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Home / All recent articles

All recent articles

Below you can find all recent SuperGuide articles.

What is MySuper, and which super funds have MySuper products?

February 26, 2021

Super fund fees: Do lower fees mean better net returns?

February 19, 2021

Super and pension funds with the lowest fees

February 16, 2021

Super fund performance: Monthly returns to January 2021

February 16, 2021

Pension fund performance to December 2020

February 16, 2021

Best performing pension funds: All Growth category (96–100%)

February 15, 2021

Best performing pension funds: High Growth category (81–95%)

February 15, 2021

Best performing pension funds: Growth category (61–80%)

February 15, 2021

Best performing pension funds: Balanced category (41–60%)

February 15, 2021

Best performing pension funds: Conservative category (21–40%)

February 15, 2021

Best performing super funds: All Growth category (96–100%)

February 15, 2021

Best performing super funds: High Growth category (81–95%)

February 15, 2021

Best performing super funds: Growth category (61–80%)

February 15, 2021

Best performing super funds: Balanced category (41–60%)

February 15, 2021

Best performing super funds: Conservative category (21–40%)

February 15, 2021

Pension fund rankings: All Growth category (96–100%)

February 14, 2021

Pension fund rankings: High Growth category (81–95%)

February 14, 2021

Pension fund rankings: Growth category (61–80%)

February 14, 2021

Pension fund rankings: Balanced category (41–60%)

February 14, 2021

Pension fund rankings: Conservative category (21–40%)

February 14, 2021

Super fund rankings: High Growth category (81–95%)

February 14, 2021

Super fund rankings: Growth category (61–80%)

February 14, 2021

Super fund rankings: Balanced category (41–60%)

February 14, 2021

Super fund rankings: Conservative category (21–40%)

February 14, 2021

Tax in SMSFs and regular super funds: Which is better?

February 11, 2021

Getting financial advice? What your adviser needs to provide

February 11, 2021

The importance of asset allocation

February 10, 2021

10 common ‘myth-conceptions’ about retirement income

February 10, 2021

Find an Australian independent financial adviser

February 1, 2021

Retirement planning case study: Couple aged 58 and 60

January 22, 2021

Retiree reflections: If I had my time over, when would I retire?

January 21, 2021

Super funds with the lowest fees for life and TPD insurance

January 20, 2021

Super funds with the lowest fees for income protection insurance

January 20, 2021

Super fund performance over 28 calendar years (to December 2020)

January 19, 2021

Annual super fund performance Reckoner: Annual returns for 5 investment categories

January 19, 2021

Income protection insurance through super: A definitive guide

January 18, 2021

Insurance inside super: A definitive guide

January 18, 2021

Life insurance through super: A definitive guide

January 18, 2021

Guide to SMSFs and insurance

January 14, 2021

How your super fund works and who’s who in your fund

January 4, 2021

Your SMSF calendar

January 4, 2021

What is the retirement age in Australia?

January 4, 2021

Super funds of the year awards: Best super funds for 2020/21

December 9, 2020

Super for beginners: How superannuation is taxed

December 3, 2020

How much super do you need to set up an SMSF?

December 3, 2020

Reverse mortgages: What are they and how do they work?

December 2, 2020

What does it cost to run an SMSF?

December 2, 2020

What age should I retire?

December 1, 2020

Quiz: Employer super responsibilities

December 1, 2020

Your home: The foundation of retirement planning

November 24, 2020

SMSF investment: 20 most popular Australian shares

November 16, 2020

Employer’s guide to Superannuation Guarantee (SG) contributions: Which employees are eligible?

November 13, 2020

Choosing a default fund for your employees

November 13, 2020

Super and pension fund performance: Where does your fund rank?

November 12, 2020

Accessing super: Reaching preservation age and retiring

October 9, 2020

Super tips and strategies if you are in your 20s

October 6, 2020

Super tips and strategies if you are in your 30s or 40s

October 6, 2020

Super tips and strategies if you are in your 50s

October 6, 2020

Super tips and strategies if you are in your 60s or 70s

October 6, 2020

What age can I access my super (Preservation Age)?

October 6, 2020

Accessing super: Ceasing employment after 60

October 6, 2020

Accessing super: Reaching age 65

October 6, 2020

What to do if the market tanks and you’re retired, or close to it

October 1, 2020

How to compare super funds in 7 easy steps

October 1, 2020

Super investing for beginners

October 1, 2020

The easy way to find and consolidate your lost super

October 1, 2020

How super works: A beginner’s guide to superannuation

October 1, 2020

Age Pension rates (March 2020 to March 2021)

September 18, 2020

Age Pension calculator: How much could you be eligible for?

