Super funds of the year, Cheapest super insurance, Manage your own SMSF, Spending in retirement, Work Bonus, My Aged Care
Highlights of the latest SuperGuide Premium newsletter include:
- SUPER FUNDS OF THE YEAR: In the last few weeks, SuperRatings and SelectingSuper have both announced the winners of their Fund of the Year Awards. Did your super fund, pension fund or insurer take a gong?
- SUPER INNOVATION: Barbara Drury discovers some of the leading super fund innovations over the past year, while Janine Mace highlights ways that the ATO’s MyGov is adding innovative features to help you master your super.
- MANAGING YOUR OWN SMSF: What does it take to be your own accountant for your SMSF? And how should you record minutes of decisions made? We also look at ASIC’s recent report to investigate what the average annual costs for SMSFs are, and how much time they take to manage.
- INSURANCE: Which funds have the lowest fees for combined life and TPD insurance and for income protection insurance? We also cover the insurance rules for SMSFs, while Daniel Herborn provides a special report on the long processing times for group insurance claimants.
- RETIREMENT PLANNING: The Institute of Actuaries have devised a new rule of thumb for spending in retirement. And how reliable are retirement forecasts anyway?
- AGED CARE: The Royal Commission provided its interim report with recommendations on three areas of immediate action; the government may be announcing more home care packages before Christmas; and Bina Brown gives a valuable introduction to My Aged Care.
SUPERANNUATION
Super news for November 2019
US investment giant sets its sight on Australian super, AFCA’s comparative reporting tool launches, ASIC flags potential downsides of SMSFs, Australian financial institutions at risk of cyberattack and SMSF couples track well against lifestyle goals.
Super funds of the year awards: Best super funds for 2026
Find out which funds are delivering the best returns, products and services for their members.
How myGov can help you keep track of your super
Your myGov account can help you do everything from consolidate multiple super accounts to checking how much more you could contribute this financial year.
3 steps to making a complaint about your super fund
When you have an issue with your super fund or its insurer, it’s important to know who to turn to, including AFCA, and how to go about it.
Super fund fees and charges you need to know about
Minimising fees is an important step in maximising the returns you earn from your super, so it pays to know what to look out for.
Super fund performance: Monthly returns to September 2026
Super funds dipped in September, with the median Growth fund down 0.4% as shares and bonds fell, but a weaker Australian dollar helped limit the loss.
SMSFs
Can you be your own SMSF accountant?
One way to lower your costs as an SMSF trustee, if you have a head for numbers and infinite patience, is to lodge your SMSF accounts yourself.
How to record SMSF minutes (with examples)
Recording SMSF minutes is not only a good habit to get into, it’s a legal requirement. Find out what to record, how long to keep minutes, and see two templates you can adapt.
Small business retirement exemption explained
Small business owners have an opportunity to use some of the sale proceeds from their business to boost their super without breaching contribution caps.
INSURANCE
Super funds with the lowest life and TPD insurance premiums
As the cost of living rises, life and TPD insurance premiums inside super have bucked the trend with little or no movement in 2023.
Super funds with the lowest income protection insurance premiums
Income protection premiums continued to increase at a significantly higher rate than death and TPD premiums in 2023, but the cost of cover varies widely.
SMSFs and insurance: Rules and considerations
Even if you have life insurance outside super or in a pre-existing fund, SMSF trustees are still required to consider their insurance strategy.
RETIREMENT PLANNING
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Age Pension Work Bonus: How it works and case studies
Age Pensioners may be surprised how much they can work and earn additional income without impacting their pension.
Transfer balance cap (TBC) for super pensions: How it works
The transfer balance cap limits the amount of your super savings you can invest in a tax-free pension for retirement.
Reverse mortgages: What are they and how do they work?
Retirees who own their home but would like to top up their income for whatever reason are increasingly tapping into their home equity with a reverse mortgage.
Changing pace: Retiring and thriving together
Along with planning and saving for retirement, it pays to prepare your relationship for the changes ahead.
AGED CARE
Understanding My Aged Care: What it does and how to use it
If you or a loved one needs Government-subsidised aged care support, at home or in a purpose-built facility, your first port of call is My Aged Care.
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