y||10.5%||$397|
|17||AON MT Corp Ess – Balanced Growth – Active||Master Trust – Corporate||Y||10.4%||$796|
|16||Rei Super –Balanced||Industry||Y||10.3%||$426|
|18||HESTA – Core Pool||Industry||Y||10.3%||$480|
|19||Kinetic Super – Growth||Industry||Y||10.3%||$446|
|20||MTAA Super – My AutoSuper||Industry||Y||10.2%||$498|
|21||Russell iQ Super Emp – Russell Balanced Portfolio||Master Trust – Corporate||Y||10.1%||$564|
|22||Media Super – Balanced||Industry||Y||10.1%||$430|
|23||MLC MKey – Horizon 4 – Balanced Portfolio||Master Trust – Corporate||Y||10.0%||$788|
|24||Rei Super – Balanced*||Industry||Y||10.0%||$426|
|25||Local Government Super Accum – Balanced Growth||Industry||N||10.0%||$400|
|26||Vision SS – Balanced Growth||Industry||Y||10.0%||$473|
|27||AMP SS – Future Directions Balanced||Master Trust – Corporate||Y||9.9%||$847|
|28||AMIST Super – Balanced||Industry||Y||9.9%||$378|
|29||CSC PSSap – MySuper Balanced||Public Sector||N||9.8%||$425|
|30||Club Plus Super– MySuper||Industry||Y||9.8%||$404|
|SR50 Balanced (60-76) Index||10.0%|
Source and notes for Table (click to open and close)
For more information on the top-performing superannuation funds see the following SuperGuide articles:
- Retirement performers! Top 30 pension funds over 5 years
- Top 10 performing super funds for 2016/2017 financial year (and previous years)
- Asset classes: Naming the investment winners for the 2016/2017 financial year (and previous years)
- Super funds gain 10.8% for 2016/2017 financial year
- Super funds return 7.7% for 2016 calendar year
- Super fees: Top 10 cheapest funds in Australia