September 18, 2020

Age Pension income test limits (July 2020 to March 2021)

September 18, 2020

Age Pension assets test limits (July 2020 to March 2021)

September 18, 2020

Case studies: How is the Age Pension assessed?

September 17, 2020

How to maximise your Age Pension

September 17, 2020

What are lifecycle super funds, and how do they perform?

September 16, 2020

Financial advice through super funds: What’s on offer?

September 15, 2020

Free financial advice: Yes, it does exist

September 15, 2020

Retirement cost of living: How much does a comfortable lifestyle cost?

September 7, 2020

Am I eligible for the Age Pension?

September 3, 2020

10 points to check on your annual super fund statement

September 2, 2020

What is the Pension Loans Scheme, and how does it work?

September 2, 2020

Selecting your super fund: Can I make the choice?

September 2, 2020

What government services are available for older Australians?

September 1, 2020

Your simple guide to Superannuation Guarantee (SG) contributions

September 1, 2020

How the Division 293 tax works: Super surcharge for high earners

September 1, 2020

How does SAPTO work? (Senior Australians and Pensioners Tax Offset)

August 11, 2020

How to evaluate whether an SMSF is right for you

August 11, 2020

How to create an SMSF investment strategy (including example documents)

August 6, 2020

Top 10 Balanced super funds ranked by risk and return

August 4, 2020

What is a growth asset? Time to set some standards

August 3, 2020

Balanced, Growth, Defensive: What’s in a name?

August 3, 2020

Early release of super due to COVID-19 (coronavirus)

July 23, 2020

Asset sector performance: Returns over 1 to 15 financial years (to June 2020)

July 18, 2020

Your tax guide to accessing your super under age 60

July 16, 2020

Your tax guide to accessing your super over age 60

July 16, 2020

What super contributions are best for me?

July 8, 2020

How to make super contributions after you’ve retired

July 8, 2020

What to do if you exceed your super contributions caps

July 8, 2020

What is a re-contribution strategy and how can I use it with my super?

July 6, 2020

Contributing to your super in your late 60s: What are the rules?

July 3, 2020

Video: Wellbeing in retirement

July 1, 2020

Deeming rates (and calculator) for the Age Pension income test

July 1, 2020

A super guide to understanding the bring-forward rule

July 1, 2020

How carry-forward (catch-up) super contributions work

July 1, 2020

Contribution splitting: How to boost your spouse’s super

July 1, 2020

Work test: Making super contributions over 67

July 1, 2020

Superannuation rule changes: Your guide for 2020/21

June 30, 2020

SMSF trustee housekeeping checklist for 2020/21

June 29, 2020

Key superannuation rates and thresholds for 2020/21

June 29, 2020

Non-concessional super contributions guide (2020/21)

June 26, 2020

Concessional super contributions guide (2020/21)

June 22, 2020

How a government co-contribution can help boost your super savings

June 19, 2020

How LISTO works (Low Income Superannuation Tax Offset)

June 17, 2020

Starting a new business in retirement

June 12, 2020

How do I arrange a Home Care Package?

June 11, 2020

Video: We need to talk about Mum and Dad

June 9, 2020

Retiring at 55? Your super simple guide to 12 common questions

June 3, 2020

Retiring at 65? Your super simple guide to 12 common questions

June 3, 2020

Finding a good financial adviser and making financial advice work for you

June 1, 2020

Countdown to retirement: Tips to help kickstart your retirement plans

June 1, 2020

Why it can be a good idea to put as much into super as possible

June 1, 2020

Guide to the ATO SMSF supervisory levy

June 1, 2020

What are the SMSF residency requirements?

June 1, 2020

The SMSF trustee declaration explained

June 1, 2020

How much does financial advice cost?

June 1, 2020

Guide to SMSF trust deeds

June 1, 2020

Smashing senior stereotypes

May 7, 2020

Rules of Thumb: Do these popular retirement planning hacks measure up?

May 7, 2020

Working in retirement: Busting the age barrier

May 2, 2020

In your 70s? The super rules that apply to you

May 1, 2020

In your 60s? The super rules that apply to you

May 1, 2020

In your 50s? The super rules that apply to you

May 1, 2020

In your 20s, 30s or 40s? The super rules that apply to you

May 1, 2020

In your teens? The super rules that apply to you

May 1, 2020

The Superannuation Standard Choice Form explained

May 1, 2020

SMSF compliance: What are trustees’ responsibilities?

