March 2026 Retirement planner newsletter

Super recontribution strategy: How it works (including calculator)

Find out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly. Read more.

Super recontribution strategy: How it works (including calculator)

Find out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly. Read more.

Model retirement outcomes with TelstraSuper’s probability-based planner

Not just another retirement calculator, let our video demonstration reveal how this tool changes the game. Read more.

Model retirement outcomes with TelstraSuper’s probability-based planner

Not just another retirement calculator, let our video demonstration reveal how this tool changes the game. Read more.

Should I retire overseas?

Growing numbers of Australians are retiring overseas, drawn to the lifestyle and lower cost of living. But do the numbers stack up? Read more.

Should I retire overseas?

Growing numbers of Australians are retiring overseas, drawn to the lifestyle and lower cost of living. But do the numbers stack up? Read more.

Am I eligible for the Age Pension?

A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension. Read more.

Am I eligible for the Age Pension?

A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension. Read more.

What is the cost of living in retirement in Australia?

One of the challenges of retirement planning is working out how much income you will need to live the good life. Here are some tips to get you started. Read more.

What is the cost of living in retirement in Australia?

One of the challenges of retirement planning is working out how much income you will need to live the good life. Here are some tips to get you started. Read more.

The next webinar will be on Division 296 since it is now law. We will confirm the date once the full explanatory information has been released.

IN CASE YOU MISSED IT: Watch our previous webinar, SuperGuide members Q&A: March 2026.

Q: If I am eligible for the 15 year CGT exemption but I already have $2 million in superannuation accounts can I still deposit the money that is eligible for the CGT exemption into super?

A: It is possible to make contributions to super using the CGT cap election when your total super balance (TSB) is higher than the transfer balance cap (currently $2 million).

Although the non-concessional contribution cap for the following financial year is zero for individuals who have a TSB higher than the transfer balance cap on 30 June, any contributions made using the CGT cap election are not counted towards the non-concessional cap.

However, making a contribution using the CGT cap election does not increase the amount you may transfer into income streams for retirement.

It is also important to consider the introduction of additional tax on balances above $3 million.

Not sure you’re investing your super in the right asset mix for you? Learn more about risk profiling and your investment choice.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.