Upcoming webinar
The next webinar will be on Division 296 since it is now law. We will confirm the date once the full explanatory information has been released.
IN CASE YOU MISSED IT
Watch our previous webinar, SuperGuide members Q&A: March 2026.
Q&A of the month
Q: If I am eligible for the 15 year CGT exemption but I already have $2 million in superannuation accounts can I still deposit the money that is eligible for the CGT exemption into super?
A: It is possible to make contributions to super using the CGT cap election when your total super balance (TSB) is higher than the transfer balance cap (currently $2 million).
Although the non-concessional contribution cap for the following financial year is zero for individuals who have a TSB higher than the transfer balance cap on 30 June, any contributions made using the CGT cap election are not counted towards the non-concessional cap.
However, making a contribution using the CGT cap election does not increase the amount you may transfer into income streams for retirement.
It is also important to consider the introduction of additional tax on balances above $3 million.
Tip of the month
Not sure you’re investing your super in the right asset mix for you? Learn more about risk profiling and your investment choice.