May 1, 2020

SMSF annual admin checklist

April 22, 2020

Top 5 mistakes SMSF trustees make with their annual returns

April 22, 2020

Consider these two risks before you start a super pension

April 9, 2020

Early release of super due to severe financial hardship

April 4, 2020

How can you plan your income needs in retirement?

April 1, 2020

Worried about your post-virus finances? 10 tips to help stretch your retirement dollars

April 1, 2020

Early release of super on compassionate grounds

April 1, 2020

Rise of the three-quarter life crisis

April 1, 2020

SMSFs: What to do if you get a breach notification from the ATO

April 1, 2020

When can I access my super? All conditions of release explained

April 1, 2020

What strategies can I consider to reduce tax on my super pension?

April 1, 2020

Minimum pension payments for 2020/21 (including calculator)

April 1, 2020

Commuting an SMSF allocated pension

April 1, 2020

List of APRA-regulated superannuation funds

April 1, 2020

Starting an SMSF pension checklist

March 23, 2020

Is a bucket strategy the solution for your retirement income plan?

March 23, 2020

SMSFs: How to start a pension

March 23, 2020

How much can I afford to spend in retirement?

March 22, 2020

Guide to transition-to-retirement pensions (TTRs or TRISs)

March 22, 2020

How do SMSF retirees invest?

March 14, 2020

What is the value of financial advice when it comes to your retirement?

March 14, 2020

How to create an investment portfolio in retirement

March 13, 2020

Financial advisers give tips on preparing for retirement

March 11, 2020

What are the different types of super funds?

March 9, 2020

How does your super affect the Age Pension?

March 1, 2020

What SMSF trustees need to know about ECPI

March 1, 2020

What are the Age Pension residency rules?

March 1, 2020

Choosing a super investment option

February 15, 2020

Choosing a pension fund

February 14, 2020

How much super do I need to retire on $50,000 a year?

February 14, 2020

Introduction to aged care

February 13, 2020

4 strategies to help fix your total super balance problem

February 12, 2020

10 steps to buying a commercial property and leasing it to your SMSF

February 12, 2020

Is $500,000 in super enough to retire on?

February 11, 2020

How much super do I need to retire?

February 11, 2020

How do tax-deductible superannuation contributions work?

February 1, 2020

Definitive guide to the $1.6 million transfer balance cap

January 30, 2020

What on earth is an in-specie transfer?

January 15, 2020

What concession cards are available for Seniors and Pensioners?

January 15, 2020

How investing in infrastructure boosts your super account

January 14, 2020

How long you can expect to live, and what it means for your super

January 14, 2020

Salary sacrifice and super: How does it work?

January 13, 2020

How to benchmark your super fund

January 4, 2020

How to plan for your retirement

January 4, 2020

Beginner’s guide to making super contributions

January 1, 2020

What retirees say they would have done differently

January 1, 2020

Your simple guide to the NSW Seniors Card

January 1, 2020

Guide to SMSF administration, reporting and record-keeping

January 1, 2020

10 hidden perks that make your super account even better

January 1, 2020

Is it time to change your super investment option?

January 1, 2020

How to change your investment option: 6 points to check before you switch

January 1, 2020

Your simple guide to state Seniors Cards: How they can save you money

January 1, 2020

What are listed and unlisted investments and why does it matter?

December 16, 2019

Making downsizer super contributions: 10 things you need to know

December 16, 2019

5-step guide to the different types of financial advice on offer

December 14, 2019

SMSFs: What advice can your accountant provide?

December 14, 2019

7-point guide to what happens when you meet a financial adviser

December 13, 2019

What difference does it make that a financial adviser is independent?

December 12, 2019

How to choose an investment option for your super pension

December 11, 2019

Independent financial advice: Why it’s important and how to find it

December 5, 2019

What is a self-managed super fund (SMSF)?

December 5, 2019

How to wind up an SMSF

December 4, 2019

How to set up an SMSF correctly

December 3, 2019

What is the sole purpose test, and how does it work?

December 1, 2019

How to grow your super: Know your risk profile

December 1, 2019

How accurate are ‘retirement estimates’? 7 assumptions you need to understand

November 21, 2019

10 key super fund fees: What are they and why am I paying them?

November 20, 2019

Introducing My Aged Care

November 14, 2019

Are you getting your slice of the Age Pension Work Bonus?

