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January 2025 Super booster newsletter

Best performing super funds: Growth category (61–80%)
The difference between holding your super savings in a leading fund compared to a lemon can make a big difference to your retirement outcome, so it pays to keep an eye on which funds perform well consistently over the long term as well as the past year. Read more.
Best performing super funds: Growth category (61–80%)
The difference between holding your super savings in a leading fund compared to a lemon can make a big difference to your retirement outcome, so it pays to keep an eye on which funds perform well consistently over the long term as well as the past year. Read more.
Super fund performance: Annual returns to June 2026
Super funds have now returned more than 9% for four financial years running, capping off another strong year to June 2026. Read more.
Super fund performance: Annual returns to June 2026
Super funds have now returned more than 9% for four financial years running, capping off another strong year to June 2026. Read more.
Super fund performance reckoners: Annual returns for 5 investment categories
In these reckoners you can view the median super fund returns for 1, 3, 5, 7, 10 and 15 years across five different investment options since 2015. Read more.
Super fund performance reckoners: Annual returns for 5 investment categories
In these reckoners you can view the median super fund returns for 1, 3, 5, 7, 10 and 15 years across five different investment options since 2015. Read more.
Tips to boost your super when retirement is a long way off
Retirement may seem distant, but focusing on your super with plenty of time up your sleeve can set you up for a secure future and minimise sacrifices down the line. Read more.
Tips to boost your super when retirement is a long way off
Retirement may seem distant, but focusing on your super with plenty of time up your sleeve can set you up for a secure future and minimise sacrifices down the line. Read more.
Super news for January 2025
Support for payday super, Double digit super returns, Cash here to stay, Unlisted asset valuations Read more.
Super news for January 2025
Support for payday super, Double digit super returns, Cash here to stay, Unlisted asset valuations Read more.
Super fund performance: Monthly returns to June 2026
Super funds capped off the financial year with a fourth consecutive year of returns above 9%, defying tensions in the Middle East and lingering inflation worries. Read more.
Super fund performance: Monthly returns to June 2026
Super funds capped off the financial year with a fourth consecutive year of returns above 9%, defying tensions in the Middle East and lingering inflation worries. Read more.

Super strategies for 2025

Thursday 23 January 2025 at 4:30 pm AEDT

In this webinar we will explore and explain some of the more beneficial superannuation strategies that you should be considering in the next 12 months. We will cover super strategies for members of all types of superannuation funds, including industry funds, retail funds and SMSFs.

IN CASE YOU MISSED IT: Watch our previous webinar, SuperGuide members Q&A: December 2024.

Q: My employment contract says my total package including super is $85,000. With the super rate going up from 11.5% to 12% on 1 July, can I expect to lose money out of my pay?

A: Yes, unless your package changes before the increase, your take-home pay will reduce when the superannuation guarantee rate goes up.

Using your example, your total package is currently made up of $76,233 salary plus $8,767 super (approximately). From 1 July 2025, the increased superannuation obligation means salary must reduce to $75,893 to accommodate the 12% super rate under the same $85,000 total package.

Received an inheritance or another lump sum? Consider whether your super account could be the right place to invest some of the amount.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.