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October 2019 newsletter

Top performing super and pension funds, why investment indexes matter, investing in infrastructure, benefits of the Commonwealth Seniors Health Card, retiring overseas and bucket strategy investing

Highlights of the October 2019 edition of the SuperGuide Premium newsletter include:

  • BEST PERFORMING SUPER AND PENSION FUNDS: Find out which were the top 30 performing balanced super funds and capital stable pension funds over 5 years.
  • HOW TO TEACH YOUR KIDS ABOUT SUPER: Young adults are unlikely to have a burning interest in super, but engaging them early can make a big difference to their future.
  • INVESTMENT INDEXES: 5 REASONS THEY MATTER FOR YOUR SUPER: We give you the lowdown on investment indexesand why they can be useful tools for learning more about the performance of your super account.
  • HOW TO INVEST IN INFRASTRUCTURE THROUGH AN SMSF: New products and ways to invest in infrastructure have been growing – an opportunity for SMSFs given the long-term nature of infrastructure investment.
  • IS A BUCKET STRATEGY THE SOLUTION FOR YOUR RETIREMENT INCOME PLAN? The bucket approach is a popular way to balance the need for income stability and capital growth in retirement. But what are the drawbacks?
  • COMMONWEALTH SENIORS HEALTH CARD: WHAT DOES IT PROVIDE AND HOW DO I GET ONE? Discover whether you’re eligible and how you can benefit from this valuable concession card.
  • RETIRING OVERSEAS: It certainly has its advantages, but there are rules, issues and options to consider to best protect your retirement savings.

NEWS

Super news for October 2019

Super news for October 2019

This month we look at the new proof-of-life certificates required for pensioners overseas, the launch of Australia’s first independent superannuation consumer advocacy organisation, the announcement of a major review of Australia’s retirement income system and an awareness campaign to help you stay safe online.

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About us

Helping Australians reach their retirement goals since 2008 SuperGuide provides independent, reliable guidance to help Australians build their super, understand the rules and make confident decisions for their retirement. About SuperGuide With hundreds of clear fact-checked articles, checklists and video guides, we are the comprehensive go-to resource on superannuation, SMSFs and retirement. Our mission is […]

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SuperGuide newsletters You can sign up here to SuperGuide’s free taster email newsletter which includes a selection of the latest features from SuperGuide each month. Alternatively, by becoming a SuperGuide member you can access all of the latest information and plain-English analysis about superannuation, retirement, SMSFs and the Age Pension, including reckoners, how-to guides, strategies and other […]

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Below are listed SuperGuide special features including Q&As, videos, how-to guides, case studies, calculators, checklists and strategies. Click any feature to view all the articles that relate to this topic.

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SUPER PERFORMANCE

Best performing super funds: All Growth category (96–100%)

Best performing super funds: All Growth category (96–100%)

In this article you can discover the top 10 performing All Growth super funds over 1 year and 10 years to 30 June 2026. All Growth funds have 96-100% invested in growth assets.

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Best performing pension funds: Balanced category (41–60%)

In this article you can discover the top 10 performing Balanced pension funds over 1 year and 10 years to 30 June 2026. Balanced funds have 41-60% invested in growth assets.

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Super fund performance: Monthly returns to September 2026

Super funds dipped in September, with the median Growth fund down 0.4% as shares and bonds fell, but a weaker Australian dollar helped limit the loss.

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SUPERANNUATION

What to teach your (big) kids about super

What to teach your (big) kids about super

If your kids are old enough to have scored their first fulltime or part-time job, now’s the time to pass on everything you wish you’d known about super at their age.

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How much super should I have at my age?

If you’ve ever wondered how your super balance stack up against people your age, or your retirement income goal, read on.

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How super fund fees impact your net returns

Super fund returns may grab the limelight, but even small differences in fees can make a big difference to your retirement balance in the long run.

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SMSFs

How to invest in infrastructure through an SMSF

How to invest in infrastructure through an SMSF

Thanks to a growing list of specialist managed funds, SMSFs can invest like the pros in big infrastructure projects.

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Had enough of your SMSF? Your options for leaving or winding it up

Leaving an SMSF and winding one up are different decisions, each with its own alternatives, steps and costs to weigh before you move any money.

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Protecting your super from cyber attacks and scams

Super scams are increasingly sophisticated and on the rise so it pays to learn how to detect and avoid them.

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RETIREMENT PLANNING

Managing retirement income with a bucket strategy

Managing retirement income with a bucket strategy

Managing competing investment priorities in retirement is a challenge but a bucket strategy could tip the balance in your favour.

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Commonwealth Seniors Health Card: Eligibility and how to apply

Who qualifies for the Commonwealth Seniors Health Card, the income limits that apply and how to apply, plus a video explainer.

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Transition to retirement (TTR) pensions: How they work

If you’re over 60 and not ready to retire but want extra cash to top up your super, a transition to retirement (TTR) pension could help.

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Common financial mistakes SMSF trustees make before retirement

Not being aware of your entitlements can mean missing out, and it’s a surprisingly common mistake for SMSF trustees as retirement nears.

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Should I retire overseas?

Growing numbers of Australians are retiring overseas, drawn to the lifestyle and lower cost of living. But do the numbers stack up?

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SuperGuide is Australia’s leading superannuation and retirement planning website.


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