November 13, 2019

Changing pace: Retiring and thriving together

November 11, 2019

How to record SMSF minutes

November 3, 2019

Commonwealth Seniors Health Card: What it is and how to apply

October 15, 2019

How to structure your super if you’re going overseas

October 11, 2019

Should I retire overseas?

October 3, 2019

Financial coaching: What is it and why may you need it?

October 3, 2019

What to teach your kids about super

October 3, 2019

Super fees and returns calculator

October 2, 2019

Falling behind with your super? How your super balance compares

October 2, 2019

How to check if your mum or dad’s nursing home is up to scratch

October 1, 2019

Five common financial mistakes people make just before retirement

October 1, 2019

Investment indexes: 5 reasons they matter for your super

October 1, 2019

How to invest in infrastructure through an SMSF

October 1, 2019

Why big super funds diversify and what you can learn from it

September 17, 2019

Have you got an exit plan? The importance of estate planning

September 4, 2019

Multi-generational SMSFs: Benefits and pitfalls

September 1, 2019

Super strategies after losing your spouse: What are the rules?

September 1, 2019

5 ways sequencing risk affects your retirement

September 1, 2019

Can I return to work after I access my super?

September 1, 2019

Need care at home? We look at the costs

August 14, 2019

How to plan your spending through the 3 stages of retirement

August 10, 2019

How to navigate the different phases of retirement

August 9, 2019

Retirement age calculator: When can you access your super or the Age Pension?

August 7, 2019

How to read a super fund PDS

August 1, 2019

Timing counts if you plan to retire this year and start a super pension

July 21, 2019

Retiring overseas: Implications for your super and tax

July 21, 2019

Reversionary pensions: What they are and how they work

July 21, 2019

Why aged care deserves to be part of your retirement plan

July 15, 2019

Retiring soon? Here are 5 questions you need to answer first

July 15, 2019

Who gets your super when you die? A guide to death benefit nominations

July 12, 2019

Proportioning rule and super tax: What it is and why it matters

July 12, 2019

A simple guide to what tax is payable on super death benefits

July 12, 2019

What are average super fund fees?

July 8, 2019

What makes a financial adviser independent?

July 2, 2019

Starting a pension from your super

July 1, 2019

How do I apply for the Age Pension?

July 1, 2019

Guide to SMSF audits

June 14, 2019

8 warning signs that you’re with a bad financial adviser

June 5, 2019

Quiz: SMSFs for beginners

May 10, 2019

Total Superannuation Balance: When it applies and what is included

May 7, 2019

Fund Performance: SMSFs vs APRA super funds

May 7, 2019

Quiz: Planning for retirement

May 3, 2019

Real DIY super: Ways that SMSFs can be ultra low-cost

May 2, 2019

What is the Pension Bonus Scheme?

May 1, 2019

Top performing sustainable investment funds

April 12, 2019

Don’t wait for a crisis – start planning your aged care now

April 7, 2019

What is an anti-detriment payment?

April 6, 2019

Can I access my super if I retire overseas?

April 5, 2019

SMSFs and capital gains tax (CGT)

April 5, 2019

Which asset classes are popular with SMSFs?

April 4, 2019

The definitive SMSF guide to franked dividends

April 2, 2019

Confused about aged care in the home? These 10 charts explain how it works

March 21, 2019

Financial advice: What are the risks and benefits?

March 19, 2019

Surely I don’t need a testamentary trust will (TTW)?

March 18, 2019

Super advice: How to find a suitable financial adviser

March 15, 2019

SMSFs: What are the lump sum withdrawal rules?

March 11, 2019

Early release of super through DASP (Departing Australia Superannuation Payment)

March 8, 2019

The financial and health benefits of working into retirement

February 16, 2019

SMSF investment rules: What every trustee should know

February 15, 2019

Estate planning, super and SMSFs: Getting your house in order

February 11, 2019

Target retirement income: An explanation of the 66-80% rule of thumb

February 8, 2019

Capital gains and super: Using super contributions to reduce your CGT bill

February 2, 2019

Adjusting to retirement: 8 factors that can help

December 3, 2018

7 steps to help you choose the right home care provider

February 27, 2017

Case studies: How the Age Pension Work Bonus can boost income

February 26, 2021

What should my retirement plan contain, and can I write it myself?

February 18, 2021

Monthly super fund performance Reckoner: Monthly returns for 5 investment categories

February 16, 2021

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When should I retire?
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