• Super booster
    • Super essentialsLearn the core rules and basics of super.
    • Super fund essentialsUnderstand how super funds work and what to compare.
    • Super investingDiscover strategies to grow your retirement savings.
    • Super contributionsFind out how much to contribute and your options.
    • Super and taxMaximise tax benefits and keep more of your money.
    • Super resourcesGuides and tools to help you grow your super.
  • Retirement planner
    • Getting startedBegin your retirement planning journey.
    • Planning your retirementDiscover smart ways to grow your savings.
    • Case studiesLearn from real retirement journeys.
    • CalculatorsSee how much you’ll need and if you’re on track.
    • Seeking financial adviceKnow when to get advice and choose the right adviser.
    • Preparing for retirementKnow what to do before you retire.
  • Retiree
    • Accessing superLearn when and how to withdraw your super.
    • Managing super in retirementMake your super last longer.
    • Age Pension and seniors concessionsSee what benefits you can claim.
    • Other income in retirementFind income sources beyond super.
    • Life in retirementIdeas and guidance to enjoy a fulfilling retirement.
    • Later life planningPrepare for aged care and estate matters.
  • SMSFsAs if superannuation wasn’t complex enough, when you have a self-managed superannuation fund (SMSF) you take on considerably more responsibility, and it’s essential therefore to have a comprehensive understanding of the current super and SMSF rules. In this section you will find detailed explanations of the SMSF rules and the responsibilities for SMSF trustees. SMSFs for beginners SMSF administration SMSF checklists SMSF compliance SMSF investment SMSF pensions SMSF strategies SMSF Q & As As a first step, the following are key articles that describe how SMSFs work.
    • SMSF for beginnersLearn how to set up and run an SMSF.
    • SMSF admin and complianceStay on top of rules, reporting, and annual obligations.
    • SMSF investingBuild and manage your SMSF investments.
    • SMSF pensions and lump sumsLearn how and when to access your SMSF.
    • SMSF estate planningPlan how your SMSF benefits are passed on.
    • SMSF strategies and checklistsUse proven strategies and practical checklists.
  • Special features
    • Calculators
    • Newsletters
    • Step-by-step guides
    • Webinars
Join now
Log in
Join now
Log in
Newsletters
Saved guides
Step-by-step guides
Webinars

February 2026 Retiree newsletter

UPDATED BEST PERFORMING PENSION FUNDS

See the top pension funds by investment category over 1 year and 10 years. Now updated to 31 December 2025.

  • Best performing pension funds: All Growth category (96–100%)
  • Best performing pension funds: High Growth category (81–95%)
  • Best performing pension funds: Growth category (61–80%)
  • Best performing pension funds: Balanced category (41–60%)
  • Best performing pension funds: Conservative category (21–40%)
Pension fund performance: Monthly returns to March 2026
Escalating US-Iran conflict in the Middle East took a toll on pension funds in March but returns have bounced back in April. Read more.
Pension fund performance: Monthly returns to March 2026
Escalating US-Iran conflict in the Middle East took a toll on pension funds in March but returns have bounced back in April. Read more.
How to make your super last longer
12 simple strategies to extend the life of your savings in retirement. Read more.
How to make your super last longer
12 simple strategies to extend the life of your savings in retirement. Read more.
Case study: Rebuilding retirement income after losing a partner
This retiree case study follows Janet as she reassesses her retirement income after the sudden loss of her partner. It explores the Age Pension and superannuation decisions she faces, and… Read more.
Case study: Rebuilding retirement income after losing a partner
This retiree case study follows Janet as she reassesses her retirement income after the sudden loss of her partner. It explores the Age Pension and superannuation decisions she faces, and… Read more.

SuperGuide members Q&A: March 2026

Wednesday 11 March 2026 at 11:00 am AEST

In this webinar super expert Garth McNally answers recent questions from SuperGuide members.

Find out more

IN CASE YOU MISSED IT: Watch our previous webinar, Superannuation considerations for couples.

Q: I am 63 and retired at 61 when I informed my super fund and SMSF that I wanted to convert my super to “unrestricted non-preserved” status, as I had met the condition of release to withdraw funds. I transferred some superannuation afterwards to pension mode for a continuous income stream. I recently accepted a casual job for a few months that will require me to work more than 10 hours per week during the peak Christmas-New Year period. This job will put super into my accumulation super account, and I also usually add personal super contributions to claim tax deductions. Do I need to inform my super fund that I have worked more than 10 hours per week during this period, as I am no longer considered to have ceased work? 

See Garth’s video answer here:

Could high fees or sub-par returns in your super pension be costing you a longer-lasting retirement income? Find out how to choose a super pension account.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

SuperGuide is Australia’s leading superannuation and retirement planning website.

SuperGuide Pty Ltd ATF SuperGuide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

SuperGuide membership

  • Become a member
  • Start a free account
  • What SuperGuide covers
  • Pricing
  • What our members say

Find the right membership

  • Retirement is a long way off
  • Nearing retirement
  • In retirement
  • SMSF trustees
  • Employer workplace program

Company

  • About us
  • Advertise
  • Careers
  • Contact us
  • Copyright Policy
  • Editorial Policy and Complaints
  • Sitemap
  • Support
4.7

Address

Level 23, 520 Oxford St,
Bondi Junction, NSW 2022

Phone

1800 955 753

  • Facebook
  • X
  • LinkedIn
  • YouTube
  • Google

Disclaimer

All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

  • Full SuperGuide disclaimer
  • Terms and Conditions of Use
  • Financial Services Guide
  • Privacy Policy and Privacy Collection

© 2008–2026 SuperGuide

SuperGuide
Forgot Password
 

Not a member?
Learn more about becoming a SuperGuide member