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September 2025 Retirement planner newsletter

My retirement planning diary (Part 6): Light at the end of the tunnel
In the final instalment of my retirement diary, I review my progress and set the date. Read more.
My retirement planning diary (Part 6): Light at the end of the tunnel
In the final instalment of my retirement diary, I review my progress and set the date. Read more.
Financial advice through super funds: What’s on offer?
Super funds have been expanding their financial advice services to members, but it’s important to understand the different levels of advice on offer, how it’s provided and paid for. Read more.
Financial advice through super funds: What’s on offer?
Super funds have been expanding their financial advice services to members, but it’s important to understand the different levels of advice on offer, how it’s provided and paid for. Read more.
What are the risks and benefits of getting financial advice?
Quality, affordable advice can make an enormous difference to your retirement outcomes, but it pays to know how to sort the good from the bad and downright ugly practices. Read more.
What are the risks and benefits of getting financial advice?
Quality, affordable advice can make an enormous difference to your retirement outcomes, but it pays to know how to sort the good from the bad and downright ugly practices. Read more.
How to plan your spending through the 3 stages of retirement
Far from being one long holiday, retirement tends to be a tale in three acts, with different spending patterns along the way. Read more.
How to plan your spending through the 3 stages of retirement
Far from being one long holiday, retirement tends to be a tale in three acts, with different spending patterns along the way. Read more.
What age should I retire?
There are no hard and fast rules around when you can retire, but there are practical issues to consider and money is just one of them. Read more.
What age should I retire?
There are no hard and fast rules around when you can retire, but there are practical issues to consider and money is just one of them. Read more.

SuperGuide members Q&A: September 2025

Thursday 18 September 2025 at 11:00 am AEST

In this webinar super expert Garth McNally answers recent questions from SuperGuide members.

Q: We are dual citizens (UK/Australia), and we intend to move back to the UK and are not at pension age. Would we still be entitled to the Australian Age Pension?

A: Unfortunately, Australia and the UK do not have a bilateral social security agreement at this time, so it is not possible to apply for the Australian pension from the UK.

The agreement ended in 2001 due to UK Government policy. You can read more here.

To apply for an Australian Age Pension, you would need to be a permanent resident in Australia at the time of your application. If you return to Australia from overseas to claim entitlements, the Pension will stop if you move back overseas within two years of returning to Australia. You can read more about it here.

Our article on residency requirements may also be of assistance.

Further questions can be directed to Centrelink.

Find out how direct investment options can offer you more control over your super investments and potentially eliminate capital gains tax in your portfolio, without the commitment of an SMSF.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.